Abstract: A system and method of validating an identity of a user device is disclosed that includes registering a biometric signature with an authoritative identity source, transmitting an encrypted user identity element from the authoritative identity source to a user device, sending an identity request from a third party entity to the user device, transmitting the encrypted user identity element from the user device to the third party, sending an identity validation request from the third party to the authoritative identity source, transmitting a communication from the authoritative identity request to the third party entity, and informing the third party entity if the identity of the user is confirmed.

Abstract: An electronic computing device obtains application source code to be tested. The application source code is automatically categorized into one or more hardware or software classifications. One or more tests are identified for the application source code based on the one or more hardware or software classifications. The one or more tests are run against the application source code. The one more tests are monitored as they are running. Based on results from the one or more tests, a test score representing a security risk of the application source code is automatically determined. A summary of the results from the one or more tests, including the test score, is visually displayed on the electronic computing device.

Abstract: Various systems and methods for authenticating a user are described herein. A system comprises a processor subsystem; and a memory including instructions, which when executed by the processor subsystem, cause the processor subsystem to: receive at a server from a first user device, a first authentication token; receive at the server from a second user device, a second authentication token; authenticate the user based on the first and second authentication tokens; and establish a communication session from the server to the first user device when the user is authenticated.

Abstract: Systems and methods to manage a tokenization manifest that can be used for managing a redaction through tokenization of a set of field level tokenization values applied to an arbitrary information object of an arbitrary file (e.g., database cells, XML, and other document elements, areas of graphics images, etc.). The methods and system extend the use of tokenization to the protection of arbitrary fields or information objects of any type or format. This allows the tokenized components of the information object to be located and provided to a Tokenization Service Provider that can recover, for an authorized requestor, the original content protected by the token. The tokenization schema processes the unrestricted content into a corresponding restricted token. The token can include an embedded URL, where the URL is a link to submit a request to the Tokenization Service Provider to view the token as the unrestricted content.

Abstract: Embodiments of techniques or systems for fraud detection are provided herein. A communication may be received where the communication includes one or more voice signals from an individual. Frequency responses associated with these voice signals may be determined and analyzed and utilized to determine whether or not potential fraudulent activity is occurring. For example, if a frequency response is greater than a frequency threshold, potential fraudulent activity may be determined. Further, frequency responses may be cross referenced with voice biometrics, voice printing, or fraud pathway detection results. In this way, voice stress or frequency responses may be utilized to build other databases related to other types of fraud detection, thereby enhancing one or more aspects of fraud detection. For example, a database may include a voice library, a pathway library, or a frequency library which include characteristics associated with fraudulent activity, thereby facilitating identification of such activity.

Abstract: A method includes receiving, on an electronic payment device, a radio frequency signal from a mobile electronic device. The radio frequency signal is used to control an activation of an electric current to one or more color producing components on the electronic payment device. The electric current is transmitted to the one or more color producing components. The one or more color producing components display a color when the electric current is transmitted to the color producing components.

Abstract: A computer-implemented method for granting a user access to an on-line banking area of a website belonging financial institution responsive to receiving the valid user name and password. The method providing the user with account information regarding checking, savings, mortgage, home equity and/or loan accounts held by the user at the financial institution. The method grants the user access to a request tracking area of the web site of the financial institution, receive request related data from the user, the request related data including data relating to at least one expense or goal, calculate portions of each expense respectively owed by each of a plurality of participants in the request and track whether a participant has paid. The method includes sending a message to at least one participant, the message requesting payment for the portion owed by the participant and receiving the payment from the participant in various payment forms.

Abstract: A transaction management system includes a database system configured to receive and store data for a plurality of financial transactions, the data for the plurality of financial transactions being associated with a plurality of financial accounts of a user. The system further includes a server system coupled to the database system and configured to categorize the plurality of financial transactions into a plurality of categories, the categories including merchant categories and payment method categories, the server system being further configured to provide a plurality of user interfaces to the user, each user interface providing a display of a different portion of the plurality of financial transactions, each user interface configured to enable a user to select a link configured to direct the user to an image of a check associated with one of the plurality of financial transactions; and categorize the financial transaction into a one of the merchant categories.

Abstract: Provided is a strategy based feature disablement that includes determining a device/browser combination based on an indication that a user device is attempting to access a resource. The device/browser combination is compared to a database of device/browser combinations. Access to the resource is allowed based on a determination that the device/browser combination is not included in the database of device/browser combinations. Alternatively, the resource is reconfigured based on a determination that the device/browser combination is included in the database of device/browser combinations.

