Abstract: A system and method are provided for authenticating a person's identity to a business using a trusted entity with a secure repository to store and protect the person's identity information. The person accesses their account on the trusted entity's server using a user name and a password. Then, the trusted entity grants the person a unique code so the person can authenticate their identity to the business. The person delivers the unique code to the transactional entity. The business makes a request to verify the unique code with the trusted entity. The trusted entity verifies the unique code, which authenticates the person's identity to the business.
Type:
Grant
Filed:
November 21, 2007
Date of Patent:
May 27, 2014
Assignee:
Transactionsecure LLC
Inventors:
Brian R. Gephart, Michael F. Dobson, Bradley W. Mitchell, Reed H. Larsen
Abstract: A system and method are provided for authenticating a person's identity to a business using a trusted entity with a secure repository to store and protect the person's identity information. The person accesses their account on the trusted entity's server using a user name and a password. Then, the trusted entity grants the person a unique code so the person can authenticate their identity to the business. The person delivers the unique code to the transactional entity. The business makes a request to verify the unique code with the trusted entity. The trusted entity verifies the unique code, which authenticates the person's identity to the business.
Type:
Application
Filed:
November 21, 2007
Publication date:
July 31, 2008
Applicant:
TRANSACTIONSECURE, LLC
Inventors:
Brian R. Gephart, Michael F. Dobson, Bradley W. Mitchell, Reed H. Larsen
Abstract: Systems and methods for securing a social security number involve pairing a traditional personal identification number, or other personal identifier, with a social security number for verification purposes. In particular, the owner of the social security number can link a PIN, or other identifier, to their social security number in a data storage system. If the owner of a social security number is required to verify their identity, the institution requiring the identity verification can request from the user and submit the person's PIN, or other personal information, to a third-party granting system (e.g., trusted entity), in order to verify that it is paired with the social security number. If the PIN matches the social security number/PIN pairing in the data storage system, the institution can be notified that the individual is verified, and/or indeed owns the social security number.
Type:
Application
Filed:
May 16, 2007
Publication date:
November 22, 2007
Applicant:
TRANSACTIONSECURE LLC
Inventors:
Brian R. Gephart, Michael F. Dobson, Bradley W. Mitchell
Abstract: Methods and systems for enabling an account holder to authorize the transfer of funds from an account using a limited-use account number. An account issuer establishes an account for the account holder and associates a regular account number and a limited-use account number with the account. The limited-use account number remains inactive until the account holder requests activation thereof The regular account number is activated and is made available to the account holder for use in any desired number of transactions. Upon receiving the request for activation of the limited-use account number, the account issuer activates the limited-use account number for either a specified period of time or a specified number of transactions.