Abstract: A method of performing a secure transaction using non-secure communications, including: contacting a service provider by a customer to perform a transaction; sending an non-secure message by the service provider over a communication network using a communication device with details of the transaction to a transaction server; initiating a secure transaction at the transaction server; generating two one-time passwords at the transaction server; sending the first one-time password to a communication device of the customer and sending the second one-time password to the service providers communication device; revealing the first one-time password to the service provider by the customer; replying to the transaction server by the service provider with a message based on both one-time passwords; completing the transaction at the transaction server.

Abstract: A method of performing a secure transaction using non-secure communications, including: contacting a service provider by a customer to perform a transaction; sending an non-secure message by the service provider over a communication network using a communication device with details of the transaction to a transaction server; initiating a secure transaction at the transaction server; generating two one-time passwords at the transaction server; sending the first one-time password to a communication device of the customer and sending the second one-time password to the service providers communication device; revealing the first one-time password to the service provider by the customer; replying to the transaction server by the service provider with a message based on both one-time passwords; completing the transaction at the transaction server,

Abstract: A method of controlling access to a service over a network, including the steps of automatically identifying a service user and acquiring user information, thereby to control the access. Additionally, a method of providing service over a network, in which the service requires identification of a user, including the steps of automatically identifying the user; and associating the user with user information, thus enabling the service.

Abstract: A method and system for allowing a secure transaction system (STS) that includes an access system in communication with a network access provider (NAP) identification module to convey to a third party trusted persistent identification details relating to a customer computer station. A user identification request including a set of generally available persistent and transient IDs is received from the third party. The NAP ID module is requested to extract persistent IDs and information associated with the customer computer station and to verify the transient IDs of the customer computer station. The information is received from the NAP ID module and forwarded at least in part back to the third party.

Abstract: A retail method over a wide area network. The wide area network includes a point of sale computer station, a network service provider server operated by a network service provider, a customer computer station used by a customer and connected to the wide area network through the network service provider server, and a transaction server having access to identification information of the network service provider and the point of sale computer station. The method includes the steps of connecting the customer computer station to the point of sale computer station, purchasing goods from the point of sale computer station by the customer, validation of the purchasing by the transaction server and the network service provider server, charging the customer for the purchase.