Patents Assigned to UIPCO, LLC
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Publication number: 20240070773Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.Type: ApplicationFiled: October 16, 2023Publication date: February 29, 2024Applicant: UIPCO, LLCInventor: Carlos W. Wilkinson
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Patent number: 11916852Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.Type: GrantFiled: May 6, 2022Date of Patent: February 27, 2024Assignee: UIPCO, LLCInventors: Ian Smith, Jeremy Mark Fisher, Heather Hernandez
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Patent number: 11842390Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.Type: GrantFiled: October 5, 2020Date of Patent: December 12, 2023Assignee: UIPCO, LLCInventor: Carlos W. Wilkinson
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Patent number: 11756130Abstract: A computer-implemented method and system for performing analytics on telematics data to determine incidence of a relevant vehicle event and provide event notification. Telematics data is acquired from a data capture device associated with a vehicle and at least a portion of the telematics data is transmitted to a computer device configured to perform analytics on the captured telematics data. Analytics is performed on the computer device to determine if a relevant event has occurred regarding the vehicle. Event notification is generated and transmitted to a user computing device when it is determined a relevant event has occurred.Type: GrantFiled: April 23, 2021Date of Patent: September 12, 2023Assignee: UIPCO, LLCInventors: Jerome Gainer, Elliott Kehoe, Bharat Prasad, Leslie Daverso
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Patent number: 11366644Abstract: Systems and methods for analyzing Robotic Process Automation (RPA) code are provided. A robotic process automation (RPA) file is received by the RPA analysis and review system. The RPA analysis and review system uses a code review configuration which defines coding standards for the RPA files code. RPA data within the RPA file is parsed and received for compliance with coding standards and restructured for rendering in a code-review graphical user interface (GUI). A code-review GUI with the restructured RPA data is then rendered, along with information that includes whether the RPA code was in compliance with the coding standards.Type: GrantFiled: October 8, 2020Date of Patent: June 21, 2022Assignee: UIPCO, LLCInventors: Emily Kathleen Krebs, Jonathan Aguirre, Brian Scott Funderburk
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Patent number: 11349785Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.Type: GrantFiled: January 25, 2021Date of Patent: May 31, 2022Assignee: UIPCO, LLCInventors: Ian Smith, Jeremy Mark Fisher, Heather Hernandez
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Patent number: 11127089Abstract: A computer-based system and method for managing multivariant transactions having non-linear components is provided. A database of users includes user profiles with information corresponding to the respective user. The system also includes or maintains a database of transactions between or among users, the transactions including proposed transactions and completed transactions. Software is provided enabling the pairing of at least one non-linear non-financial variable with at least one transaction between or among users, the non-linear non-financial variable received from one of the users involved in the transaction. Where the transactions are specific performance transactions, they can be weighted differently with respect to each other based on type or based on at least one of either the performer or the recipient of the specific performance transaction. Optionally, user profiles include a trustworthiness score generated based on an aggregation of the user's specific performance transactions with other users.Type: GrantFiled: August 26, 2016Date of Patent: September 21, 2021Assignee: UIPCO, LLCInventors: Heather Hernandez, Jeff Easley, Gunjan Vijayvergia, Mark Warnick, Maland Mortensen
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Patent number: 11017476Abstract: A computer-implemented method and system for performing analytics on telematics data to determine incidence of a relevant vehicle event and provide event notification. Telematics data is acquired from a data capture device associated with a vehicle and at least a portion of the telematics data is transmitted to a computer device configured to perform analytics on the captured telematics data. Analytics is performed on the computer device to determine if a relevant event has occurred regarding the vehicle. Event notification is generated and transmitted to a user computing device when it is determined a relevant event has occurred.Type: GrantFiled: November 16, 2016Date of Patent: May 25, 2021Assignee: UIPCO, LLCInventors: Jerome Gainer, Elliott Kehoe, Bharat Prasad, Leslie Daverso
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Patent number: 10938753Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.Type: GrantFiled: March 11, 2020Date of Patent: March 2, 2021Assignee: UIPCO, LLCInventors: Ian Smith, Jeremy Mark Fisher, Heather Hernandez
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Patent number: 10846792Abstract: An apparatus and computerized method for automated loan origination processing via a computer system with communications devices for receiving loan application data and user provided information. Logic mechanisms programmed to automatically generate a loan origination compliance task workflow having an organized sequence of a plurality of compliance tasks in response to the loan application data received from a user. Receiving at a central computer server a loan application having information provided by the user via the user computer terminal and acquiring at the central computer server electronic data relating to the user from one or more databases responsive to receiving the user loan application information. Initiate a review process for the loan application utilizing the user provided information and data acquired from the one or more databases and render an approval decision for the electronic loan application based upon the review process.Type: GrantFiled: January 11, 2017Date of Patent: November 24, 2020Assignee: UIPCO, LLCInventor: Carlos W. Wilkinson
