Abstract: The invention relates to a server configuration drift monitoring tool that allows for active monitoring of server configurations. The Monitoring Tool has little overhead and may be quickly and easily integrated with a current or new environment. With simple configuration files available, an administrator may customize necessary settings. The Monitoring Tool may run on various platforms, including Platform as a Service (PaaS) offerings, and may be compiled into a program component. The Monitoring Tool allows users and administrators to access a dashboard (via any web browser or mobile device), showing current connections and the ability to select components/devices to do a side by side comparison.

Abstract: Systems and methods for automated incident response are disclosed. In one embodiment, a method for managing response to an incident may include (1) receiving training incident data from a training data source; (2) identifying at plurality of incident-related training keywords in the training data; (3) receiving one of a plurality of tags for each of the plurality of training keywords from a trainer; (4) executing a machine learning process to associate the received tags with the training keywords; (5) receiving incident data related to an incident from an incident data source; (6) identifying a plurality of incident-related keywords in the incident data; (7) automatically tagging the incident-related keyword with one of the plurality of tags; (8) automatically identifying at least one incident pattern from the tags; (9) automatically retrieving a solution for the incident based on similar resolved incidents; and (10) automatically applying the solution to the incident.

Abstract: The present disclosure relates to metal alloys for biosensors. An electrode is made from ruthenium metal or a ruthenium-based alloy. The resulting electrode has physical and electrical property advantages when compared with existing pure metal electrodes.

Abstract: A method, device and non-transitory computer readable medium for randomized multi-factor authentication with biometrics includes randomly selecting one of a plurality of biometrics in response to a request from a client device. At least the randomly selected biometric is requested from the requesting client device. A match of the requested randomly selected biometric received from the requesting client device against stored biometric information above a set threshold is verified. Access for the request is granted when the verification indicates the match.

Abstract: Systems and methods for device authentication are disclosed. In one embodiment, a method may include (1) an acquirer portion receiving a device credential and a payment credential that were received from the payment application in conjunction with a transaction, the acquirer portion further receiving transaction data for the transaction from the merchant; (2) the acquirer portion performing a first validation assessment on the transaction based on the transaction data and first data retrieved from a first data source; (3) the payment network portion performing a second validation assessment on the transaction based on the transaction data and second data retrieved from a second data source; and (4) the issuer portion identifying and authenticating the customer based on the device credential, the payment credential, and at least one of the first validation assessment and the second validation assessment.

Abstract: Systems and methods for enhanced mobile device authentication are disclosed. Systems and methods for enhanced mobile authentication are disclosed. In one embodiment, method for electronic device authentication may include (1) a server comprising at least one computer processor communicating a one-time passcode to an electronic device over a first communication channel; (2) the server receiving, from the electronic device over a second communication channel the one-time passcode encrypted with a private key associated with the electronic device; (3) the server decrypting the one-time passcode using a public key; (4) the server validating the one-time passcode; (5) the server generating a device identifier for the electronic device; and (6) the server persisting an association between the device identifier and the electronic device.

Abstract: Various methods, apparatuses, and media for implementing a machine-learning model execution module are provided. A processor is configured to generate a machine-learning model. The machine learning model includes data related to a requester's access to one or more ephemeral roles. The processor receives a request from the requester to access the one or more ephemeral roles within the machine-learning model. The processor also determines the requester's group or role membership status within an organization. The processor also dynamically evaluates the received request with the machine learning model in real time to grant or deny access to the one or more ephemeral roles based on the membership status of the requester.

Abstract: The invention relates to a computer-implemented system and method for providing travel information to a customer of a business such as a financial institution, according to one example.

Abstract: The invention relates to applying a query tag in an object relational mapping tool. According to an embodiment of the present invention, a system comprises: a Repository API; a relational database management system (RDBMS); an object relational mapping (ORM) Tool that receives input from the Repository API and translates the input to the RDBMS; and a processor, coupled to the Repository API, the ORM Tool and the RDMBS, configured to perform the steps comprising: determine, at the Repository API, a query tag that identifies an origination source code; propagate the query tag to a database connection context within the ORM Tool; and inject the query tag into a generated SQL command.

Abstract: Systems and methods for providing encrypted storage within application sandbox are disclosed. Embodiments may secure data at rest on mobile device within application sandbox. The data may be stored in a manner that is resistant to attacks intended to reveal the data, and situations in which unintentional disclosures could occur. In embodiments, data may not be unintentionally lost, and it may be used with data that may be classified as Personally Identifiable Information.

