Patents Assigned to Vantiv, LLC
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Publication number: 20180309746Abstract: Technologies for token-based access authorization to an application program interface (API) include an access management server to receive a service request message from an application executed by a remote computing device. The service request message includes a digitally signed license token previously generated by the access management server and distributed to the remote computing device. The service request message also includes a request from the executed application to access data or a service of the resource server via an exposed API. The access management server verifies the digital signature of the digitally signed license token and generates a digitally signed Security Assertion Markup Language (SAML) token. The digitally signed SAML token is transmitted to the resource server for verification and local caching. The resource server receives the service request message and determines whether access to the requested data or service is authorized based on the locally-cached SAML token.Type: ApplicationFiled: June 18, 2018Publication date: October 25, 2018Applicant: Vantiv, LLCInventor: Scott Edward BLASI
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Patent number: 10044701Abstract: Technologies for token-based access authorization to an application program interface (API) include an access management server to receive a service request message from an application executed by a remote computing device. The service request message includes a digitally signed license token previously generated by the access management server and distributed to the remote computing device. The service request message also includes a request from the executed application to access data or a service of the resource server via an exposed API. The access management server verifies the digital signature of the digitally signed license token and generates a digitally signed Security Assertion Markup Language (SAML) token. The digitally signed SAML token is transmitted to the resource server for verification and local caching. The resource server receives the service request message and determines whether access to the requested data or service is authorized based on the locally-cached SAML token.Type: GrantFiled: May 24, 2016Date of Patent: August 7, 2018Assignee: Vantiv, LLCInventor: Scott Edward Blasi
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Patent number: 9965325Abstract: Systems and methods for transaction/file-based management of a plurality of processes associated with various jobs are provided. Through the management of discrete applications, a file distribution manager/scheduler orchestrates automated execution of different types of jobs. The processes executed for the various processes can vary based on job type, or other parameters.Type: GrantFiled: February 1, 2017Date of Patent: May 8, 2018Assignee: VANTIV, LLCInventors: Jackson Andrew Unrau, Shawn Edward McCarthy, Matthew Ray Cook
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Patent number: 9965749Abstract: Systems and methods are provided for transferring settlement funds received into a pooled settlement account of an acquirer processor account to one or more financial accounts of a merchant. The transferring of the funds can be directed by one or more settlement rules defined by a merchant. The type of transfer method can be based on the type of financial account. Example types of transfers include Automated Clearing House (ACH) transfers and intrabank transfers.Type: GrantFiled: February 25, 2014Date of Patent: May 8, 2018Assignee: Vantiv, LLCInventors: Thomas E. Rafferty, Bryan T. Bailey
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Patent number: 9922371Abstract: Systems and methods are provided for linking a customer's preexisting financial account to a merchant issued payment vehicle. If an account number associated with the preexisting financial account changes, the linking of the merchant issued payment vehicle is updated with an updated account number.Type: GrantFiled: January 30, 2015Date of Patent: March 20, 2018Assignee: VANTIV, LLCInventor: Bryan T. Bailey
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Patent number: 9916567Abstract: Systems, methods and apparatus are disclosed for remote management of payment terminals. Public keys, or other security elements can be received from a certification authority and distributed to the payment terminals. A merchant, or other entity affiliated with the payment terminals, can monitor the status of the software and security elements of the payment terminals.Type: GrantFiled: March 11, 2014Date of Patent: March 13, 2018Assignee: Vantiv, LLCInventors: Erik William Baar, Patricia Lynn Walters
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Publication number: 20170372307Abstract: Included are embodiments for tokenizing sensitive data. Some embodiments of systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some embodiments include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.Type: ApplicationFiled: September 6, 2017Publication date: December 28, 2017Applicant: Vantiv, LLCInventors: Bryan T. Bailey, John ROMER, Chris DOYLE, Jeremy GIFFORD, Kevin ZIBART
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Patent number: 9785938Abstract: Included are systems and methods for tokenizing sensitive data. Some of the systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some systems and/or methods include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.Type: GrantFiled: December 8, 2014Date of Patent: October 10, 2017Assignee: Vantiv, LLCInventors: Bryan T. Bailey, John Romer, Chris Doyle, Jeremy Gifford, Kevin Zibart
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Patent number: 9710810Abstract: Systems, mechanisms and processes are provided to allow law-enforcement officials, when encountering the potential use of prepaid payment cards in the furtherance of a crime or in relation to criminal activities, to (1) attempt to check the balances on such prepaid payment cards, including the ability to perform aggregate balance checks on a group of such prepaid cards, (2) attempt to freeze the funds on such prepaid payment cards, and/or (3) attempt to seize the funds on such prepaid payment cards.Type: GrantFiled: May 6, 2014Date of Patent: July 18, 2017Assignee: Vantiv, LLCInventors: Patrick James Moran, Nancy Joann Vance, Michele Suzanne Herron, Thomas Edward Rafferty
