Abstract: An online market place system enables a user, also referred to as a buyer, to solicit services from other users by distributing or advertising assignments. The online market place system also enables other users, also referred to as sellers, to accept one or more assignments and perform the solicited services. If the performed assignments are associated with payment terms, the sellers can receive payments from the buyer pursuant to the payment terms. In some cases, the online market place system can provide trade credits to buyers. This way, buyers can create assignments even before funding their accounts on the online market place.