Abstract: Methods and an associated system for end-to-end secured payments between users and other users or merchants, using only touch gestures and with no exchange of payment identifiers, credentials, or authorization codes include 1) a computer-implemented method for end-to-end secured payments between users and other users or merchants, using only touch gestures and with no entry, storage, nor exchange of regulated payment system identifiers, credentials, or authorization codes; 2) a non-transitory computer readable storage medium encoded with programming for end-to-end secured payments between users and other users or merchants using only touch gestures, with no entry, storage, nor exchange of regulated payment system identifiers, credentials, or authorization codes; and 3) a system for end-to-end secured payments between users and other users or merchants using only touch gestures, with no entry, storage, nor exchange of regulated payment system identifiers, credentials, or authorization codes.