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Patent number: 9600333Abstract: Systems and methods for transaction/file-based management of a plurality of processes associated with various jobs are provided. Through the management of discrete applications, a file distribution manager/scheduler orchestrates automated execution of different types of jobs. The processes executed for the various processes can vary based on job type, or other parameters.Type: GrantFiled: October 29, 2014Date of Patent: March 21, 2017Assignee: Vantiv, LLCInventors: Jackson Andrew Unrau, Shawn Edward McCarthy, Matthew Ray Cook
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Patent number: 9449320Abstract: Technologies for closed-looped testing of integrated circuit card payment terminals include loading a test profile onto an integrated circuit payment card. Authorization request and response messages are locally generated and translated to simulate acquirer processor processing and payment network processing. An outcome report indicative of the outcome of the test transaction is generated and transmitted to a remote certification server. Other embodiments are described and claimed.Type: GrantFiled: June 8, 2015Date of Patent: September 20, 2016Assignee: Vantiv, LLCInventors: Patricia Lynn Walters, Steven Scott Cole
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Publication number: 20150088759Abstract: Included are embodiments for tokenizing sensitive data. Some embodiments of systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some embodiments include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.Type: ApplicationFiled: December 8, 2014Publication date: March 26, 2015Applicant: VANTIV, LLCInventors: Bryan T. Bailey, John Romer, Chris Doyle, Jeremy Gifford, Kevin Zibart
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Patent number: 8943574Abstract: Included are systems and methods for tokenizing sensitive data. Some of the systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some systems and/or methods include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.Type: GrantFiled: May 27, 2011Date of Patent: January 27, 2015Assignee: Vantiv, LLCInventors: Bryan T. Bailey, John Romer, Chris Doyle, Jeremy Gifford, Kevin Zibart
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Publication number: 20140244497Abstract: Systems, mechanisms and processes are provided to allow law-enforcement officials, when encountering the potential use of prepaid payment cards in the furtherance of a crime or in relation to criminal activities, to (1) attempt to check the balances on such prepaid payment cards, including the ability to perform aggregate balance checks on a group of such prepaid cards, (2) attempt to freeze the funds on such prepaid payment cards, and/or (3) attempt to seize the funds on such prepaid payment cards.Type: ApplicationFiled: May 6, 2014Publication date: August 28, 2014Applicant: VANTIV, LLCInventors: Patrick James Moran, Nancy Joann Vance, Michele Suzanne Herron, Thomas Edward Rafferty
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Publication number: 20140213347Abstract: A transaction facilitation system is disclosed that is configured to affect substantially real-time crediting and debiting of a gaming accounts maintained within a gaming environment and structured to communicate by a private restricted communication link with an issuing financial institution of a stored value account to effect real-time crediting and debiting of the stored value account. Financial transactions using the stored value account can be and used customer relationship purposes.Type: ApplicationFiled: March 28, 2014Publication date: July 31, 2014Applicant: Vantiv LLCInventors: Kirk E. Sanford, Thomas M. Sears, Omer Sattar
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Publication number: 20140207593Abstract: Systems and methods for processing payment transactions using combination payment cards. The combination payment card is associated with an open-loop account and one or more closed-loop accounts. Transaction information is received from a point-of-sale device. At least one of the closed-loop and open-loop account is debited.Type: ApplicationFiled: March 21, 2014Publication date: July 24, 2014Applicant: Vantiv, LLCInventors: Thomas E. Rafferty, Bryan T. Bailey, Christopher S. Postell
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Publication number: 20140188712Abstract: Systems and methods for transferring funds from an acquirer processor account to one or more financial accounts. The transferring of the funds can be directed by one or more settlement rules defined by a merchant.Type: ApplicationFiled: February 25, 2014Publication date: July 3, 2014Applicant: Vantiv, LLCInventors: Thomas E. Rafferty, Bryan T. Bailey
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Patent number: 8762266Abstract: Systems, mechanisms and processes are provided to allow law-enforcement officials, when encountering the potential use of prepaid payment cards in the furtherance of a crime or in relation to criminal activities, to (1) attempt to check the balances on such prepaid payment cards, including the ability to perform aggregate balance checks on a group of such prepaid cards, (2) attempt to freeze the funds on such prepaid payment cards, and/or (3) attempt to seize the funds on such prepaid payment cards.Type: GrantFiled: April 8, 2013Date of Patent: June 24, 2014Assignee: Vantiv, LLCInventors: Patrick James Moran, Nancy Joann Vance, Michele Suzanne Herron, Thomas Edward Rafferty
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Patent number: 8712854Abstract: Systems and methods for processing payment transactions using combination payment cards. The combination payment card is associated with an open-loop account and one or more closed-loop accounts. Transaction information is received from a point-of-sale device. At least one of the closed-loop and open-loop account is debited.Type: GrantFiled: August 30, 2012Date of Patent: April 29, 2014Assignee: Vantiv, LLCInventors: Thomas E. Rafferty, Bryan T. Bailey, Christopher S. Postell
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Patent number: 8700525Abstract: Systems and methods for settling funds from an account to one or more settlement accounts of a merchant. The merchant can have a plurality of settlement accounts, which may be the same or different settlement account types. The settling of the funds can be directed by one or more settlement rules defined by the merchant.Type: GrantFiled: October 17, 2012Date of Patent: April 15, 2014Assignee: Vantiv, LLCInventors: Thomas E. Rafferty, Bryan T. Bailey