Patents Assigned to Truist Bank
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Publication number: 20250258662Abstract: A system can be provided for updating software applications to facilitate compliance with standard requirements. For example, the system can detect a modification to a requirement of a standard. In response to detecting the modification, the system can identify versions of a software application required to comply with the standard. Each version of the software application can be executing at a node in a distributed computing environment. The system can further identify a feature of the software application that is associated with the modified requirement of the standard. The feature can be different for each version of the software application. Additionally, the system can determine, based on the feature, a particular version of the software application that is incompliant with the modified requirement of the standard. The system can then generate a targeted update, which can be used to reconfigure the feature of the particular version of the software application.Type: ApplicationFiled: February 8, 2024Publication date: August 14, 2025Applicant: Truist BankInventor: Cynthia Rhodes
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Publication number: 20250258268Abstract: A wearable device detects a security incident and initiates an alarm protocol. The wearable receives user input via the user interface indicating that the user is under duress; confirms that the user is under duress by receiving initial confirmatory user input via the user interface; determines a location of the user using the location device; and in response to receiving confirmation that the user is under duress, transmits a duress signal to an emergency system across a wireless network connection, the duress signal indicating that the user is under duress and indicating the location of the user, whereby the emergency system is configured to alert police and/or security of the security incident.Type: ApplicationFiled: April 15, 2025Publication date: August 14, 2025Applicant: Truist BankInventor: Jinea Deanitra Neal
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Publication number: 20250258830Abstract: Systems and methods access, from data storage location(s), at least two separate datasets, and perform data analysis on the at least two separate datasets to identify any redundancies. The data analysis includes comparing at least one first column name of first column(s) of first data values of a first dataset with at least one second column name of second column(s) of second data values of a second dataset, the comparing including evaluating similarities of the at least one first column name and the at least one second column name. The data analysis also includes determining whether statistical information of the first data values and the second data values are replicas and deriving semantic logic from the first dataset and the second dataset to interpret importance of retaining both the first dataset and the second dataset.Type: ApplicationFiled: April 29, 2025Publication date: August 14, 2025Applicant: Truist BankInventors: Tufail Ahmed Khan, Scott Howard Magoon, Pranjal Goswami, Di Hu, Changyong Wei
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Publication number: 20250258663Abstract: A system can be provided for updating software applications to facilitate compliance with standard requirements. For example, the system can detect a modification to a requirement of a standard. Then, in response to detecting the modification to the requirement of the standard, the system can identify software components forming a software application required to comply with the standard. The system can further identify a particular software component of the software application that is associated with the modified requirement of the standard. The system can then determine, based on an analysis of the particular software component, that the software application is incompliant with the modified requirement of the standard. In response to determining that the software application is incompliant, the system can generate a targeted update, which can be used to reconfigure the particular software component of the software application to satisfy the modified requirement of the standard.Type: ApplicationFiled: February 8, 2024Publication date: August 14, 2025Applicant: Truist BankInventor: Cynthia Rhodes
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Patent number: 12387229Abstract: A system for identifying life events for individuals based on relationships found in data. The system includes a database containing data records and fields and identifying individuals involved in each record. A supplemental source of data including location and social media data is also included. The database and the supplemental source of data are provided to a computer which executes a machine learning algorithm configured to identify life events for the individuals based on clusters in the data, where the machine learning algorithm provides output data identifying the life events, and rating values for each of the life events for each of the individuals. A communication system algorithm sends actionable communications to particular ones of the individuals based on the output data. Unsupervised learning may be used for initial system training, and supervised learning for ongoing training.Type: GrantFiled: April 29, 2022Date of Patent: August 12, 2025Assignee: TRUIST BANKInventor: Paul Gerard Mistor
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Patent number: 12386842Abstract: Systems and methods receive control signal(s) representing a UI input provided via an actionable GUI input component depicted via a GUI of a computer screen, the UI input indicating the user's need for an entity object, accessible via an entity, to be personalized for the user. Stored user data of the user stored to data storage location(s) is accessed that includes both attribute data associated with the user and resource data associated with a resource currently possessed by the user. Data analysis is performed on entity objects each having object attributes, the data analysis including evaluating the object attributes relative stored user data, identifying entity objects available to the user, and ranking the entity objects. Interactive UI input components associated with entity object content are generated and display, via the GUI, is initiated, the entity object content including a selection of ranked entity objects available to the user.Type: GrantFiled: November 29, 2023Date of Patent: August 12, 2025Assignee: TRUIST BANKInventors: John Peter Sherry, Daria Hadalski, Zachary Samuel Sink, Laura Jeanette Smith
