Abstract: A method for electronic receipt transfer via ultra-wideband electronic (UWB) radio technology may include: causing, by a payment terminal computer program, an UWB radio to transmit a range request signal from a first antenna; receiving, by the payment terminal computer program and one or more customer electronic devices, a pair of replies to the range request signal, each comprising a first reply signal received at the first antenna and a second reply signal received at a second antenna; determining, by the payment terminal computer program, a distance between the UWB radio and each customer electronic device based on a time of flight; selecting, by the payment terminal computer program, the customer electronic devices having the distance that is closest to the UWB radio; and communicating, by the payment terminal computer program, an electronic receipt for a transaction to the selected customer electronic device.

Abstract: A fuel dispenser payment terminal, includes: an ultra-wideband transceiver; and a controller in communication with the ultra-wideband transceiver and with a fuel dispenser, the controller being programmed to: receive, via the ultra-wideband transceiver, a vehicle UWB signal from a vehicle ultra-wideband tag disposed on a vehicle; determine from the vehicle UWB signal a location of the vehicle and a fuel type associated with the vehicle; and authorize the fuel dispenser to dispense the fuel type associated with the vehicle, based, at least in part, on whether the location of the vehicle is within a predetermined fueling location.

Abstract: Methods, devices, and non-transitory computer readable media for data aggregation and retrieval are provided herein. The methods, devices, and non-transitory computer readable media provide for generating a data pool and registering for a third-party application using a data pool.

Abstract: A system for authenticating a payment transaction is provided, including a payment device (such as an ECR or payment terminal), a provider gateway, and a universal token vault. The payment device provides a payment processing request including a tokenization request and an account number (such as a PAN or DPAN). The provider gateway receives the payment processing request from the payment device. The provider gateway then provides the account number and the tokenization request to a payment network (such as a credit card service). The provider gateway then receives, via the payment network, a network token and a PAR. The universal token vault then receives, via the provider gateway, the network token and the PAR. The universal token then creates or updates a universal token to associate the network token with the PAR. The universal token may then be provided to a merchant server for storage.

Abstract: A system for preventing simultaneous activation in a keyboard key having at least two switch activating buttons located under a keycap is provided. The system includes an activation prevention member having a first perimeter area and a first aperture configured to receive a first switch activating button therein. The first perimeter area is located such that depression of the keycap during use causes a surface of the keycap to contact the first perimeter area to prevent the first switch activating button from being fully depressed. The system further includes an activation enhancement member having a second perimeter area and a second aperture configured to receive a post extending from the keycap. The thickness of the second perimeter area causes the activation enhancement member to contact a second switch activating button prior to the surface of the keycap when the keycap is depressed.

Abstract: A payment terminal computer program may track entry to, presence in, and exit from an area using ultrawideband (UWB) radio technology by: receiving, from an UWB radio, first information to determine a first distance between a UWB radio-enabled mobile electronic device and the UWB radio or a first position of the UWB radio-enabled mobile electronic device; determining that the UWB radio-enabled mobile electronic device is at an entrance to the area based on the first distance or position; receiving, from the UWB radio, second information to determine a second distance between the UWB radio-enabled mobile electronic device and the UWB radio or a second position of the UWB radio-enabled mobile electronic device; determining that the UWB radio-enabled mobile electronic device is at an exit from the area based on the second distance or position; and determining a fee based on the first communication and the second communication.

Abstract: Methods and systems for incident reporting from secured devices are provided. A method includes detecting an incident on a secured IoT device that disrupts normal operations by the secured IoT device. A preconfigured set of incident data relevant to the incident are collected from the secured IoT device and encrypted based on a preselected cryptosystem. An encoded incident report is generated by combining a URL to a technical support server and the encrypted incident data further encoded into characters. The encoded incident report is produced in a QR code along with a request to scan the QR code via an output interface of the secured IoT device to thereby have the encoded incident report sent to the technical support server by another device that accesses a digital communication network.

