Abstract: A method for electronic receipt transfer via ultra-wideband electronic (UWB) radio technology may include: causing, by a payment terminal computer program, an UWB radio to transmit a range request signal from a first antenna; receiving, by the payment terminal computer program and one or more customer electronic devices, a pair of replies to the range request signal, each comprising a first reply signal received at the first antenna and a second reply signal received at a second antenna; determining, by the payment terminal computer program, a distance between the UWB radio and each customer electronic device based on a time of flight; selecting, by the payment terminal computer program, the customer electronic devices having the distance that is closest to the UWB radio; and communicating, by the payment terminal computer program, an electronic receipt for a transaction to the selected customer electronic device.

Abstract: Systems and methods for pairing a point-of-sale device (POS) to a site controller (SC) are provided. The method includes: (1) transmitting, from the POS to the SC, via a legacy communication channel, a start pairing command: (2) generating, via the SC, a one-time password upon receiving the start pairing command: (3) transmitting, via the legacy communication channel, the one-time password from the SC to the POS: (4) transmitting, from the POS to the SC, a host CSR: (5) transmitting, from the SC to the POS, a host certificate, and an SSH-CA public key: (6) transmitting, from the POS to the SC, a user CSR: (7) transmitting, from the SC to the POS, a user certificate: (8) storing, via a memory of the POS, the host certificate, the user certificate, and the SSH-CA public key; and (9) removing keys corresponding to the legacy communication channel from the POS.

Abstract: Methods and systems for authenticating transactions are provided. In response to validation information being provided to a peripheral device, the peripheral device launches a web-based service that can interrogate an initial digital payment source, e.g., a crypto-wallet and/or an exchange application to determine if the initial digital payment source meets a KYC threshold. If the KYC threshold is not met, the web-based service can interrogate other payment sources owned by the user to determine whether they have user authentication data associated with them. If other digital payment sources have user authentication data associated with them, the system can use the aggregate authentication information to validate the identity of the user for the initial payment source which can then be used to process the transaction. If there is insufficient user authentication data to validate the initial payment source, the user is prompted to complete authentication actions to satisfy the KYC threshold.

Abstract: A payment device, comprising: a housing; and a controller disposed within the housing and configured to: receive at least one location signal, the at least one location signal being based, at least in part, on an antenna signal and representing a location of a payment transceiver or a range between the payment transceiver and an antenna: determine, according to the at least one location signal, whether the location of the payment transceiver is within a payment processing zone; determine whether the payment device is an approved payment device such that the payment device is approved to process payments from the payment transceiver; and process a payment from the payment transceiver only if, at least, the payment transceiver is within the payment processing zone and the payment device is an approved payment device.

Abstract: Methods and systems for authenticating transactions using a web-based service are provided. In response to validation information being provided to a peripheral device, the peripheral device launches a web-based services that can interrogate one or more digital payment sources, e.g., crypto-wallets and/or crypto exchange applications to determine if the one or more digital payment sources meets a KYC threshold to process the transaction. If the KYC threshold is not met, the web-based service can interrogate other digital payment sources owned by the user to determine if they meet the KYC threshold. If one or more other digital payment sources meet the threshold the user is prompted to switch to and process the transaction using the source that meets the threshold. If none of the user's digital payment sources meet the threshold, the user is prompted to complete one or more authentication actions to satisfy the KYC threshold.

Abstract: A secure device for detecting a potential breach during shipment that includes a transceiver module operable to generate an output signal according to one or more radio-frequency signals received by the transceiver module; and a controller configured to enter a secure shipping state, wherein the controller is configured to determine whether the output signal exceeds a predetermined threshold and to determine at least one identifier from the output signal; wherein the controller is further configured take a protective action if the output signal exceeds the predetermined threshold and the identifier does not match a predetermined identifier, wherein the controller is configured to exit the secure shipping state if the output signal exceeds the predetermined threshold and the identifier matches the predetermined identifier.

