Patents Assigned to Upaid Systems, Ltd.
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Patent number: 10891598Abstract: Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.Type: GrantFiled: June 17, 2019Date of Patent: January 12, 2021Assignee: UPAID SYSTEMS, LTD.Inventors: Simon James Joyce, Prafulla C. Gupta, Manohar Sitaram Vaidya, Rajesh Alla, Ashok Kumar Reddy Eanuga, Sreeramamurty Ayalasomayajula, Richa Gupta, Alok Kaushal, Varma Laxmi Jagannadha Siva Kumara Jampana, Prasad Naganianeya Vara Undavalli, Kondal Rao Nallajerla, Sivaramayya Bonagiri, Krishna Mohan Sistla, Amba Prasad Gudipati, Biswajit Sundar Ray, Raghuram Govindacharyula, Penumatsa Janakirama, Veerabhadra Rao Kalluri, Ravi Devi Venkata Sathi, Ramkumar Katchapeswaran Mambakkam, Surya Sekhar Lakshmi Velpuri, Bhanu Murthy Nallagonda
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Patent number: 10325264Abstract: Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.Type: GrantFiled: November 2, 2018Date of Patent: June 18, 2019Assignee: Upaid Systems, Ltd.Inventors: Simon James Joyce, Prafulla C. Gupta, Manohar Sitaram Vaidya, Rajesh Alla, Ashok Kumar Reddy Eanuga, Sreeramamurty Ayalasomayajula, Richa Gupta, Alok Kaushal, Varma Laxmi Jagannadha Siva Kumara Jampana, Prasad Naganianeya Vara Undavalli, Kondal Rao Nallajerla, Sivaramayya Bonagiri, Krishna Mohan Sistla, Amba Prasad Gudipati, Biswajit Sundar Ray, Raghuram Govindacharyula, Penumatsa Janakirama, Veerabhadra Rao Kalluri, Ravi Devi Venkata Sathi, Ramkumar Katchapeswaran Mambakkam, Surya Sekhar Lakshmi Velpuri, Bhanu Murthy Nallagonda
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Patent number: 10127555Abstract: Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the users authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.Type: GrantFiled: July 27, 2016Date of Patent: November 13, 2018Assignee: Upaid Systems, Ltd.Inventors: Simon James Joyce, Prafulla C. Gupta, Manohar Sitaram Vaidya, Rajesh Alla, Ashok Kumar Reddy Eanuga, Sreeramamurty Ayalasomayajula, Richa Gupta, Alok Kaushal, Varma Laxmi Jagannadha Siva Kumara Jampana, Prasad Naganianeya Vara Undavalli, Kondal Rao Nallajerla, Sivaramayya Bonagiri, Krishna Mohan Sistla, Amba Prasad Gudipati, Biswajit Sundar Ray, Raghuram Govindacharyula, Penumatsa Janakirama, Veerabhadra Rao Kalluri, Ravi Devi Venkata Sathi, Ramkumar Katchapeswaran Mambakkam, Surya Sekhar Lakshmi Velpuri, Bhanu Murthy Nallagonda
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Patent number: 9432377Abstract: Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the users authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.Type: GrantFiled: December 23, 2014Date of Patent: August 30, 2016Assignee: Upaid Systems, Ltd.Inventors: Simon James Joyce, Prafulla C. Gupta, Manohar Sitaram Vaidya, Rajesh Alla, Ashok Kumar Reddy Eanuga, Sreeramamurty Ayalasomayajula, Richa Gupta, Alok Kaushal, Varma Laxmi Jagannadha Siva Kumara Jampana, Prasad Naganianeya Vara Undavalli, Kondal Rao Nallajerla, Sivaramayya Bonagiri, Krishna Mohan Sistla, Amba Prasad Gudipati, Biswajit Sundar Ray, Raghuram Govindacharyula, Penumatsa Janakirama, Veerabhadra Rao Kalluri, Ravi Devi Venkata Sathi, Ramkumar Katchapeswaran Mambakkam, Surya Sekhar Lakshmi Velpuri, Bhanu Murthy Nallagonda
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Patent number: 8976947Abstract: Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.Type: GrantFiled: October 31, 2007Date of Patent: March 10, 2015Assignee: Upaid Systems, Ltd.Inventors: Simon James Joyce, Prafulla C. Gupta, Manohar Sitaram Vaidya, Rajesh Alla, Ashok Kumar Reddy Eanuga, Sreeramamurty Ayalasomayajula, Richa Gupta, Alok Kaushal, Varma Laxmi Jagannadha Siva Kumara Jampana, Prasad Naganianeya Vara Undavalli, Kondal Rao Nallajerla, Sivaramayya Bonagiri, Krishna Mohan Sistla, Amba Prasad Gudipati, Biswajit Sundar Ray, Raghuram Govindacharyula, Penumatsa Janakirama, Veerabhadra Rao Kalluri, Ravi Devi Venkata Sathi, Ramkumar Katchapeswaran Mambakkam, Surya Sekhar Lakshmi Velpuri, Bhanu Murthy Nallagonda
