Abstract: A method and apparatus for presenting, managing and manipulating financial and econometric data are presented. The method and apparatus presented provide a virtual financial laboratory that allows a user to test and verify financial “Concepts”. The disclosed method and apparatus allows a user to learn how to wisely invest money and manage investments based on an enhanced understanding gained through the testing and verifying of financial Concepts. Some of these embodiments are directed toward a method and apparatus for modeling and simulating events.