Abstract: Systems and methods for performing sales transactions using a hybrid multi-tenant cloud and single-tenant on-premises point-of-sale system. The multi-tenant cloud sub-system includes a remote processor that is communicably coupled with a first point-of-sale terminal at a first location and a second point-of-sale terminal at a second location, that is different than the first location. The remote processor is configured to process sales transaction information from the first and second point-of-sale terminals. The single-tenant on-premises sub-system includes a local processor communicably coupled with a third point-of-sale terminal at a third location, different than the first and second locations. The single-tenant on-premises sub-system is configured to process local sales transaction information from the third point-of-sale terminal and transmit the processed local sales transaction information to the multi-tenant cloud sub-system.

Abstract: A self-checkout monitoring system including self-checkout terminals, a site controller, and point-of-sale devices, is provided. A self-checkout terminal receives a transaction event, generates a transaction status update based on this transaction event, and transmits the transaction status up-date to a site controller, which routes the transaction status update to a point-of-sale device. The point-of-sale device generates a transaction status icon based on the transaction status update and displays a self-checkout monitoring panel with a status tile displaying the status icon corresponding to the transaction status update most recently received from the self-checkout terminal. The cashier selects the self-checkout terminal by entering a self-checkout terminal selection input causing the point-of-sale device to display transaction control commands. The cashier chooses a transaction control command to apply to the self-checkout terminal.

Abstract: Computer-implemented methods and systems for open banking-based subscription via a universal gateway are provided. A method includes sending, from a merchant device to a universal gateway, a request for a credit evaluation for a customer of a merchant and receiving, by the merchant device from the universal gateway, responsive to the request from the sending. The credit evaluation for the customer that meets a predefined credit threshold on a subscription for sale by the merchant would result in sending of a request to set up a subscription service instance from the merchant device to the universal gateway. The merchant device is acknowledged by the universal gateway that the subscription service instance is set up to thereby handle recurring payments of the subscription.

Abstract: A system for authenticating a payment transaction is provided, including a payment device (such as an ECR or payment terminal), a provider gateway, and a universal token vault. The payment device provides a payment processing request including a tokenization request and an account number (such as a PAN or DPAN). The provider gateway receives the payment processing request from the payment device. The provider gateway then provides the account number and the tokenization request to a payment network (such as a credit card service). The provider gateway then receives, via the payment network, a network token and a PAR. The universal token vault then receives, via the provider gateway, the network token and the PAR. The universal token then creates or updates a universal token to associate the network token with the PAR. The universal token may then be provided to a merchant server for storage.

Abstract: Systems, devices, and methods for facilitating a cryptocurrency transaction using a payment terminal operated by a merchant and an electronic device operated by a customer are provided. A customer may use a combination of the payment terminal and/or electronic device to select a cryptocurrency payment wallet to conduct the transaction and a type of cryptocurrency to pay for the transaction. Transaction information is provided to the electronic device via a machine-readable code displayed by the payment terminal and captured by a camera of the electronic device. The electronic device provides the transaction information to a cryptocurrency payment provider corresponding to the selected type of cryptocurrency. Upon completion of the transaction, the cryptocurrency payment provider provides a payment confirmation to the payment terminal and/or the electronic device.

Abstract: A payment terminal computer program may track entry to, presence in, and exit from an area using ultrawideband (UWB) radio technology by: receiving, from an UWB radio, first information to determine a first distance between a UWB radio-enabled mobile electronic device and the UWB radio or a first position of the UWB radio-enabled mobile electronic device; determining that the UWB radio-enabled mobile electronic device is at an entrance to the area based on the first distance or position; receiving, from the UWB radio, second information to determine a second distance between the UWB radio-enabled mobile electronic device and the UWB radio or a second position of the UWB radio-enabled mobile electronic device; determining that the UWB radio-enabled mobile electronic device is at an exit from the area based on the second distance or position; and determining a fee based on the first communication and the second communication.

Abstract: Systems and methods for performing sales transactions using a hybrid multi-tenant cloud and single-tenant on-premises point-of-sale system. The multi-tenant cloud sub-system includes a remote processor that is communicably coupled with a first point-of-sale terminal at a first location and a second point-of-sale terminal at a second location, that is different than the first location. The remote processor is configured to process sales transaction information from the first and second point-of-sale terminals. The single-tenant on-premises sub-system includes a local processor communicably coupled with a third point-of-sale terminal at a third location, different than the first and second locations. The single-tenant on-premises sub-system is configured to process local sales transaction information from the third point-of-sale terminal and transmit the processed local sales transaction information to the multi-tenant cloud sub-system.

