Abstract: The invention relates to methods and systems for creating and utilizing a modular multi-coverage insurance product. The modular multi-coverage insurance product includes a set of modular state-pre-approved insurance coverages corresponding to a plurality of insurable liabilities.
Type:
Grant
Filed:
September 22, 2005
Date of Patent:
November 11, 2008
Assignee:
The ST Paul Travelers Companies, Inc.
Inventors:
Mark T. Faupel, Douglas Colosky, Eileen M. Lagasse
Abstract: The invention relates to systems and methods for determining and evaluation insurance policy premiums based on risks associated with class action lawsuits and non-class action lawsuit related risks.
Type:
Grant
Filed:
July 12, 2005
Date of Patent:
February 12, 2008
Assignee:
The St Paul Travelers Companies, Inc.
Inventors:
Laura Esboldt Heyne, Steven Michael Lacke, Nathan Jaymes Hubbell