Patents Assigned to United Services Automoblie Association (USAA)
  • Patent number: 10354235
    Abstract: A system, method and computer-readable medium are provided to enable digital bank endorsement. A digital image of a back side of a check may be placed in a computer memory. Appropriate coordinates for a bank endorsement may be determined. A bank endorsement may be automatically generated. The digital image may then be electronically altered by overlaying, merging, or rendering text of the generated bank endorsement. A modified digital image may be combined with an image of the front side of the check and stored and/or exported to check clearing operations.
    Type: Grant
    Filed: June 12, 2015
    Date of Patent: July 16, 2019
    Assignee: United Services Automoblie Association (USAA)
    Inventor: Reynaldo Medina, III
  • Patent number: 8825073
    Abstract: A location verification provision is implemented to determine the location of a device associated with a user at the time of an attempted transaction. The attempted transaction includes receiving user identification and/or payment information, which is associated with the device in an entry stored in a database. Location information of the device, as well as a time at each location, may also be stored in the database. To verify that the device is located at the location of the transaction, a comparison operation may be performed. If the device is located where the transaction is being processed, the transaction may be completed. Predetermined criteria may be defined to account for possible inaccuracies in location and time calculations.
    Type: Grant
    Filed: October 31, 2006
    Date of Patent: September 2, 2014
    Assignee: United Services Automoblie Association (USAA)
    Inventor: Steven Dale Zettner