Abstract: A payment device and method of detecting a tampering condition of a payment device are provided. The payment device and method include using on-board radios, e.g., ultra-wideband (UWB) radios, to define a reference signature of the payment device and/or the environment surrounding the payment device and comparing the reference signature to a sample signature at periodic intervals or generally over time to determine if a physical change to the payment device has occurred. If the difference between the reference signature and the sample signature is above a predetermined value or threshold, a tamper condition is satisfied and the device may lock down or erase sensitive data, preventing the unauthorized collection of sensitive transaction information.

Abstract: Systems and methods for performing sales transactions using a hybrid multi-tenant cloud and single-tenant on-premises point-of-sale system. The multi-tenant cloud sub-system includes a remote processor that is communicably coupled with a first point-of-sale terminal at a first location and a second point-of-sale terminal at a second location, that is different than the first location. The remote processor is configured to process sales transaction information from the first and second point-of-sale terminals. The single-tenant on-premises sub-system includes a local processor communicably coupled with a third point-of-sale terminal at a third location, different than the first and second locations. The single-tenant on-premises sub-system is configured to process local sales transaction information from the third point-of-sale terminal and transmit the processed local sales transaction information to the multi-tenant cloud sub-system.

Abstract: Systems and methods for pairing a point-of-sale device (POS) to a site controller (SC) are provided. The method includes: (1) transmitting, from the POS to the SC, via a legacy communication channel, a start pairing command; (2) generating, via the SC, a one-time password upon receiving the start pairing command; (3) transmitting, via the legacy communication channel, the one-time password from the SC to the POS; (4) transmitting, from the POS to the SC, a host CSR; (5) transmitting, from the SC to the POS, a host certificate, and an SSH-CA public key; (6) transmitting, from the POS to the SC, a user CSR; (7) transmitting, from the SC to the POS, a user certificate; (8) storing, via a memory of the POS, the host certificate, the user certificate, and the SSH-CA public key; and (9) removing keys corresponding to the legacy communication channel from the POS.

Abstract: Systems, devices, and methods of distributing shared digital funds are provided herein. The systems, devices, and methods enable the distribution of shared digital funds to multiple digital fund participants and/or mobile device users via contactless payment instruments. Each user and/or participant may have simultaneous, real-time access to a digital fund managed in a digital fund database stored in a remote server or a collection of remote servers. Further, each user and/or participant of a group may initiate one or more transactions on behalf of the group using one or more contactless payment instruments connected with one or more digital funds.

Abstract: Systems, methods, and devices for Bluetooth numeric comparison pairing between a handheld payment terminal and a base station that is incapable of displaying digits of a base station Bluetooth pairing code are disclosed. A handheld payment terminal computer program may initiate Bluetooth numeric pairing with a base station; generate a handheld payment terminal Bluetooth pairing code; capture a coded light sequence emitted by LEDs on the base station; decode the coded light sequence to determine the base station Bluetooth pairing code; cause the base station Bluetooth pairing code and the handheld payment terminal Bluetooth pairing code to be displayed on a display; and in response to Bluetooth pairing code match, pairing the handheld payment terminal with the base station. The base station provides access to one or more networks and/or data communication to the handheld payment terminal when paired.

Abstract: A payment device and method of detecting a tampering condition of a payment device are provided. The payment device and method include using on-board radios, e.g., ultra-wideband (UWB) radios, to define a reference signature of the payment device and/or the environment surrounding the payment device and comparing the reference signature to a sample signature at periodic intervals or generally over time to determine if a physical change to the payment device has occurred. If the difference between the reference signature and the sample signature is above a predetermined value or threshold, a tamper condition is satisfied and the device may lock down or erase sensitive data, preventing the unauthorized collection of sensitive transaction information.

Abstract: Methods and systems for facilitating an omnichannel transaction using a retail payment device are provided. The method includes: obtaining a checkout request for an order of an amount by a customer; receiving an electronic checkout option selected by the customer, generating a checkout link to a web page for the customer to process a payment of the amount by the electronic checkout option from the receiving, where the web page is operatively coupled to a payment gateway; delivering to a customer device, the checkout link for the customer via a link delivery method selected by the customer, where the customer device is operatively coupled to the payment gateway via the web page; and updating status of the payment of the amount requested with the checkout link with the payment gateway.

