Patents Assigned to Yodlee.com
  • Patent number: 8005755
    Abstract: A software-based syndication and filtering platform for a first Web server hosted by a first enterprise has a rules-based filter for interacting with communications from customers of the first enterprise, the communications coming from a second Web-site of a second enterprise, and a discrimination layer for providing specific services to said customers according to one or more characteristics of the Web site of the second enterprise. In some cases there is also a layer for interacting with a third Web server hosted by a third enterprise. In preferred embodiments the services include a broad range of transaction capabilities.
    Type: Grant
    Filed: April 24, 2001
    Date of Patent: August 23, 2011
    Assignee: Yodlee.com, Inc.
    Inventors: Gregg Freishtat, Vikas Rijsinghani
  • Patent number: 7991673
    Abstract: A system for updating parameters of financial transactions associated with financial services initiated and completed on behalf of or directly by a user through access to a data-packet-network into more than one electronic interface accessible to the user is provided. The system comprises, a main electronic interface supported by back-end software, the main interface for registering all user accounts into at least one portfolio group, the accounts accessible in detail through the main interface, at least one cobranded electronic interface supported by back-end software, the cobranded interface mirroring the accounts registered in the main electronic interface and a plurality of institution-specific electronic interfaces for providing direct account registration, reporting, and maintenance specific to accounts provided by the associated institutions.
    Type: Grant
    Filed: November 18, 2009
    Date of Patent: August 2, 2011
    Assignee: Yodlee.com
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 7990895
    Abstract: A system for establishing a direct network connection between a first and a second node over a data-packet-network includes a third network node having connection to the data-packet-network for providing an electronic interface accessible to the first node; a navigation agent directed by the third network node for navigating over the network to the second node to gather information; and at least one machine-readable instruction containing the instruction for directing and implementing the direct network connection. The electronic interface may be a Web page providing bill consolidation and payment services to a client operating the first node and wherein the connection established via the instruction enables transparent login payment of a bill at the second node, which may be a direct billing party interface of the client registered and listed on the Web page.
    Type: Grant
    Filed: April 21, 2010
    Date of Patent: August 2, 2011
    Assignee: Yodlee.com
    Inventors: Hill Ferguson, Blake Hayward, Ramakrishna Satyavolu
  • Publication number: 20110173119
    Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided.
    Type: Application
    Filed: March 28, 2011
    Publication date: July 14, 2011
    Applicant: YODLEE.COM, INC.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 7937325
    Abstract: A server on a data network including software for providing a bill payment service for a user comprising a bill-payment module for navigating to the user's multiple data sources on the data network collecting and aggregating data on behalf of the user comprising, a main interface for listing the bills due and payment accounts of the user, a plurality of links enabling viewing and manipulation of bill history, recurring payments, and automated transfer of funds between registered accounts and a link for viewing calendar data. The system further provides a plurality of drop-down menus wherein each menu is associated with a listed bill, the menus providing a plurality of selectable, interactive options for viewing, managing and paying a bill and a link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface.
    Type: Grant
    Filed: February 16, 2001
    Date of Patent: May 3, 2011
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 7933834
    Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided.
    Type: Grant
    Filed: July 13, 2009
    Date of Patent: April 26, 2011
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Green Scott, Senthil Kumar Pandurangan
  • Patent number: 7930411
    Abstract: A networked-based system for providing online verification of users applying for third-party services available through the network is provided. The system employs a first server node connected to the network for offering application to third-party services through the network, a user node connected the network for accessing the first server node and applying for third-party services, a second server node connected to the network and accessible from the first server node, the second server node for processing verification requests communicated from the first server node, a third server node connected the network and accessible from the second server node, the third server node for navigating on the network by proxy according to navigation requests communicated from the second server node and a data repository accessible at least to the second server node for storing data about users being verified.
    Type: Grant
    Filed: September 14, 2000
    Date of Patent: April 19, 2011
    Assignee: Yodlee.com, Inc.
    Inventor: Blake Earl Hayward
  • Patent number: 7856453
    Abstract: A software tool for enabling automated tracking of activity related to the status and usage statistics of a plurality of Web sites on a data packet network is provided. The software tool comprises a network communication capability for establishing network communication between the software tool and the tracked Web sites; a plurality of data-reporting modules for obtaining and reporting data about tracked Web sites; a data input function for excepting data from the reporting modules and from external sources; a data recording function for recording and logging the data received from the reporting modules and from the external sources; and a data management function for organizing and storing the received data and rendering the data accessible for use in software development.