Abstract: Identification information is received from a transaction card at a transaction machine. The transaction card is associated with an account holder using the transaction machine and includes a transaction card type. Using the identification information, activity profile information is accessed for the account holder. The account holder's transaction machine usage is monitored and activity profile information related to the account holder's transaction machine usage is stored. A custom sequence of user interfaces to be displayed to the account holder is generated based on the transaction card type.

Abstract: A system for managing security within an enterprise includes a computing device that receives a vulnerability, generates a user score for each user within the enterprise and generates a threat score for the vulnerability. A user device score may also be generated for each device associated with a user. Based on the user score and the threat score, a composite score is generated. After acquiring a security measure, the security measure is implemented based on the composite score and, at times, the user score.

Abstract: A method of managing customer sentiment includes: monitoring an interaction of a customer with customer interactive media; deriving a sentiment of the customer from the interaction of the customer with the customer interactive media; generating sentiment data for the customer; and updating customer data in a customer database with the sentiment data in real-time.

Abstract: A method for responding to a content retrieval request at a server may include receiving the content retrieval request from a computing device; detecting, at a device aware controller, at least one device capability of the computing device; setting, at the device aware controller, a rule boundary for the content retrieval request based on the at least one device capability; forwarding the content retrieval request with the rule boundary to a device agnostic controller, wherein the content retrieval request does not include capability information associated with the computing device; receiving from the device agnostic controller at the device aware controller, data corresponding to the content retrieval request with the rule boundary applied; and providing the data with the rule boundary applied to the computing device for presentation on the computing device.

Abstract: A method implemented on an augmented reality electronic device includes viewing at least a portion of a financial document with the augmented reality electronic device. One or more words or phrases in a section of the financial document are identified using the augmented reality electronic device. A customer associated with the financial document is identified. An indication of the one or more words or phrases and an identification of the customer are sent to a server computer. Customized content is received from the server computer based on the one or more words or phrases and the identification of the customer. The customized content is displayed on the augmented reality electronic device.

Abstract: Disclosed in some examples are methods, systems, and machine readable mediums for secure end-to-end digital communications involving mobile wallets. The result is direct, secure, in-band messaging using mobile wallets that may be used to send messages such as payments, requests for money, financial information, or messages to authorize a debit or credit.

Abstract: A method implemented on a first electronic computing device includes determining available lotteries for a user of the first electronic computing device. The user is authenticated on the first electronic computing device. An area of residence is confirmed for the user. First lotteries that are available in the area of residence of the user are identified. Second lotteries for which the user can qualify are identified. The second lotteries are a subset of the first lotteries. When one or more of the second lotteries are identified, identification information for the second lotteries is sent to a second electronic computing device for display to the user on the second electronic computing device.

Abstract: A method for identifying security vulnerabilities in a third party software component includes generating a test application for the third party software component. The test application is generated such that every externally accessible data path in the third party component is called. The test application and the third party software component are analyzed using a static application security testing (SAST) code analyzer. One or more test results are obtained from the SAST code analyzer. The one or more test results are used to identify security vulnerabilities in the third party component.

Abstract: Provided is authentication and authorization without the use of supplicants. Authentication and authorization includes generating a profile for a device based on at least one characteristic observed during a successful attempt by the device to access an 802.1X network infrastructure. Expected characteristics for a next attempt to access the infrastructure by the device are determined. A characteristic of the next access attempt is matched to the expected characteristic and access to the network is selectively controlled as a result of the matching. This is achieved without a supplicant being installed on the device.

Abstract: A computer-implemented method includes receiving an image captured by a mobile device and determining an orientation and a geographic location of the mobile device based on the image. The method includes generating a display for the image that identifies the location of one or more merchants relative to the mobile device and providing the relative location of the one or more merchants by sending the display to the mobile device as an overlay on the image.

Abstract: Disclosed in some examples are devices, systems, and machine readable mediums for establishing peer to peer mobile wallet communications (P2PMW) over short range wireless communication networks. These P2PMW communications allow exchange of information between two wallet clients. Example communications include payments, providing identification, providing loans, and the like. The use of P2PMW communications opens up the prospect of anyone accepting payment from anybody else at any time. All that is needed is a computing device with a mobile wallet. Example short range wireless communications include Wireless LANs (WLAN) such as WIFI (e.g., communicating according to an Institute for Electrical and Electronics Engineers (IEEE) 802.11 family of standards), BLUETOOTH® or the like.