Abstract: A system processes a request by a customer to pay a transaction amount, using the customer's account, for a transaction between the customer and a merchant, to provide a payment to an account of the merchant. The transaction incorporates use of a mobile wireless device operated by the customer to provide identification information of the customer's account to an authentication server. A payment server coupled to the authentication server and the merchant passes merchant communications to the authentication server. The authentication server receives the transaction amount from the merchant and receives customer account information from the customer's wireless mobile device, and processes the transaction and account information and, if authenticated, routes the payment transaction to the payment server for payment to the merchant's account.
Abstract: A magnetic stripe reader assembly for a point of sale terminal is provided. In some embodiments, the magnetic stripe reader assembly includes a holder configured to retain a magnetic head within the terminal and restrict access to electronic components.
Type:
Application
Filed:
August 10, 2011
Publication date:
December 1, 2011
Applicant:
VeriFone, Inc.
Inventors:
Christian E. SHULZ, Mehran Mirkazemi-Movd
Abstract: A data entry device including a housing formed of at least two portions, data entry circuitry located within the housing, at least one case-open switch assembly operative to sense when the housing is opened and tamper indication circuitry operative to receive an input from the at least one case-open switch assembly and to provide an output indication of possible tampering with the data entry circuitry located within the housing. The at least one case-open switch assembly includes an arrangement of electrical contacts arranged on a base surface and a resiliently deformable conductive element, which defines a short circuit between at least some of the arrangement of electrical contacts only when the housing is closed.
Type:
Application
Filed:
March 2, 2010
Publication date:
September 8, 2011
Applicant:
Verifone, INC.
Inventors:
Richard H. H. NEO, Mehran Mirkazemi-Moud, John Barrowman, Christian Eric Schulz
Abstract: A device for containing sensitive data including a housing, an anti-tamper protected enclosure located within the housing and being adapted to contain the sensitive data, anti-tamper protection circuitry located within the anti-tamper protected enclosure and at least one ball grid array arranged within the housing and mounted on an outer surface of the anti-tamper protected enclosure and electrically coupled to the anti-tamper protection circuitry for protecting against unauthorized access to the interior of the anti-tamper protected enclosure.
Type:
Grant
Filed:
January 25, 2007
Date of Patent:
March 1, 2011
Assignee:
Verifone, Inc.
Inventors:
Steve Hsu, Daniel Hong, Kenji Chao, Douglas Manchester
Abstract: A payment terminal including a magnetic card reader, a decoder receiving analog signals from the magnetic card reader and providing a digital data output to utilization circuitry and data integrity assurance circuitry operative to eliminate spurious data due to Electromagnetic Field (EMF) interference.
Type:
Grant
Filed:
December 28, 2007
Date of Patent:
February 15, 2011
Assignee:
Verifone, Inc.
Inventors:
Winston Can Wain Leong, Kevin Richard Starinieri, Paul A. Serotta, Michael Pedigo
Abstract: A magnetic card reader including a magnetic head, located in a non-secured region, at least one signal path including at least first and second electrical conductors extending from the magnetic head in the non-secured region to a secured region, circuitry located within the secured region and receiving at least one signal output along at least one signal path, the circuitry located within the secured region including functionality ensuring that a voltage difference along the at least first and second electrical conductors is virtually zero, thereby obviating illicit information retrieval via tapping of the at least first and second conductors and analysis of voltage differences therebetween.
Type:
Grant
Filed:
November 15, 2007
Date of Patent:
February 1, 2011
Assignee:
Verifone, Inc.
Inventors:
Mehran Mirkazemi-Moud, Jack Richard Grenfell, Arnon Aviv
Abstract: A payment terminal including a magnetic card reader, a decoder receiving analog signals from the magnetic card reader and providing a digital data output to utilization circuitry and data integrity assurance circuitry operative to eliminate spurious data due to Electromagnetic Field (EMF) interference.
Type:
Grant
Filed:
December 28, 2007
Date of Patent:
January 11, 2011
Assignee:
Verifone Inc.
Inventors:
Michael Pedigo, Winston Can Wain Leong, Kevin Richard Starinieri, Paul A. Serotta
Abstract: A point of sale device including a housing, a protected enclosure located within the housing, information storage functionality located within the protected enclosure and storing information to be protected information, a capacitance sensor based security system including at least one capacitance sensor operative to sense the capacitance of at least one of at least part of the housing and at least part of the protected enclosure at a reference time and thereafter and to provide an alarm indication of at least a predetermined change in the capacitance sensed by the at least one capacitance sensor.
Abstract: A secure mobile phone-point of sale (POS) system includes a mobile phone integrated with a secure PED module. The secure PED module is integrated with the mobile phone via the phone's serial port or directly to the phone's Printed Circuit Board Assembly (PCBA). The secure PED module conforms to security standards imposed by the payment card industry. The secure mobile phone-POS system has the functionality of both the secure PED and the mobile phone and the look and feel of the mobile phone.
Type:
Grant
Filed:
December 7, 2005
Date of Patent:
November 30, 2010
Assignee:
VeriFone, Inc.
Inventors:
Andrew Petrov, Scott Goldthwaite, William W. Graylin
Abstract: A point-of-sale terminal may incorporate a security device for preventing penetration of a foreign conductor into a region in fluid communication with a security switch of the point-of-sale terminal. The device may include a barrier member configured to be disposed inside the terminal and to resist penetration by a hypodermic needle. The barrier member of the security device may be a rigid keypad cover configured to be disposed between a keypad of the terminal and an upper casing of the terminal, and may include a plurality of apertures configured to fit closely around keys of the keypad. The barrier member of the security device also may be a rigid light guide configured to be disposed between a printed circuit board of the terminal and a keypad of the terminal, and to provide backlighting to the keypad.
Abstract: A magnetic card reader including a magnetic head, located in a non-secured region, at least one signal path extending from the magnetic head in the non-secured region to a secured region, signal processing circuitry located within the secured region, an obscuring signal injector located within the secured region and an obscuring signal remover located within the secured region, for receiving a combination of at least one signal output and an obscuring signal and for providing an unobscured signal output, corresponding to the at least one signal output, to the signal processing circuitry.
Abstract: An electronic device including a housing having an outer surface, at least one printed circuit board located within the housing and having at least one edge located in propinquity to at least one corresponding edge region of the outer surface, at least one capacitance sensor located at the at least one edge of the printed circuit board and being adapted to sense a change in capacitance at the at least one corresponding edge region resulting from engagement therewith by an object having predetermined capacitance characteristics and capacitance change responsive switching circuitry located within the housing and coupled to the at least one capacitance sensor for providing a desired switching function responsive to the engagement.
Abstract: A point of sale device including a housing, a magnetic card reader disposed in the housing, the magnetic card reader including at least first and second heads, a flexible circuit board electrically coupled to the first and second heads and a unitary resilient head mounting element resiliently supporting the at least first and second heads independently of the flexible circuit board and electronic circuitry coupled to the magnetic card reader.
Abstract: A magnetic stripe reading device including a magnetic head assembly including a mounting element, at least one information reading sensor having output contacts, the sensor being mounted in the mounting element and a flat cable coupled to the output contacts of the at least one information reading sensor, a portion of the flat cable being arranged in a doubled-over configuration over the output contacts, thereby to provide anti-tampering protection to the output contacts.