Abstract: A mobile integrated distribution and transaction system and method for NFC services are described. The system comprises a server for creating a widget having a lifecycle and a certificate, distributing the widget, and retrieving the widget information used on NFC transactions; and at least one mobile electronic device having a transaction terminal comprising a NFC modem and at least one secure element for storing a plurality of secure applications, and a virtual machine for managing the widget and changing the widget information during the valid lifecycle while the NFC modem is enabling the NFC transactions with the secure element under a specific secure application.