Patents Assigned to The Guardian Life Insurance Company of America
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Publication number: 20240144136Abstract: A system and method for continuously improving the cybersecurity rating of a firm includes a feed processor configured to parse at least one cybersecurity report and to feed for building an instance graph. The system may identify, measure, and monitor portfolio dimensions of public-facing digital artifacts. In addition, the system and method may each include the instance graph being compared by a correlation engine with a reference graph to generate automated or semi-automated remediation recommendations that may lead to continuous improvement of a cybersecurity rating for an organization or firm.Type: ApplicationFiled: October 27, 2022Publication date: May 2, 2024Applicant: Guardian Life Insurance Company of AmericaInventors: Manas Singh, Naveen Kumar S, Balaji Mukundan, Daniel Johnson
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Publication number: 20240143775Abstract: A system and method for generating security and compliance-aware software delivery pipelines includes a dashboard for configuring and inputting an application profile and an application context. In addition, the system and method each include an application profiler captures, discovers, and stores one or more attributes of an application, along with a pipeline generator that receives information from the dashboard to ultimately generate at least one software delivery pipeline outfitted with security policies and compliance-aware guidelines.Type: ApplicationFiled: October 27, 2022Publication date: May 2, 2024Applicant: Guardian Life Insurance Company of AmericaInventors: Manas Singh, Naveen Kumar S, Balaji Mukundan, Daniel Johnson
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Publication number: 20230298105Abstract: A system and method for providing a disability benefit to an individual includes a server; a memory storage on a network or cloud; a database, wherein the server, the storage, and the database are connected via communication links on the network; and one or more end user personal devices, wherein the personal devices are coupled to the network via the communication links. In addition, the system and method includes receiving a request, via an end-user personal device, from the individual for an insurance policy; determining the eligibility of the individual for insurance policy coverage, electronically generating and electronically notifying the individual of the determined insurance coverage via the end-user personal device, electronically displaying the determined insurance coverage on the end-user personal device, and accepting the determined insurance coverage by the individual, via the end-user personal device.Type: ApplicationFiled: March 15, 2023Publication date: September 21, 2023Applicant: Guardian Life Insurance Company of AmericaInventors: Donna Owens, Michael Palmieri, William L. Eurbin
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Publication number: 20180330428Abstract: A system and method for a centralized data asset marketplace including a single network or cloud platform environment for the sharing and distribution of data assets, a user interface layer providing a user access to the environment, data assets, an access control and audit component which stores user's requests and a single sign on component allowing the user to access the user interface layer, wherein the user interface layer includes a meta data management component, a service discovery component, a service request processing component, and a delivery service.Type: ApplicationFiled: November 16, 2017Publication date: November 15, 2018Applicant: Guardian Life Insurance Company of AmericaInventors: Alex Rosenthal, Daniel Johnson, Jennifer Dieter, Wang Cheung, Ashutosh Khandekar, Prathamesh Jagtap
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Publication number: 20180025413Abstract: A system and method for a centralized data asset marketplace including a single network or cloud platform environment for the sharing and distribution of data assets, wherein the platform is public or private; multiple user interfaces, wherein the user interfaces include a home page, a data asset detail interface, a shopping cart interface, a user data section interface and an administrative section interface; and data assets, wherein the data assets are at least one of a report, a file download, a data service, a micro service or an applet.Type: ApplicationFiled: June 29, 2017Publication date: January 25, 2018Applicant: Guardian Life Insurance Company of AmericaInventors: Alex Rosenthal, Daniel Johnson, Jennifer Dieter, Wang Cheung, Ashutosh Khandekar, Prathamesh Jagtap
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Patent number: 8930228Abstract: Systems and methods for performing insurance related activities are provided. Software can be implemented to provide an application that includes an interactive interface for use by insurance professionals in managing clients, marketing insurance, and storing information. The application can include multiple layers directed to particular stages of the insurance-client relationship. Aggregation services can also be incorporated into the application. Interactive insurance-and-client specific display pages can be incorporated to aid in understanding a client's current insurance information and to generate presentations. “Value” calculators may be implemented to illustrate a comparison of a client's current level of protection to a client's current financial state. Interactive tools for evaluating a customer's financial condition during retirement and how life insurance affects a customer's financial condition are also provided.Type: GrantFiled: May 21, 2012Date of Patent: January 6, 2015Assignee: The Guardian Life Insurance Company of AmericaInventor: Robert Ball
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Patent number: 8930253Abstract: Systems and methods for performing insurance related activities are provided. Software can be implemented to provide a (optionally networked) application that includes an interactive interface for use by insurance professionals in managing clients. Personal data can be received for computing a client's financial condition. Business data of the client can be received for computing a business financial condition of the business at the death of the client. An assumption of the business financial condition, including levels of business owned life insurance can be modified. A selection mechanism can also be provided, which when selected displays a representation of a death benefits to the client and to the business, based on the modified assumption. The personal financial and business financial condition can change in relation to a change in the personal death and business death benefit as the assumptions are interactively modified, thereby showing the benefit of business owned life insurance.Type: GrantFiled: April 30, 2010Date of Patent: January 6, 2015Assignee: The Guardian Life Insurance Company of AmericaInventor: Robert Ball
