Abstract: A computing system for generating handicap-adjusted health scores processes multi-source health metric data collected from heterogeneous devices and activity modalities. The system normalizes and calibrates unstructured health data using schema-conformant transformation logic and device-specific correction parameters. User-specific baseline values are computed over configurable rolling windows and compared to cohort-level reference parameters derived from demographic and device-based population segmentation. Deviation values are corrected using demographic and device normalization models to generate structured adjustment vectors. The system applies context-aware scoring logic to compute normalized health scores that reflect individual performance patterns relative to statistically similar user cohorts. Scoring outputs are configured for competitive presentation via a user interface and may support leaderboard ranking, team-based scoring, or context-specific evaluations across diverse activity types.