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Patent number: 12387207Abstract: An apparatus, computing device, computer program product, and a computer-implemented method for delivering financial services and, more particularly, for facilitating enhanced network communication between a user and a financial institution. The computing device is operable to detect a first client device executing a mobile application associated with a financial institution over a communication network. The computing device is then operable to cause, based on the detection and without user authentication, display of a graphical user interface to visually display on a user interface of a paired, user-authorized client device, an account balance preview of one or more financial accounts held by the user at the financial institution.Type: GrantFiled: November 30, 2022Date of Patent: August 12, 2025Assignee: Truist BankInventor: Bastien Buchaca
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Publication number: 20250252070Abstract: Computing environments can translate protocols for wire requests received from third-party applications according to some aspects described herein. For example, a processing device can receive a wire request transmitted from a first wire-transfer application. The wire request can be provided from the first wire-transfer application according to a first protocol via a first interface. The processing device can generate a translated wire request that is compatible with a second protocol associated with a second interface for a second wire-transfer application. The wire request can be translated to the second protocol based on characteristics of the wire request. The processing device can transmit the translated wire request to the second wire-transfer application, which can generate an automated process for processing the translated wire request. The automated process can be executed before a wire requested by the wire request is performed between two entities.Type: ApplicationFiled: April 21, 2025Publication date: August 7, 2025Applicant: Truist BankInventors: Murali Mohanan, Noel Ciminello
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Publication number: 20250252683Abstract: A system for generating and displaying a three-dimensional representation is configured to provide a template for selection by a user with the template corresponding to a program for generating data regarding an appearance of the three-dimensional representation of one or more real-world objects for display relative to a corresponding three-dimensional environment. The system accesses a monetary value associated with the user and generates the data regarding the appearance of the three-dimensional representation to include a combined monetary of all real-world objects represented to equal the accessed monetary value. The data regarding the appearance is stored to a distributed digital ledger for retrieval during execution of a virtual reality or augmented reality software application to allow the three-dimensional representation to be displayed relative to a corresponding three-dimensional environment.Type: ApplicationFiled: April 22, 2025Publication date: August 7, 2025Applicant: Truist BankInventor: Micah Ryan Tinklepaugh
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Patent number: 12380247Abstract: Systems and methods call a portion of an application programming interface (API) to access a portion of a current state data server of the blockchain computing platform (BCP) configured to perform virtual machine processing, the BCP comprising interconnected data processing nodes that include: a master ledger configured to store data asset records for master data received from decentralized application transactions performed via the interconnected data processing nodes, and peer nodes configured to provide cryptographic algorithmic trust control for master data management of the master data. The calling includes an API call to the current state data server to obtain current state results of certified transaction(s) in the master ledger, the certified transaction(s) having been certified at least in part via an endorsement protocol. Current state results of the certified transaction(s) are received from the current state server and displayed via a user interface of the user device.Type: GrantFiled: February 17, 2023Date of Patent: August 5, 2025Assignee: TRUIST BANKInventors: Lekha A. Banerjee, Thomas S. Dickson, Randhir Bhan, Srinivasan Ramanujam
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Patent number: 12379826Abstract: A system including a computing device with at least one processing device and at least one memory device, wherein the computing device executes computer-readable instructions, and a network operatively connecting the computing device to at least one user device. Upon execution of the computer-readable instructions, the at least one processing device is configured to provide, via the network, a user selectable mechanism. The user selectable mechanism is configured to permit at least one user to select at least one targeted action. The user selectable mechanism is displayed, via a graphical user interface, on the at least one user device. The at least one processing device is configured to initiate the at least one targeted action when the user selectable mechanism is engaged by the user.Type: GrantFiled: March 30, 2023Date of Patent: August 5, 2025Assignee: TRUIST BANKInventor: Barath Jayaraman
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Patent number: 12380696Abstract: A method for providing augmented reality content includes identifying a customer at a customer interaction location, retrieving customer-specific interaction data, determining locations of a customer service representative in an area adjacent to a first side of a transparent panel and the customer in an area adjacent to a second side of the transparent panel, and projecting an augmented reality element to the first side of a transparent panel, the augmented reality element displaying the customer-specific interaction data on the first side of the transparent panel.Type: GrantFiled: September 1, 2023Date of Patent: August 5, 2025Assignee: Truist BankInventors: Michael Anthony Dascola, Jacob Atticus Grady, Kaitlyn Stahl
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Publication number: 20250245625Abstract: Some examples of the present disclosure relate to a network architecture provisioning tool. In one example, a computer system can generate a build ticket for a component of a computer network architecture. The computer system can use the build ticket to determine an orchestration script for provisioning the component within a computer network corresponding to the computer network architecture. The computer system can execute the orchestration script to provision the component in the computer network.Type: ApplicationFiled: April 17, 2025Publication date: July 31, 2025Applicant: Truist BankInventors: Kenneth Hall, Bobby Len Robins