Abstract: A system for facilitating a software update is provided. The system includes a payment terminal, a mobile device, and a remote server. The payment terminal displays, via a screen, a QR code. The QR code includes terminal data corresponding to the payment terminal. The mobile device captures the QR code displayed on the payment terminal, generates an update initiation command based at least in part on the terminal data of the QR code, and transmits the update initiation command. The remote server receives the update initiation command transmitted by the mobile device and transmits a software package to the mobile device in response to receiving the update initiation command. The mobile device then transmits, via a wired or wireless connection, the software package to the payment terminal. The payment terminal then installs the software package.

Abstract: A method for payment terminal accessibility may include a payment terminal computer in a payment terminal: receiving, from a cloud services computer program, a request for a connection with a mobile device computer program, the payment terminal computer program executing a transaction flow comprising a plurality of portions, each portion associated with one or more transaction flow frames; communicating, to the mobile device computer program via the cloud services computer program, information for one of the transaction flow frames displayed the payment terminal, the transaction flow frame comprising text and a plurality of options for selection, the mobile device computer program configured to facilitate output of an accessible version of the transaction flow frame; receiving, a selection of one of the plurality of options from the mobile device computer program via the cloud services computer program; and executing, a next portion of the transaction flow based on the received selection.

Abstract: A point-of-sale device including an adjustable screen, an accelerometer, and a processor is provided. The adjustable screen is arranged in a cashier position or a customer position. The accelerometer generates orientation data corresponding to the adjustable screen. The processor determines, via an accelerometer driver, an adjustable screen position based on the orientation data. The processor then generates, via the accelerometer driver, a position change notification if the adjustable screen changes position. The processor then provides the position change notification and the adjustable screen position to an application selector. The processor then launches, via the application selector upon receiving the position change notification, an application based on the adjustable screen position. In one example, the launched application is a point-of-sale application if the adjustable screen position is the cashier position.

Abstract: A key entry device including a housing, a keypad array disposed within the housing and including a plurality of keys, a key contact array disposed within the housing below the keypad array and including a plurality of contact pairs, a dome array underlying the keypad array and the key contact array and including a plurality of domes, and a protrusion array underlying the dome array and including a plurality of protrusions, whereby depression of one of the plurality of keys of the keypad array causes a corresponding one of the domes of the dome array to be displaced downwardly and to be deformed by pushing engagement with a corresponding one of the protrusions of the protrusion array into contact with at least one of the contact pairs of the key contact array.

Abstract: A computerized non-visible signal based surveillance system including a computerized subsystem for associating RF signals in a transactional environment, the computerized subsystem including a sensor configured to sense a plurality of RF signals emitted from within a predetermined range of the sensor at points in time and a computerized signal associator configured to receive outputs from the sensor and provide an output which associates at least some of the plurality of RF signals and generate a unique RF signal-based identifier and an alert generating subsystem configured to employ the unique RF signal-based identifier for identifying an unauthorized person or an unauthorized device based at least in part on the unique RF signal-based identifier. There is even further provided a surveillance method including associating RF signals and ascertaining a presence of an unauthorized person or an unauthorized device based at least in part on the unique RF signal-based identifier.

Abstract: Systems and methods for alternative payment mechanism payments using ultra-wideband radio technology are disclosed. A method may include a payment terminal computer program executed by a payment terminal selecting a customer electronic device that is conducting the payment transaction with the payment terminal; communicating, via a payment terminal UWB radio to the selected customer electronic device, payment transaction details for the payment transaction comprising a merchant identifier and a transaction amount; receiving, from the selected customer electronic device via the payment terminal UWB radio, an APM payment message for an APM payment provider; communicating the APM payment message to the APM payment provider, wherein the APM payment provider is configured to decision the transaction based on the APM payment message; and receiving, from the APM payment provider, a payment confirmation for the payment transaction.