Abstract: A computing system acquires a plurality of gig-income models for a plurality of gig-workers, and each of the plurality of gig-income models includes a corresponding expected income for a respective gig-worker of the plurality of gig-workers over a period of time. The computing system identifies groups of gig-workers to join an income float pool based on the gig-income models of the gig-workers. The computing system transfers funds into or out from an account associated with a gig-worker in the income float pool in response to detecting, from one or more data sources, a difference between an actual income and an expected income of the gig-worker during an additional period of time. Thus, the gig-worker receives a relatively stable income.

Abstract: Implementations ingest records across multiple accounts hosted by different service providers and augment the records with metadata. For example, ingesting can include processing the records to identify transactions in the records and to discover additional aspects of the transactions. In some implementations, metadata can be used to augment the identified transactions in the records, where metadata can include a category, a digital receipt, a user tag such as a geotag, and other suitable metadata. The ingesting and augmenting the records can populate a coordination data structure with identified transactions and their associated data elements. These identified transactions can then be queried and a result set of transactions that span the different user accounts can be returned. In some implementations, the transactions can be queried using the augmented metadata, or other suitable pieces of information for the transactions.

Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.

Abstract: A computer system and method for transacting business over the Internet relating to vehicle purchasing. A first computer data base is provided having information regarding vehicles for sale wherein each vehicle has associated vehicle data parameters and a second computer data base is provided having information regarding a user wherein each user has associated user data parameters. A vehicle purchase server is provided that includes application software including a routine permitting the selection of specific vehicle data parameters from the first data base contingent upon user data parameters contained in the second data base based upon inquiries from a user regarding a vehicle description. Vehicle matching results including one or more vehicles recommended for the user are presented via a GUI accessible by the user.

Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.

Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.

Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.

Abstract: A computer-implemented method and system for performing analytics on telematics data to determine incidence of a relevant vehicle event and provide event notification. Telematics data is acquired from a data capture device associated with a vehicle and at least a portion of the telematics data is transmitted to a computer device configured to perform analytics on the captured telematics data. Analytics is performed on the computer device to determine if a relevant event has occurred regarding the vehicle. Event notification is generated and transmitted to a user computing device when it is determined a relevant event has occurred.

Abstract: Systems and methods for analyzing Robotic Process Automation (RPA) code are provided. A robotic process automation (RPA) file is received by the RPA analysis and review system. The RPA analysis and review system uses a code review configuration which defines coding standards for the RPA files code. RPA data within the RPA file is parsed and received for compliance with coding standards and restructured for rendering in a code-review graphical user interface (GUI). A code-review GUI with the restructured RPA data is then rendered, along with information that includes whether the RPA code was in compliance with the coding standards.

Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.

Abstract: A computer-based system and method for managing multivariant transactions having non-linear components is provided. A database of users includes user profiles with information corresponding to the respective user. The system also includes or maintains a database of transactions between or among users, the transactions including proposed transactions and completed transactions. Software is provided enabling the pairing of at least one non-linear non-financial variable with at least one transaction between or among users, the non-linear non-financial variable received from one of the users involved in the transaction. Where the transactions are specific performance transactions, they can be weighted differently with respect to each other based on type or based on at least one of either the performer or the recipient of the specific performance transaction. Optionally, user profiles include a trustworthiness score generated based on an aggregation of the user's specific performance transactions with other users.

Abstract: A computer-implemented method and system for performing analytics on telematics data to determine incidence of a relevant vehicle event and provide event notification. Telematics data is acquired from a data capture device associated with a vehicle and at least a portion of the telematics data is transmitted to a computer device configured to perform analytics on the captured telematics data. Analytics is performed on the computer device to determine if a relevant event has occurred regarding the vehicle. Event notification is generated and transmitted to a user computing device when it is determined a relevant event has occurred.

Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.

Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.

Abstract: Embodiments disclosed herein may relate to systems and methods for managing work flow data collection for users across a wide area network comprising a diverse set of devices and processes and unifying the work process to be device agnostic. Embodiments disclosed herein may allow a single process having multiple steps to be retrieved and continued across multiple channels and devices with apparent continuity to the end-user. The status of each process step is tracked and the inputs are stored, providing the system with the requisite information when users continue processes on a different channel or device from the original channel or device. The system may host and execute processes that may be presented and manipulated across the various channels and devices, but without requiring engineers and developers to write or otherwise tailor software applications and network configurations to facilitate or allow multi-channel interactions.

Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.

Abstract: The present invention provides a method using a trained and activated artificial intelligence entity for detecting in photo images, moving or still, the identity of target people who are present or former members of the U.S. armed services, or are related thereto, from sources available through the Internet or other wide area computer network.

Abstract: Methods and systems described in this disclosure are directed creating a profile for a user that includes information content rules and information delivery rules. Upon detecting a triggering event, a personalized set of information is created for the user based on the information content rules. The information is delivered to the user according to the information delivery rules.