Patents Assigned to Wells Fargo, N.A.
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Publication number: 20150089232Abstract: Systems and methods that facilitate dynamic directory service object creation and certificate management are discussed. One such method can include discovering a device deployed on a network, creating and deploying a corresponding directory services object, automatically creating and deploying a certificate to the device and updating attributes associated with the device. The disclosed system and method reduce the time involved in deploying and configuring directory services and public key infrastructure (PKI), increase efficiency, improve network availability and lessen the chances for errors associated with manual configuration.Type: ApplicationFiled: September 25, 2013Publication date: March 26, 2015Applicant: WELLS FARGO, N.A.Inventors: Lawrence T. Belton, Lynn A. Smith, Nathan T. Suri, Joseph R. Kaluzny, Douglas Rambo, Marci J. Alley, Timothy H. Morris, Marcos Bilbao, Ryan Benskin, Scott Hinzman
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Publication number: 20140067719Abstract: A system and method that offers a simple product solution for managing financial risks in retirement is provided. The product solution combines a uniquely structured deposit product (e.g., certificate of deposit (CD)) together with an insurance policy (e.g., group longevity insurance policy) to guarantee a lifetime stream of income to a customer.Type: ApplicationFiled: September 24, 2013Publication date: March 6, 2014Applicant: WELLS FARGO, N.A.Inventor: Donna E. Peterson
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Patent number: 8660950Abstract: An Internet based bill payment system and method is provided that allows a consumer to push payments and/or information to any payee from the consumer's credit card account. One embodiment of the invention allows the customer to make a payment to any payee from an enterprise credit card or any other credit account of the enterprise, referred to as “Bill Pay advance.” One embodiment of the invention is provided which allows an enterprise's consumer credit card customers to sign up for and use the enterprise's bill pay advance system, whether or not the consumer has a demand deposit account (DDA) account. The invention allows the customer to designate either source of funds for payment and for any payee they choose to pay. One embodiment of the invention offers an interchange push methodology with customer choice of the payment source of funds and intelligent routing.Type: GrantFiled: April 12, 2005Date of Patent: February 25, 2014Assignee: Wells Fargo, N.A.Inventor: Jack MacKouse
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Publication number: 20130212016Abstract: Providing for a mobile communication device (MCD) credit account and credit transactions by way of such an MCD is described herein. As an example, a credit account sponsored by a financial or commercial entity can be associated with a unique ID of an MCD. The MCD can interface with another electronic device and initiate credit transactions, such as commercial purchases, credit transfers, currency conversions, and the like, via the interface. Further, rules provided by the sponsoring entity can guide such transactions, enforcing credit limits, for instance. A management component can then synchronize transactions conducted by the device with a server of a financial institution over a remote communication interface, such as the Internet or a cellular/mobile communication network. Accordingly, a mobile device can replace a traditional credit card in transacting credit business.Type: ApplicationFiled: March 27, 2013Publication date: August 15, 2013Applicant: WELLS FARGO, N.A.Inventors: Martin Davis, Michael Thomas Duke
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Patent number: 8429071Abstract: Providing for a mobile communication device (MCD) credit account and credit transactions by way of such an MCD is described herein. As an example, a credit account sponsored by a financial or commercial entity can be associated with a unique ID of an MCD. The MCD can interface with another electronic device and initiate credit transactions, such as commercial purchases, credit transfers, currency conversions, and the like, via the interface. Further, rules provided by the sponsoring entity can guide such transactions, enforcing credit limits, for instance. A management component can then synchronize transactions conducted by the device with a server of a financial institution over a remote communication interface, such as the Internet or a cellular/mobile communication network. Accordingly, a mobile device can replace a traditional credit card in transacting credit business.Type: GrantFiled: February 15, 2010Date of Patent: April 23, 2013Assignee: Wells Fargo, N.A.Inventors: Martin Davis, Michael Thomas Duke
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Patent number: D445426Type: GrantFiled: March 17, 2000Date of Patent: July 24, 2001Assignee: Wells Fargo, N.A.Inventors: Victor Wang, Kristofer Chun, Andrew Schmeling, Steve Gustafson, Sonja Aliesch