Abstract: The system and method of the centralized integrated software for assisting agents in providing financial advice and product recommendations to clients based on financial needs is disclosed. The centralized software includes integrated applications for identifying various financial needs, priorities, and urgencies, and calculating survivor and retirement needs and various metrics based on rankings of various factors presented by the user. The centralized software includes an interactive interface for use for data gathering of client information. A module is identified for further input of user information based on the financial needs, priorities, and urgencies of the user.