    Type: Grant
    Filed: June 25, 2009
    Date of Patent: December 21, 2010
    Assignee: Yodlee.com, Inc.
    Inventors: Masroor Malik, Naveen Venkata Akunuri, Christoph Kern, Tim Armandpour, Sam Khavari, Ganesh Narasimhan
  • Publication number: 20100205065
    Abstract: In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.
    Type: Application
    Filed: April 19, 2010
    Publication date: August 12, 2010
    Applicant: YODLEE.COM, INC.
    Inventors: Srihari Kumar, Suman Kumar Inala, Jennifer Green Scott, Blake Earl Hayward, Satyen Desai
  • Publication number: 20100205079
    Abstract: A system for establishing a direct network connection between a first and a second node over a data-packet-network includes a third network node having connection to the data-packet-network for providing an electronic interface accessible to the first node; a navigation agent directed by the third network node for navigating over the network to the second node to gather information; and at least one machine-readable instruction containing the instruction for directing and implementing the direct network connection. The electronic interface may be a Web page providing bill consolidation and payment services to a client operating the first node and wherein the connection established via the instruction enables transparent login payment of a bill at the second node, which may be a direct billing party interface of the client registered and listed on the Web page.
    Type: Application
    Filed: April 21, 2010
    Publication date: August 12, 2010
    Applicant: YODLEE.COM, INC.
    Inventors: Hill Ferguson, Blake Hayward, Ramakrishna Satyavolu
  • Patent number: 7734541
    Abstract: In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.
    Type: Grant
    Filed: May 10, 2001
    Date of Patent: June 8, 2010
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Jennifer Greene Scott, Blake Earl Hayward, Satyen Desai
  • Patent number: 7729283
    Abstract: A system for establishing a direct network connection between a first and a second node over a data-packet-network includes a third network node having connection to the data-packet-network for providing an electronic interface accessible to the first node; a navigation agent directed by the third network node for navigating over the network to the second node to gather information; and at least one machine-readable instruction containing the instruction for directing and implementing the direct network connection. The electronic interface may be a Web page providing bill consolidation and payment services to a client operating the first node and wherein the connection established via the instruction enables transparent login payment of a bill at the second node, which may be a direct billing party interface of the client registered and listed on the Web page.
    Type: Grant
    Filed: December 30, 2004
    Date of Patent: June 1, 2010
    Assignee: Yodlee.com, Inc.
    Inventors: Hill Ferguson, Blake Hayward, Ramakrishna Satyavolu
  • Patent number: 7685525
    Abstract: A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network.
    Type: Grant
    Filed: July 14, 2004
    Date of Patent: March 23, 2010
    Assignee: Yodlee.com, Inc
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Greene Scott, Senthil Kumar Pandurangan
  • Patent number: 7672879
    Abstract: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interface operated on a data-packet-network is provided. The data sources are available for direct network-access through multiple access points available from within the interface.
    Type: Grant
    Filed: October 27, 2000
    Date of Patent: March 2, 2010
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jenny Scott, Senthil Kumar Pandurangan
  • Patent number: 7644023
    Abstract: A system for updating parameters of financial transactions associated with financial services initiated and completed on behalf of or directly by a user through access to a data-packet-network into more than one electronic interface accessible to the user is provided. The system comprises, a main electronic interface supported by back-end software, the main interface for registering all user accounts into at least one portfolio group, the accounts accessible in detail through the main interface, at least one cobranded electronic interface supported by back-end software, the cobranded interface mirroring the accounts registered in the main electronic interface and a plurality of institution-specific electronic interfaces for providing direct account registration, reporting, and maintenance specific to accounts provided by the associated institutions.
    Type: Grant
    Filed: May 10, 2001
    Date of Patent: January 5, 2010
    Assignee: Yodlee.com, Inc.
