Abstract: A multi-access card and card holder upon which the machine readable service access codes for a plurality of service providers may be reproduced, comprising at least one card having a plurality of machine readable service access codes reproduced thereon, including at least one machine readable magnetic strip, and a plurality of pockets each formed from a pair of rectangularly-shaped plastic sheets peripherally joined together along three sides thereof, each having one common peripheral joinder, and each having an open end to receive the card, at least one of the pockets being sized to receive only the portions of the card that do not have a machine readable magnetic strip service access code placed thereon.