Abstract: Embodiments provide computerized stress testing for evaluating the effect of changes in the financial position of one or more borrowers. A stressed financial parameter (e.g., a risk rating or financial ratio) is generated for a borrower based on a selection of a borrower account type, a stress amount for applying to the account type, and additional financial inputs corresponding to the borrower. In some cases the stressed financial parameter is generated as a function of an unstressed financial parameter for the borrower, the stress amount, a numerator factor corresponding to the selected account type, and a denominator factor corresponding to the selected account type. Systems, methods, and computer-readable media are provided with the stress testing functionality.