Patents Assigned to Trans Texas Holdings Corporation
  • Patent number: 8121924
    Abstract: Data processing for novel form of relationship management links, supervises, and balances depositors, marketing agents, financial intermediaries, mortgage brokers, and borrowers in an inflation-adjusted financing program. Funds are deposited in participating financial institutions in return for certificates of deposit yielding a fixed rate of interest, plus principal growth at a yearly rate equal to that year's rate of growth in the Consumer Price Index-All Urban Consumers, All Items. Funds on deposit are loaned to borrower, either directly or through brokers, at a rate calculated by adding three components: a fixed debt service rate, a fixed constant interest rate, and an inflation factor interest rate which reflects the effects of inflation on the outstanding loan balance.
    Type: Grant
    Filed: April 17, 2000
    Date of Patent: February 21, 2012
    Assignee: Trans Texas Holdings Corporation
    Inventors: To{acute over (m)}as Leon, Lewis J. Spellman
  • Patent number: 6052673
    Abstract: Data processing for novel form of relationship management links, supervises, and balances depositors, marketing agents, financial intermediaries, mortgage brokers, and borrowers in an inflation-adjusted financing program. Funds are deposited in participating financial institutions in return for certificates of deposit yielding a fixed rate of interest, plus principal growth at a yearly rate equal to that year's rate of growth in the Consumer Price Index-All Urban Consumers, All Items. Funds on deposit are loaned to borrower, either directly or through brokers, at a rate calculated by adding three components: a fixed debt service rate, a fixed constant interest rate, and an inflation factor interest rate which reflects the effects of inflation on the outstanding loan balance.
    Type: Grant
    Filed: November 2, 1998
    Date of Patent: April 18, 2000
    Assignee: Trans Texas Holdings Corporation
    Inventors: Tomas Leon, Lewis J. Spellman
  • Patent number: 5832461
    Abstract: Data processing for novel form of relationship management links, supervises, and balances depositors, marketing agents, financial intermediaries, mortgage brokers, and borrowers in an inflation-adjusted financing program. Funds are deposited in participating financial institutions in return for certificates of deposit yielding a fixed rate of interest, plus principal growth at a yearly rate equal to that year's rate of growth in the Consumer Price Index-All Urban Consumers, All Items. Funds on deposit are loaned to borrower, either directly or through brokers, at a rate calculated by adding three components: a fixed debt service rate, a fixed constant interest rate, and an inflation factor interest rate which reflects the effects of inflation on the outstanding loan balance.
    Type: Grant
    Filed: October 23, 1991
    Date of Patent: November 3, 1998
    Assignee: Trans Texas Holdings Corporation
    Inventors: Tomas Leon, Lewis J. Spellman
  • Patent number: 4742457
    Abstract: Data processing for novel form of relationship management links, supervises, and balances depositors, marketing agents, financial intermediaries, mortgage brokers, and borrowers in an inflation-adjusted financing program. Funds are deposited in participating financial institutions in return for certificates of deposit yielding a fixed rate of interest, plus principal growth at a yearly rate equal to that year's rate of growth in the Consumer Price Index-All Urban Consumers, All Items. Funds on deposit are loaned to borrower, either directly or through brokers, at a rate calculated by adding three components: a fixed debt service rate, a fixed constant interest rate, and an inflation factor interest rate which reflects the effects of inflation on the outstanding loan balance.
    Type: Grant
    Filed: August 27, 1985
    Date of Patent: May 3, 1988
    Assignee: Trans Texas Holdings Corporation
    Inventors: Tomas Leon, Lewis J. Spellman