Abstract: Methods and systems for incident reporting from secured devices are provided. A method includes detecting an incident on a secured IoT device that disrupts normal operations by the secured IoT device. A preconfigured set of incident data relevant to the incident are collected from the secured IoT device and encrypted based on a preselected cryptosystem. An encoded incident report is generated by combining a URL to a technical support server and the encrypted incident data further encoded into characters. The encoded incident report is produced in a QR code along with a request to scan the QR code via an output interface of the secured IoT device to thereby have the encoded incident report sent to the technical support server by another device that accesses a digital communication network.

Abstract: A method for electronic receipt transfer via ultra-wideband electronic (UWB) radio technology may include: causing, by a payment terminal computer program, an UWB radio to transmit a range request signal from a first antenna; receiving, by the payment terminal computer program and one or more customer electronic devices, a pair of replies to the range request signal, each comprising a first reply signal received at the first antenna and a second reply signal received at a second antenna; determining, by the payment terminal computer program, a distance between the UWB radio and each customer electronic device based on a time of flight; selecting, by the payment terminal computer program, the customer electronic devices having the distance that is closest to the UWB radio; and communicating, by the payment terminal computer program, an electronic receipt for a transaction to the selected customer electronic device.

Abstract: Systems, methods, and devices for Bluetooth numeric comparison pairing between a handheld payment terminal and a base station that is incapable of displaying digits of a base station Bluetooth pairing code are disclosed. A handheld payment terminal computer program may initiate Bluetooth numeric pairing with a base station; generate a handheld payment terminal Bluetooth pairing code; capture a coded light sequence emitted by LEDs on the base station; decode the coded light sequence to determine the base station Bluetooth pairing code; cause the base station Bluetooth pairing code and the handheld payment terminal Bluetooth pairing code to be displayed on a display; and in response to Bluetooth pairing code match, pairing the handheld payment terminal with the base station. The base station provides access to one or more networks and/or data communication to the handheld payment terminal when paired.

Abstract: A point-of-sale device, including a tamper detection circuit, a processor, and a memory is provided. The tamper detection circuit includes a light sensor. The light sensor includes a phototransistor. The tamper detection circuit is configured to provide a light detection signal based on incident light received by the light sensor. The processor is configured to generate a tamper signal based on the light detection signal. The processor is further configured to initiate a tamper event response according to the tamper signal. The tamper event response may erase a memory or trigger an alarm. The point-of-sale device further includes a substantially opaque internal housing. The internal housing may be substantially opaque. The tamper detection circuit, the processor, and the memory may be arranged within the internal housing.

Abstract: A method for electronic receipt transfer via ultra-wideband electronic (UWB) radio technology may include: causing, by a payment terminal computer program, an UWB radio to transmit a range request signal from a first antenna; receiving, by the payment terminal computer program and one or more customer electronic devices, a pair of replies to the range request signal, each comprising a first reply signal received at the first antenna and a second reply signal received at a second antenna; determining, by the payment terminal computer program, a distance between the UWB radio and each customer electronic device based on a time of flight; selecting, by the payment terminal computer program, the customer electronic devices having the distance that is closest to the UWB radio; and communicating, by the payment terminal computer program, an electronic receipt for a transaction to the selected customer electronic device.

Abstract: Systems and methods for pairing a point-of-sale device (POS) to a site controller (SC) are provided. The method includes: (1) transmitting, from the POS to the SC, via a legacy communication channel, a start pairing command: (2) generating, via the SC, a one-time password upon receiving the start pairing command: (3) transmitting, via the legacy communication channel, the one-time password from the SC to the POS: (4) transmitting, from the POS to the SC, a host CSR: (5) transmitting, from the SC to the POS, a host certificate, and an SSH-CA public key: (6) transmitting, from the POS to the SC, a user CSR: (7) transmitting, from the SC to the POS, a user certificate: (8) storing, via a memory of the POS, the host certificate, the user certificate, and the SSH-CA public key; and (9) removing keys corresponding to the legacy communication channel from the POS.