Abstract: A system and a process to facilitate transactions between individuals and providers of goods and/or services. The system includes a master database unit for retaining information related to various characteristics of interest of a plurality of individuals. Each set of information associated with a particular individual is provided with a unique personal code that is supplied to the individual. In any remote communications with the goods/services provider, the individual supplies the personal code. The provider in turn contacts the master database unit and supplies an access code and a particular one or more of the personal codes. The master database unit returns to the provider the set or sets of information associated with the personal code or codes. Based on that information the provider can ensure compatibility of the goods or services with the individual's interests and characteristics. The system of the invention reduces the interface time between the individual and the provider.