Abstract: A secure system for requesting, approving, and printing negotiable instruments operates in a web-enabled browser-based environment. Users at a remote location connect to a central server using a conventional browser on a client computer via the Internet or another network. The user provides a digital credential such as a userid/password pair for authentication. If the user is approved, a secure connection between the server and the client computer is established. The secure connection may then be used to transfer print requests from the client to the server, or to transfer approved print jobs from the server to the client using data encryption and/or compression to secure the file. Before the negotiable instruments are printed, the server obtains identifying information from the printer and verifies that the user is authorized to use the particular printer. If the user is authorized, the negotiable instrument is printed on the printer.