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Publication number: 20250247351Abstract: A method, computer program product, and computer system for receiving, by a computing device, a communication sent from a first user. Text of the communication may be analyzed to determine a topic of the communication. A second user associated with the topic of the communication may be identified. The communication may be routed to the second user based upon, at least in part, identifying the second user associated with the topic of communication and the topic of the communication.Type: ApplicationFiled: January 31, 2024Publication date: July 31, 2025Applicant: Truist BankInventors: Susan SEAGRAVES, Sarah ECKENROD
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Publication number: 20250247469Abstract: A method, computer program product, and computer system for receiving, by a computing device, a communication sent from a first user. An audio portion of the communication may be transcribed to determine a topic of the communication. A second user associated with the topic of the communication may be identified. The communication may be routed to the second user based upon, at least in part, identifying the second user associated with the topic of communication and the topic of the communication.Type: ApplicationFiled: January 31, 2024Publication date: July 31, 2025Applicant: Truist BankInventors: Susan SEAGRAVES, Sarah Eckenrod
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Access layer systems of peer data processing nodes providing a security framework and trust controls
Patent number: 12373606Abstract: A strategic master data management blockchain computing platform includes virtual machine(s) configured and deployed to execute an operating system of the blockchain computing platform across a virtual network, and a plurality of interconnected data processing nodes each comprising a plurality of functional layers, where the plurality of functional layers comprise an identity management access layer that is configured to establish a blockchain computing function. The blockchain computing function includes defining (a) role-based access control (RBAC) policies for access to master data management blockchain services, and (b) attribute-based access control (ABAC) time-based rules restricting access to portions of master data. The blockchain computing function also maintains a security framework that controls access to processing node resources across the virtual network.Type: GrantFiled: February 17, 2023Date of Patent: July 29, 2025Assignee: TRUIST BANKInventors: Lekha A. Banerjee, Thomas S. Dickson, Randhir Bhan, Srinivasan Ramanujam -
Patent number: 12373468Abstract: Systems and methods are disclosed for creating a governance graph representing data set interconnection. The data set interconnections may be based on common fields, sources, databases, applications, or patterns of usage. For example, the interconnections may be direct connections, where one data set is directly downstream from another data set. Alternatively, the interconnections may be indirect connections based patterns showing the data sets are commonly used together. For example, given data sets “A”, “B”, and “C”, if “B” is directly connected to “A” because it is downstream from “A”, and a particular group of users commonly use “B” and “C” together, “A” may be indirectly related to “C” based on the pattern of usage. In this example, the governance graph is configured to indicate the connection between “A” and “B” is stronger than the connection between “A” and “C”, whilst still showing said connection.Type: GrantFiled: November 22, 2023Date of Patent: July 29, 2025Assignee: TRUIST BANKInventors: Scott Howard Magoon, Tufail Ahmed Khan, Di Hu
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Patent number: 12375918Abstract: A server can be configured for facilitating notifications about interaction opportunities for users using database relationships of separate types of data from different systems. The server can determine a location of a mobile computing device using geolocation data associated with an application executable on the mobile computing device. The server can determine interaction opportunities (i) for which a user of the mobile computing device qualifies based on financial account interaction data associated with user and criteria associated with the interaction opportunities and (ii) that are associated with locations within a pre-selected distance of the location. Determining the interaction opportunities can include mapping information from an interaction history of a user of the mobile computing device to available interaction opportunities. The server can transmit the interaction opportunities to the mobile computing device for output by the application.Type: GrantFiled: March 14, 2024Date of Patent: July 29, 2025Assignee: Truist BankInventors: Satya Acharya, Sathiyasuresh Pandian, Brandon Stone, Jason Pedone
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Publication number: 20250240289Abstract: A back-end server system responds to a request for web-based browser or dedicated application interaction associated with an entity with which the user holds at least one account; performs basic authentication to grant a basic level of remote user access over the Internet to the user device; performs elevated authentication and grants access (i) to an elevated level of remote user access to the at least one account and (ii) access to a pre-authenticated teleconference session.Type: ApplicationFiled: March 19, 2025Publication date: July 24, 2025Applicant: Truist BankInventor: Michael A. Zamora
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Patent number: 12367672Abstract: An augmented reality customer interaction system includes a transparent panel having a first side and a second side that is opposite to the first side, and a camera device configured to capture visual data from an area adjacent to the second side of the transparent panel. The visual data includes identifying features of a customer located in the area with respect to the second side of the transparent panel. The system further includes a projection system configured to project information on the first side of the transparent panel. The information projected on the first side of the transparent panel may include customer interaction data retrieved from a data store based on the identifying features of the customer.Type: GrantFiled: September 20, 2023Date of Patent: July 22, 2025Assignee: Truist BankInventors: Michael Anthony Dascola, Jacob Atticus Grady, Kaitlyn Stahl