Patents Assigned to Vantiv, LLC
  • Publication number: 20180309746
    Abstract: Technologies for token-based access authorization to an application program interface (API) include an access management server to receive a service request message from an application executed by a remote computing device. The service request message includes a digitally signed license token previously generated by the access management server and distributed to the remote computing device. The service request message also includes a request from the executed application to access data or a service of the resource server via an exposed API. The access management server verifies the digital signature of the digitally signed license token and generates a digitally signed Security Assertion Markup Language (SAML) token. The digitally signed SAML token is transmitted to the resource server for verification and local caching. The resource server receives the service request message and determines whether access to the requested data or service is authorized based on the locally-cached SAML token.
    Type: Application
    Filed: June 18, 2018
    Publication date: October 25, 2018
    Applicant: Vantiv, LLC
    Inventor: Scott Edward BLASI
  • Patent number: 10044701
    Abstract: Technologies for token-based access authorization to an application program interface (API) include an access management server to receive a service request message from an application executed by a remote computing device. The service request message includes a digitally signed license token previously generated by the access management server and distributed to the remote computing device. The service request message also includes a request from the executed application to access data or a service of the resource server via an exposed API. The access management server verifies the digital signature of the digitally signed license token and generates a digitally signed Security Assertion Markup Language (SAML) token. The digitally signed SAML token is transmitted to the resource server for verification and local caching. The resource server receives the service request message and determines whether access to the requested data or service is authorized based on the locally-cached SAML token.
    Type: Grant
    Filed: May 24, 2016
    Date of Patent: August 7, 2018
    Assignee: Vantiv, LLC
    Inventor: Scott Edward Blasi
  • Patent number: 9965749
    Abstract: Systems and methods are provided for transferring settlement funds received into a pooled settlement account of an acquirer processor account to one or more financial accounts of a merchant. The transferring of the funds can be directed by one or more settlement rules defined by a merchant. The type of transfer method can be based on the type of financial account. Example types of transfers include Automated Clearing House (ACH) transfers and intrabank transfers.
    Type: Grant
    Filed: February 25, 2014
    Date of Patent: May 8, 2018
    Assignee: Vantiv, LLC
    Inventors: Thomas E. Rafferty, Bryan T. Bailey
  • Patent number: 9965325
    Abstract: Systems and methods for transaction/file-based management of a plurality of processes associated with various jobs are provided. Through the management of discrete applications, a file distribution manager/scheduler orchestrates automated execution of different types of jobs. The processes executed for the various processes can vary based on job type, or other parameters.
    Type: Grant
    Filed: February 1, 2017
    Date of Patent: May 8, 2018
    Assignee: VANTIV, LLC
    Inventors: Jackson Andrew Unrau, Shawn Edward McCarthy, Matthew Ray Cook
  • Patent number: 9922371
    Abstract: Systems and methods are provided for linking a customer's preexisting financial account to a merchant issued payment vehicle. If an account number associated with the preexisting financial account changes, the linking of the merchant issued payment vehicle is updated with an updated account number.
    Type: Grant
    Filed: January 30, 2015
    Date of Patent: March 20, 2018
    Assignee: VANTIV, LLC
    Inventor: Bryan T. Bailey
  • Patent number: 9916567
    Abstract: Systems, methods and apparatus are disclosed for remote management of payment terminals. Public keys, or other security elements can be received from a certification authority and distributed to the payment terminals. A merchant, or other entity affiliated with the payment terminals, can monitor the status of the software and security elements of the payment terminals.
    Type: Grant
    Filed: March 11, 2014
    Date of Patent: March 13, 2018
    Assignee: Vantiv, LLC
    Inventors: Erik William Baar, Patricia Lynn Walters
  • Publication number: 20170372307
    Abstract: Included are embodiments for tokenizing sensitive data. Some embodiments of systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some embodiments include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.
    Type: Application
    Filed: September 6, 2017
    Publication date: December 28, 2017
    Applicant: Vantiv, LLC
    Inventors: Bryan T. Bailey, John ROMER, Chris DOYLE, Jeremy GIFFORD, Kevin ZIBART
  • Patent number: 9785938
    Abstract: Included are systems and methods for tokenizing sensitive data. Some of the systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some systems and/or methods include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.
    Type: Grant
    Filed: December 8, 2014
    Date of Patent: October 10, 2017
    Assignee: Vantiv, LLC
    Inventors: Bryan T. Bailey, John Romer, Chris Doyle, Jeremy Gifford, Kevin Zibart
  • Patent number: 9710810
    Abstract: Systems, mechanisms and processes are provided to allow law-enforcement officials, when encountering the potential use of prepaid payment cards in the furtherance of a crime or in relation to criminal activities, to (1) attempt to check the balances on such prepaid payment cards, including the ability to perform aggregate balance checks on a group of such prepaid cards, (2) attempt to freeze the funds on such prepaid payment cards, and/or (3) attempt to seize the funds on such prepaid payment cards.
    Type: Grant
    Filed: May 6, 2014
    Date of Patent: July 18, 2017
    Assignee: Vantiv, LLC
    Inventors: Patrick James Moran, Nancy Joann Vance, Michele Suzanne Herron, Thomas Edward Rafferty
  • Patent number: 9600333
    Abstract: Systems and methods for transaction/file-based management of a plurality of processes associated with various jobs are provided. Through the management of discrete applications, a file distribution manager/scheduler orchestrates automated execution of different types of jobs. The processes executed for the various processes can vary based on job type, or other parameters.
