Abstract: Various embodiments provide systems for registering a user with one or more websites. Such systems comprise at least one processor configured to: receive an IP address for a computing device being used by the user; and after receiving the IP address: (1) obtain a location associated with the IP address; and (2) identify whether the user is in a jurisdiction that permits the user to register with a website. The systems may then receive one or more parameters obtained from the user, upon which the systems verify an age of the user; determine which of the one or more types of transaction activities the user is permitted to conduct; query one or more registration attempts over a predetermined previous time period to identify duplicate or similar parameters; and verify the user's identity based at least on one of the one or more parameters. Associated methods are also provided.

Abstract: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are perceived to pose special risks, such as Internet gaming, travel, and consumer purchasing of electronic goods. To accomplish the above goals, various embodiments of the financial transaction system (1) establish operating and transaction processing protocols for merchants, Internet payment service providers, acquiring banks, and card schemes and (2) provide automated systems for monitoring and securely processing payment and financial transactions.