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Patent number: 8892467Abstract: An interactive financial tool is disclosed for assisting agents such as, for example, insurance professionals, estate planners, financial planners, and the like in performing activities such as, for example, marketing products or services to new or existing clients, managing client relationships, prospecting for new clients, and the like.Type: GrantFiled: June 21, 2012Date of Patent: November 18, 2014Assignee: Guardian Life Insurance Company of AmericaInventor: Robert Ball
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Patent number: 8185463Abstract: Systems and methods for performing insurance related activities are provided. Software can be implemented to provide an application that includes an interactive interface for use by insurance professionals in managing clients, marketing insurance, and storing information. For example, a network application can be implemented that a user can access via a web browser and which is intuitive for quick comprehension and interaction by users. The application can include multiple layers directed to particular stages of the insurance-client relationship. The application can include a Workflow Wizard® to aid the user in managing and maintaining client information and tracking progress. Aggregation services can also be incorporated into the application. Interactive insurance-and-client specific display pages can be incorporated to aid in understanding a client's current insurance information and to generate presentations.Type: GrantFiled: April 30, 2008Date of Patent: May 22, 2012Assignee: The Guardian Life Insurance Company of AmericaInventor: Robert Ball
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Patent number: 8073714Abstract: Systems and methods for performing insurance related activities are provided. Software can be implemented to provide an application that includes an interactive interface for use by insurance professionals in managing clients, marketing insurance, and storing information. For example, a network application can be implemented that a user can access via a web browser and which is intuitive for quick comprehension and interaction by users. The application can include multiple layers directed to particular stages of the insurance-client relationship. The application can include a workflow wizard to aid the user in managing and maintaining client information and tracking progress. Aggregation services can also be incorporated into the application. Interactive insurance-and-client specific display pages can be incorporated to aid in understanding a client's current insurance information and to generate presentations.Type: GrantFiled: August 25, 2006Date of Patent: December 6, 2011Assignee: The Guardian Life Insurance Company of AmericaInventor: Robert Ball
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Patent number: 8010433Abstract: A system for and method of administering payouts under an individual annuity contract is provided. In accordance with one embodiment of the present invention, a computer system is provided which includes a memory for storing individual annuity contract data relating to a individual annuity contract which provides the contract owner with the option to withdraw principal from the annuity during the payout phase, and a processor programmed to process and issue principal payouts as selected by the annuitant.Type: GrantFiled: February 12, 2010Date of Patent: August 30, 2011Assignee: The Guardian Life Insurance Company of AmericaInventor: Charles Gordon Fisher, III
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Patent number: 7853497Abstract: A system for and method of variable annuity contract administration is provided. Each variable annuity contract includes a bonus investment credit percentage, withdrawal charge percentages less than or equal to the bonus investment credit percentage in all contract years, and level asset-based compensation to distributors. In accordance with the invention, data relating to variable annuity contracts are stored in a memory means. A processing means is configured to read and manipulate the stored data to administer the variable annuity contracts from issuance to payout.Type: GrantFiled: August 12, 2005Date of Patent: December 14, 2010Assignee: The Guardian Life Insurance Company of AmericaInventors: Charles G. Fisher, Bruce C. Long, Donald P. Sullivan, Jr.
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Patent number: 7664700Abstract: A system for and method of administering payouts under an individual annuity contract is provided. In accordance with one embodiment of the present invention, a computer system is provided which includes a memory for storing individual annuity contract data relating to a individual annuity contract which provides the contract owner with the option to withdraw principal from the annuity during the payout phase, and a processor programmed to process and issue principal payouts as selected by the annuitant.Type: GrantFiled: January 22, 2002Date of Patent: February 16, 2010Assignee: The Guardian Life Insurance Company of AmericaInventor: Charles Gordon Fisher, III
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Publication number: 20060111998Abstract: A system for and method of variable annuity contract administration is provided. Each variable annuity contract includes a bonus investment credit percentage, withdrawal charge percentages less than or equal to the bonus investment credit percentage in all contract years, and level asset-based compensation to distributors. In accordance with the invention, data relating to variable annuity contracts are stored in a memory means. A processing means is configured to read and manipulate the stored data to administer the variable annuity contracts from issuance to payout.Type: ApplicationFiled: August 12, 2005Publication date: May 25, 2006Applicant: The Guardian Life Insurance Company of AmericaInventors: Charles Fisher, Bruce Long, Donald Sullivan
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Patent number: 7016871Abstract: A system for and method of variable annuity contract administration is provided. Each variable annuity contract includes a bonus investment credit percentage, withdrawal charge percentages less than or equal to the bonus investment credit percentage in all contract years, and level asset-based compensation to distributors. In accordance with the invention, data relating to variable annuity contracts are stored in a memory means. A processing means is configured to read and manipulate the stored data to administer the variable annuity contracts from issuance to payout.Type: GrantFiled: July 25, 2000Date of Patent: March 21, 2006Assignee: The Guardian Life Insurance Company of AmericaInventors: Charles G. Fisher, Bruce C. Long, Donald P. Sullivan, Jr.
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Patent number: D768157Type: GrantFiled: August 10, 2007Date of Patent: October 4, 2016Assignee: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICAInventor: Robert Ball