Patents Assigned to VISA INTERNATIONAL SERVICE ASSSOCIATION
  • Systems and methods for merchant mobile acceptance
    Patent number: 10013690
    Abstract: Systems and methods are provided for merchant mobile acceptance of user device data. For example, a method comprises receiving encrypted user device data and reader metadata from a merchant mobile device, determining a device reader API and device reader encryption scheme using the device reader metadata, parsing the encrypted user device data using the device reader API to determine encrypted personal information, and decrypting the encrypted personal information using the reader encryption scheme.
    Type: Grant
    Filed: January 16, 2014
    Date of Patent: July 3, 2018
    Assignee: VISA INTERNATIONAL SERVICE ASSSOCIATION
    Inventors: Avinash Kalgi, Qian Wang