    Inventors: Srihari Kumar, Satyen Desai, John Kelley, Blake Earl Hayward, Jennifer Greene Scott, Senthil Kumar Pandurangan
  • Publication number: 20090006582
    Abstract: A system for retrieving and disseminating information records from Internet sources includes a client device and an intermediary server system, including software, between the client device and the Internet. The system collects a record specific to a client from an individual one of said Internet sources in a first form in which the record is recorded at the Internet source, transforms the record from the first form to a second form specific to an application other than an Internet browser application, the application executable by the client device, and transmits the transformed record to the client device for display in the application other than an Internet browser application executable by the client device. In some cases the client device connects by a data link that is not Internet-compatible link. Data mining on the Internet specific to clients and client devices is taught, with aggregation services and synchronization for keeping a client up-to-date efficiently for changing data content.
    Type: Application
    Filed: September 8, 2008
    Publication date: January 1, 2009
    Applicant: YODLEE.COM
    Inventors: Neil Daswani, Suman Kumar Inala, Ramakrishna Satyavolu, P. Venkat Rangan, Sreeranga P. Rajan
  • Publication number: 20080275816
    Abstract: In a network-based bill pay service including a navigating software for emulating a client in network navigation, a software application for collecting and normalizing client data, and a network interface for presenting the information to the client, a method for increasing the level of client participation in the service includes steps (a) navigating to a client site; (b) accessing and mining client data for payee account data; (c) analyzing the mined payee account data for fullness of information and if required searching and adding new relevant information to the payee account data; (d) formatting the payee account data into an interactive bill pay account module; and (e) presenting the bill-pay service option and the bill pay account module relative to the payee account data to the client as an opportunity.
    Type: Application
    Filed: June 26, 2007
    Publication date: November 6, 2008
    Applicant: YODLEE.COM
    Inventor: Peter Alexander Hazlehurst
  • Patent number: 7424520
    Abstract: A system for retrieving and disseminating information records from Internet sources includes a client device and an intermediary server , including software, between the client device and the Internet. The collects a record specific to a client from an individual one of said Internet sources in a first form in which the record is recorded at the Internet source, transforms the record from the first form to a second form specific to an application other than an Internet browser application, the application executable by the client device, and transmits the transformed record to the client device for display in the application other than an Internet browser application executable by the client device. In some cases the client device connects by a data link that is not Internet-compatible link. Data mining on the Internet specific to clients and client devices is taught, with aggregation services and synchronization for keeping a client up-to-date efficiently for changing data content.
    Type: Grant
    Filed: August 28, 2007
    Date of Patent: September 9, 2008
    Assignee: Yodlee.com
    Inventors: Neil Daswani, Suman Kumar Inala, Ramakrishna Satyavolu, P. Venkat Rangan, Sreeranga P Rajan
  • Patent number: 7313813
    Abstract: An Internet Portal is enabled by software executing on an Internet-connected server. The Portal, in response to a log-on by a user, presents a secure and personalized page for and to the user, the personalized page having listed plural Internet destinations enabled by hyperlinks, wherein upon invocation of a hyperlink by the subscriber, such as by a point-and-click technique, the portal invokes a URL for the destination, and upon connection with the destination, transparently provides any required log-on information for user access at the destination. In an enhanced embodiment a search function is provided wherein a user may configure searches in any or all of the listed destinations on a personalized page.
    Type: Grant
    Filed: July 11, 2003
    Date of Patent: December 25, 2007
    Assignee: Yodlee.com, Inc.
    Inventors: P. Venkat Rangan, Sam Inala
  • Publication number: 20070294343
    Abstract: A system for retrieving and disseminating information records from Internet sources includes a client device and an intermediary server system, including software, between the client device and the Internet. The system collects a record specific to a client from an individual one of said Internet sources in a first form in which the record is recorded at the Internet source, transforms the record from the first form to a second form specific to an application other than an Internet browser application, the application executable by the client device, and transmits the transformed record to the client device for display in the application other than an Internet browser application executable by the client device. In some cases the client device connects by a data link that is not Internet-compatible link. Data mining on the Internet specific to clients and client devices is taught, with aggregation services and synchronization for keeping a client up-to-date efficiently for changing data content.
    Type: Application
    Filed: August 28, 2007
    Publication date: December 20, 2007
    Applicant: YODLEE.COM
    Inventors: Neil Daswani, Suman Inala, Ramakrishna Satyavolu, P. Venkat Rangan, Sreeranga Rajan