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Patent number: 10681182Abstract: Embodiments disclosed herein may relate to systems and methods for managing work flow data collection for users across a wide area network comprising a diverse set of devices and processes and unifying the work process to be device agnostic. Embodiments disclosed herein may allow a single process having multiple steps to be retrieved and continued across multiple channels and devices with apparent continuity to the end-user. The status of each process step is tracked and the inputs are stored, providing the system with the requisite information when users continue processes on a different channel or device from the original channel or device. The system may host and execute processes that may be presented and manipulated across the various channels and devices, but without requiring engineers and developers to write or otherwise tailor software applications and network configurations to facilitate or allow multi-channel interactions.Type: GrantFiled: April 4, 2017Date of Patent: June 9, 2020Assignee: UIPCO, LLCInventors: James T. Karras, Ryan James Fillinger, Neal Philip Balzer, Randal Lane Schnedler, Douglas A. Hall
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Patent number: 10630613Abstract: Disclosed are systems and methods for conducting an open conversation user interface and more particularly, to a channel-agnostic user interface experience which can utilize automated background intelligence to simplify the exchange between a software system or member service representative (MSR) and a member, and avoids the need for web-based free form inputs.Type: GrantFiled: December 8, 2016Date of Patent: April 21, 2020Assignee: UIPCO, LLCInventors: Ian Smith, Jeremy M. Fisher, Heather Hernandez
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Patent number: 10372978Abstract: The present invention provides a method using a trained and activated artificial intelligence entity for detecting in photo images, moving or still, the identity of target people who are present or former members of the U.S. armed services, or are related thereto, from sources available through the Internet or other wide area computer network.Type: GrantFiled: November 17, 2017Date of Patent: August 6, 2019Assignee: UIPCO, LLCInventors: Arthur Quentin Smith, John C. Hopkins, III
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Patent number: 9942736Abstract: Methods and systems described in this disclosure are directed creating a profile for a user that includes information content rules and information delivery rules. Upon detecting a triggering event, a personalized set of information is created for the user based on the information content rules. The information is delivered to the user according to the information delivery rules.Type: GrantFiled: March 7, 2017Date of Patent: April 10, 2018Assignee: UIPCO, LLCInventors: Sakina Hassonjee Sharp, JoAnn Trevino, Scott Shreder, Roland Edmiston, Kristin Koch, Nicholas Manzoli
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Patent number: 9862222Abstract: Techniques are described for generating a seal that is applicable to an object, and scanning the seal to access encoded data to be used for verifying one or more characteristics of the object. The seal may be applied to a tangible document, such as a document printed on paper. The seal may encode data that is particularly associated with the document. For example, the seal may encode a hash of at least a portion of the information (e.g., text) included in the document. In some instances, the seal may encode a digital version and/or metadata of at least a portion of the information in the document. A scan of the seal may retrieve information useable to verify the authorship, provenance, originality, and/or unaltered contents of the documents. In some instances, the seal may encode information that enables the presentation of hidden information and/or metadata associated with the document.Type: GrantFiled: September 14, 2017Date of Patent: January 9, 2018Assignee: UIPCO, LLCInventors: Alexander B. Nagelberg, Michael Justin Cairns
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Patent number: 9855785Abstract: Techniques are described for generating a seal that is applicable to an object, and scanning the seal to access encoded data to be used for verifying one or more characteristics of the object. The seal may be applied to a tangible document, such as a document printed on paper. The seal may encode data that is particularly associated with the document. For example, the seal may encode a hash of at least a portion of the information (e.g., text) included in the document. In some instances, the seal may encode a digital version and/or metadata of at least a portion of the information in the document. A scan of the seal may retrieve information useable to verify the authorship, provenance, originality, and/or unaltered contents of the documents. In some instances, the seal may encode information that enables the presentation of hidden information and/or metadata associated with the document.Type: GrantFiled: April 3, 2017Date of Patent: January 2, 2018Assignee: UIPCO, LLCInventors: Alexander B. Nagelberg, Michael Justin Cairns
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Patent number: D801378Type: GrantFiled: September 13, 2016Date of Patent: October 31, 2017Assignee: UIPCO, LLCInventors: Justin Sachtleben, Marcos Rosenberg
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Patent number: D804522Type: GrantFiled: September 13, 2016Date of Patent: December 5, 2017Assignee: UIPCO, LLCInventors: Justin Sachtleben, Marcos Rosenberg
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Patent number: D810770Type: GrantFiled: September 21, 2016Date of Patent: February 20, 2018Assignee: UIPCO, LLCInventors: Meagan Trahan, Ingeborg Burch, Christine Catsifas, Marty Lee Mendivil
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Patent number: D811426Type: GrantFiled: September 21, 2016Date of Patent: February 27, 2018Assignee: UIPCO, LLCInventors: Meagan Trahan, Ingeborg Burch, Christine Catsifas, Marty Lee Mendivil