Abstract: Various methods, apparatuses, and media for preventing fraud in card or mobile transaction are provided. A fraud prevention application module defines one or more geographical zones where a card or mobile transaction is authorized. Information related to the defined geographical zones are stored onto a memory. A processor is configured to initiate the card or mobile transaction at a point-of-sale (POS) location; determine whether the POS location corresponds to the stored information related to one or more of the defined geographical zones; and authorize the card or mobile transaction based on a determination that the POS location corresponds to the stored information related to the defined one or more geographical zones.

Abstract: A method for controlling an access to a resource is provided. The method includes receiving, from a first user, a first input that relates to a business criterion for a provision of the access to the resource; receiving, from a second user, a second input that relates to an application-specific criterion for the provision of the access to the resource; generating one or more one access-control rules based on the inputs; receiving an access request; and determining whether to grant the access request based on the rules, and any conditions that pertain to the access. The method effectively decouples the business-related criterion from the application-specific criterion for the access determination, thereby ensuring that business stakeholders and application owners each have an independent ability to provide inputs for generating access-control rules and policies.

Abstract: A system and method for implementing an interoperable credential management protocol for processing online transactions. The protocol, referred to as the Partner Key Management (PKM) protocol provides an improved alternative to traditional public key infrastructure (PKI), particularly for use in high-value commercial transactions which require additional controls on the use of credentials for authentication and authorization. According to the PKM protocol, a user may take advantage of credential interoperability by using the same credential at a plurality of different financial institutions for authentication or digital signatures. Additionally, the credential interoperability achieved according to the PKM protocol allows the user to employ the same credential at a plurality of financial institutions for the purpose of digital or electronic signatures.

Abstract: The invention relates to a computer-implemented system and method for loyalty integration to facilitate redemption of rewards using a mobile device. According to an embodiment of the present invention, a system and method comprise the steps of: connecting a merchant app, associated with a merchant, with a funding source associated with a financial institution, wherein the merchant app provides a merchant program to the user; identifying a number of points for conversion to stored value on the merchant app; converting the number of points to a stored value amount on the merchant app; loading the merchant app with the stored value; and responsive to a user request on the merchant app, performing a payment transaction for a purchase using the converted stored value.

Abstract: A system and method are provided for electronically logging and controlling access to a safe deposit box at a financial institution. The system and method allow for detailed logs of an attempt, denial, or grant of access to a safe deposit box. The system and method also allow for notifications to be sent to all authorized users of any attempt, denial, or grant of access to a safe deposit box.

Abstract: An embodiment of the present invention is directed to an automated archiving tool. A system that implements an automated archiving tool comprises: a memory component; an interactive interface that receives one or more user inputs; and a processor, coupled to the memory component and the interactive interface, the processor configured to perform the steps comprising: querying for issues that meet an archive criteria; performing an export of the queried issues that meet the archive criteria; executing a script creating a macro for tickets and associated attachments; archiving the tickets as flat files; executing a script to index the archived issues by project; moving support files to a common directory; macro archiving the attachments; and identifying local references.

Abstract: Systems and methods for multifactor physical authentication are disclosed. In one embodiment, a method for accessing an entitlement at a facility using multifactor physical authentication may include (1) receiving, at a first electronic interface at a facility, an individual identifier from an individual; (2) at least one computer processor presenting a challenge to the individual; (3) the at least one computer processor receiving, at a second interface, a response to the challenge; (4) the at least one computer processor authenticating the individual based on the individual identifier and the response; (5) the at least one computer processor retrieving at least one authorized entitlement associated with the individual identifier; and (6) the at least one computer processor activating the entitlement at the facility associated with the authorized entitlement.

Abstract: Various methods, apparatuses, and media for implementing a data quality framework (DQ rules) module are provided. A processor is configured to model data quality rules using a natural rule language (NRL) as constraints on a plurality of communication models. The processor generates protocol buffer definitions from the plurality of communication models to create a protocol buffer class. The protocol buffer class is utilized to create a message by a publication application. The message is to be transmitted over a publish-subscribe messaging bus to a server. The processor embeds the data quality rules within the protocol buffer class and determines a quality of the message by evaluating the data quality rules against the message.

Abstract: Various methods, apparatuses, and media for notifying a user of an operational state of a web application are provided. Three values that relate to data caching, error occurrence, and data retrieval are used to determine the operational state. The methods may use a software module that is compatible with any React JavaScript application.

Abstract: Systems and methods for providing data privacy in a private distributed ledger are disclosed. According to another embodiment a distributed ledger network may include a first node comprising a first node computer processor and hosting a central ledger comprising a plurality of entries for public transactions and private transactions, wherein the entries for public transactions comprise transaction payloads for the respective public transaction, and the entries for private transactions comprise a cryptographic hash digest of a transaction payload for the respective private transaction; and a plurality of second nodes each comprising a second node computer processor and hosting a public database comprising the public transactions, and a private database comprising transaction payloads for the private transactions to which the node is a party.