Abstract: The Late Binding Asset Funding Datastructure and Router Apparatuses, Processes and Systems (“LBAFDR”) transforms print check, payment instructions, documents, virtual card import, payment inputs via LBAFDR components into ACH instructions, post-presentment funding disbursement outputs. The LBAFDR includes fund-later-delegate router apparatus, comprising, at least one memory, a component collection stored in the at least one memory, at least one processor disposed in communication with the at least one memory, the at least one processor executing processor-executable instructions from the component collection, the component collection storage structured with processor-executable instructions. The LBAFDR may include instructions to import, via the at least one processor, a variable payment datastructure, create a variable payment datastructure record, and provide a payment type information datastructure to a target facilitator.

Abstract: The Healthcare Transaction Facilitation Platform Apparatuses, Methods and Systems (“HTFP”) transforms payment file and EOP data inputs via HTFP components into ACH request, card generation request, card payment request, ACH CCD+ request, and EOP file outputs. A card generation request associated with a payment to a provider may be obtained via the card generating component via a network. A payment amount and a re-association trace number may be determined by parsing the card generation request. A card for the payment may be generated and the card may be associated with the payment amount and the re-association trace number. A card payment processing request associated with the card may be sent. The card payment processing request may be obtained via the card payment processing component. A Level 3 card payment request that includes the payment amount and the re-association trace number may be generated.