    Type: Grant
    Filed: October 29, 2014
    Date of Patent: March 21, 2017
    Assignee: Vantiv, LLC
    Inventors: Jackson Andrew Unrau, Shawn Edward McCarthy, Matthew Ray Cook
  • Patent number: 9449320
    Abstract: Technologies for closed-looped testing of integrated circuit card payment terminals include loading a test profile onto an integrated circuit payment card. Authorization request and response messages are locally generated and translated to simulate acquirer processor processing and payment network processing. An outcome report indicative of the outcome of the test transaction is generated and transmitted to a remote certification server. Other embodiments are described and claimed.
    Type: Grant
    Filed: June 8, 2015
    Date of Patent: September 20, 2016
    Assignee: Vantiv, LLC
    Inventors: Patricia Lynn Walters, Steven Scott Cole
  • Publication number: 20150088759
    Abstract: Included are embodiments for tokenizing sensitive data. Some embodiments of systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some embodiments include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.
    Type: Application
    Filed: December 8, 2014
    Publication date: March 26, 2015
    Applicant: VANTIV, LLC
    Inventors: Bryan T. Bailey, John Romer, Chris Doyle, Jeremy Gifford, Kevin Zibart
  • Patent number: 8943574
    Abstract: Included are systems and methods for tokenizing sensitive data. Some of the systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some systems and/or methods include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.
    Type: Grant
    Filed: May 27, 2011
    Date of Patent: January 27, 2015
    Assignee: Vantiv, LLC
    Inventors: Bryan T. Bailey, John Romer, Chris Doyle, Jeremy Gifford, Kevin Zibart
  • Publication number: 20140244497
    Abstract: Systems, mechanisms and processes are provided to allow law-enforcement officials, when encountering the potential use of prepaid payment cards in the furtherance of a crime or in relation to criminal activities, to (1) attempt to check the balances on such prepaid payment cards, including the ability to perform aggregate balance checks on a group of such prepaid cards, (2) attempt to freeze the funds on such prepaid payment cards, and/or (3) attempt to seize the funds on such prepaid payment cards.
    Type: Application
    Filed: May 6, 2014
    Publication date: August 28, 2014
    Applicant: VANTIV, LLC
    Inventors: Patrick James Moran, Nancy Joann Vance, Michele Suzanne Herron, Thomas Edward Rafferty
  • Publication number: 20140213347
    Abstract: A transaction facilitation system is disclosed that is configured to affect substantially real-time crediting and debiting of a gaming accounts maintained within a gaming environment and structured to communicate by a private restricted communication link with an issuing financial institution of a stored value account to effect real-time crediting and debiting of the stored value account. Financial transactions using the stored value account can be and used customer relationship purposes.
    Type: Application
    Filed: March 28, 2014
    Publication date: July 31, 2014
    Applicant: Vantiv LLC
    Inventors: Kirk E. Sanford, Thomas M. Sears, Omer Sattar
  • Publication number: 20140207593
    Abstract: Systems and methods for processing payment transactions using combination payment cards. The combination payment card is associated with an open-loop account and one or more closed-loop accounts. Transaction information is received from a point-of-sale device. At least one of the closed-loop and open-loop account is debited.
    Type: Application
    Filed: March 21, 2014
    Publication date: July 24, 2014
    Applicant: Vantiv, LLC
    Inventors: Thomas E. Rafferty, Bryan T. Bailey, Christopher S. Postell
  • Publication number: 20140188712
    Abstract: Systems and methods for transferring funds from an acquirer processor account to one or more financial accounts. The transferring of the funds can be directed by one or more settlement rules defined by a merchant.
    Type: Application
    Filed: February 25, 2014
    Publication date: July 3, 2014
    Applicant: Vantiv, LLC
    Inventors: Thomas E. Rafferty, Bryan T. Bailey
  • Patent number: 8762266
    Abstract: Systems, mechanisms and processes are provided to allow law-enforcement officials, when encountering the potential use of prepaid payment cards in the furtherance of a crime or in relation to criminal activities, to (1) attempt to check the balances on such prepaid payment cards, including the ability to perform aggregate balance checks on a group of such prepaid cards, (2) attempt to freeze the funds on such prepaid payment cards, and/or (3) attempt to seize the funds on such prepaid payment cards.
    Type: Grant
    Filed: April 8, 2013
    Date of Patent: June 24, 2014
    Assignee: Vantiv, LLC
    Inventors: Patrick James Moran, Nancy Joann Vance, Michele Suzanne Herron, Thomas Edward Rafferty
  • Patent number: 8712854
    Abstract: Systems and methods for processing payment transactions using combination payment cards. The combination payment card is associated with an open-loop account and one or more closed-loop accounts. Transaction information is received from a point-of-sale device. At least one of the closed-loop and open-loop account is debited.
    Type: Grant
    Filed: August 30, 2012
    Date of Patent: April 29, 2014
    Assignee: Vantiv, LLC
    Inventors: Thomas E. Rafferty, Bryan T. Bailey, Christopher S. Postell
  • Patent number: 8700525
    Abstract: Systems and methods for settling funds from an account to one or more settlement accounts of a merchant. The merchant can have a plurality of settlement accounts, which may be the same or different settlement account types. The settling of the funds can be directed by one or more settlement rules defined by the merchant.
    Type: Grant
    Filed: October 17, 2012
    Date of Patent: April 15, 2014
    Assignee: Vantiv, LLC
    Inventors: Thomas E. Rafferty, Bryan T. Bailey