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Publication number: 20130246275Abstract: Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.Type: ApplicationFiled: April 16, 2013Publication date: September 19, 2013Applicant: UPAID SYSTEMS, LTD.Inventors: Simon James Joyce, Prafulla C. Gupta, Manohar Sitaram Vaidya, Rajesh Alla, Ashok Kumar Reddy Eanuga, Sreeramamurty Ayalasomayajula, Richa Gupta, Alok Kaushal, Varma Laxmi Jagannadha Siva Kumara Jampana, Prasad Naganjaneya Vara Undavalli, Kondal Rao Nallajerla, Sivaramayya Bonagiri, Krishna Mohan Sistla, Amba Prasad Gudipati, Biswajit Sundar Ray, Raghuram Govindacharyula, Janakirama Penumatsa, Veerabhadra Rao Kalluri, Ravi Devi Venkata Sathi, Ramkumar Katchapeswaran Mambakkam, Surya Sekhar Lakshmi Velpuri, Bhanu Murthy Nallagonda
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Patent number: 7308087Abstract: A method of providing pre-authorized communication services and/or transactions via a plurality of networks, including accepting and processing a request from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types, verifying that the user is authorized to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction and charging, in real time, an authorized account associated with the user as the at least one of the communication service and the transaction is provided.Type: GrantFiled: October 15, 2003Date of Patent: December 11, 2007Assignee: Upaid Systems, LtdInventors: Simon James Joyce, Prafulla C. Gupta, Manohar S. Vaidya, Rajesh Alla, Ashok K. Reddy, Sree Ram Murthy Ayyala, Richa Gupta, Alok Kaushal, Varma Laxmi Jagannadha Siva Kumar Jampana, Prasad Undavalli, Kondal Rao Nallajerla, Sivaramayya Bonajiri, Krishna Mohan Sistla, Amba Prasad Gudipati, Biswajit Sundar Ray, Raghuram Govindacharyula, Janaki Rama Raju, K. Veerabhadra Rao, Ravi Devl Venkata Sathi, Ramkumar Kachapeswaran Mambakkam, Surya Sekhar Velpuri, Bhanumurthy Nallagonda
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Patent number: 7248855Abstract: A rule set is used to determine at least one rule for authorizing a transaction debiting an account of an authorized user. Subsequently, the account is debited, according to the at least one rule, in real time if the transaction is authorized. The real time debit is settled with transaction providers in accordance with at least one settlement rule. If it is determined that the authorized user does not have sufficient funds in an authorized user account to debit for the transaction, the authorized user account may be recharged by a recharge routine that includes determining a recharge user account to transfer funds from and authorizing the transfer by at least one of referring to a pre-authorized transfer and requesting authorization from the authorized user. The transaction may be requested and the transaction providers may be connected via heterogeneous networks.Type: GrantFiled: March 14, 2002Date of Patent: July 24, 2007Assignee: Upaid Systems, Ltd.Inventors: Simon James Joyce, Murali Goparaju, Sundaram Mohan Kumar, Radhakrishnan Subhashree, Michel Heitstuman
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Patent number: 6714632Abstract: A method of providing pre-authorized communication services and/or transactions via a plurality of networks, including accepting and processing a request from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types, verifying that the user is authorized to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction and charging, in real time, an authorized account associated with the user as the at least one of the communication service and the transaction is provided.Type: GrantFiled: April 3, 2002Date of Patent: March 30, 2004Assignee: Upaid Systems, Ltd.Inventors: Simon James Joyce, Prafulla C. Gupta, Manohar S. Vaidya, Rajesh Alla, Ashok K. Reddy, Sree Ram Murthy Ayyala, Richa Gupta, Alok Kaushal, Varma Laxml Jagannadha Siva Kumar Jampana, Prasad Undavalli, Kondal Rao Nallajerla, Sivaramayya Bonajiri, Krishna Mohan Sistla, Amba Prasad Gudipati, Biswajit Sundar Ray, Raghuram Govind, Janaki Rama Raju, K. Veerabhadra Rao, S. D. V. Ravi, Ramkumar Kachapeswaran Mambakkam, Surya Sekhar Velpuri, Bhanumurthy Nallagonda