Citigroup Patents

Citigroup Inc. provides financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services and wealth management, to consumers, corporations, governments and institutions.

Citigroup Patents by Type
  • Patent number: 11956377
    Abstract: Systems and methods for a bifurcated self-executing program that wraps a first self-executing program (e.g., a first smart contract) on a blockchain within a second self-executing program (e.g., a second smart contract), in which the second self-executing program enforces the requirement for particular security credentials/certificates. The bifurcated self-executing program comprises a single compiled self-executing program that combines the first self-executing program and the second self-executing program.
    Type: Grant
    Filed: April 3, 2023
    Date of Patent: April 9, 2024
    Assignee: Citibank, N.A.
    Inventors: Shishir Singh, Jonathan Miles Collin Rosenoer, Andres Wolberg-Stok, Biser Dimitrov
  • Patent number: 11948065
    Abstract: A system that uses one or more artificial intelligence models that predict an effect of a predicted event on a current state of the system. For example, the model may predict how a rate of change in time-series data may be altered throughout the first time period based on the predicted event.
    Type: Grant
    Filed: June 1, 2023
    Date of Patent: April 2, 2024
    Assignee: Citigroup Technology, Inc.
    Inventors: Ernst Wilhelm Spannhake, II, Thomas Francis Gianelle, Milan Shah
  • Patent number: 11943215
    Abstract: Machines, devices, and other objects are configured to use authorization tokens to verify object identities without human input. In examples, the object uses a password to validate the object's identity to an authorization server to obtain an access token for use in multiple applications. In another example, the object uses a certificate to validate the object's identity to an authorization server to obtain an access token. In other examples, any other suitable identifying data may be used to validate the object's identity to an authorization server to obtain an access token. The process of using passwords, certificates, or other validation processes to obtain tokens or other authorization mechanisms allows the object to authenticate themselves without human interaction and to use a single identity to access services from multiple service providers that trust a central authorization server.
    Type: Grant
    Filed: May 28, 2021
    Date of Patent: March 26, 2024
    Assignee: CITIGROUP TECHNOLOGY, INC.
    Inventors: Sandeep Nair, Matthew E. Nunn, Julio Caraballo, Jason Edward Morris, Udaya Chandupatia, Partha S. Peddi
  • Patent number: 11943096
    Abstract: The technology may be utilized in network environments that use fiber optic cables to connect components. Components of the network perform functions as transceivers that transmit and receive light signals via the fiber cable. When optic power data received from the transceivers is recognized as a fault, an event is identified. The system logs each received event and converts all measurements into a common unit of measurement. The system analyzes aggregated data from the transceivers to detect patterns and trends, monitor the received data and provide real time fault predictions. For example, a machine learning process may recognize subtle trends or patterns in the data, and use the recognition to predict potential failures. The system uses the received data to create a graphical user interface (“GUI”) that represents the health of the network.
    Type: Grant
    Filed: October 3, 2023
    Date of Patent: March 26, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Raja Balasubramanian, Rene Wilfredo Villatoro Escalante, Chike Gideon Okechukwu, Terry John Jenkins, Scott Taylor
  • Patent number: 11934879
    Abstract: Presented herein are system and methods for handling processing of data in cloud environments. A server receives a first dataset generated in response to a function of a first application. A server generates a set of identifiers defining a sequence of processing of the first dataset associated with the function. The identifiers include a first identifier indicating the first application as a predecessor for the first dataset and a second identifier indicating a second application as a successor for the first dataset. The server identifies the second application corresponding to the second identifier as the successor for processing the first dataset. The server communicates at least a portion of the first dataset with a second server hosting the second application to receive a second dataset generated by the second application. The server stores the second dataset in the cloud environment.
    Type: Grant
    Filed: November 7, 2023
    Date of Patent: March 19, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Hansraj Jain, Ma Jun, Rajagopalan Premkumar, Vidyalakshmi Pathai Ramakrishnan
  • Patent number: 11935052
    Abstract: A computer-implemented method for seamlessly processing transactions using distributed ledger technology. The method may comprise: linking one or more conventional accounts hosted in a conventional banking infrastructure to one or more DLT-based client accounts hosted on a distributed ledger, wherein the DLT application comprises a routing address configured to be used in conventional transaction infrastructure using conventional communication protocols; storing one or more wallet identifications for the one or more DLT-based client accounts and a mapping of the one or more wallet identifications to the one or more conventional accounts hosted in the conventional banking infrastructure; exchanging a sequence of messages to execute an asset transfer and complete a transaction lifecycle, the sequence of messages based on the first asset type; updating the distributed ledger based on the asset transfer; and sending appropriate messages to clients.
    Type: Grant
    Filed: October 11, 2021
    Date of Patent: March 19, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Aseem Agrawal, Chirdeep Singh Chhabra, Karim Abdelkader Chabane
  • Patent number: 11928677
    Abstract: A computer-implemented method comprising receiving a request to execute a transaction transferring transaction data from a first account to a second account associated with a second computing device in communication with a distributed ledger, the request comprising an identification of the first account and the second account; identifying a third account associated with a third computing device in communication with the distributed ledger; retrieving first account data for the first account and third account data for the third account from the distributed ledger; comparing a first value from the first account data and a third value from the third account data to a threshold; determining the transaction satisfies a transaction policy; and generating a record in the distributed ledger indicating the transaction transferring the transaction data from the first account to the second account in response to the determination that the transaction satisfies the transaction policy.
    Type: Grant
    Filed: November 29, 2021
    Date of Patent: March 12, 2024
    Assignee: CITIBANK, N.A.
    Inventor: Ryan Marsh
  • Patent number: 11924027
    Abstract: Systems and methods for reducing wasted computational resources by detecting network operation validation anomalies in conglomerate-application-based ecosystems are disclosed. The system provides a first network operation to a first software application of a set of software applications, where (i) the first network operation is configured to be provided as input to the first software application and (ii) the first software application generates a second network operation as output, using the first network operation, to be provided to a second software application. The system receives a first message associated with a processing of the first network operation at the first software application. The system then performs a determined validation process on the first message. In response to detecting that the determined validation process results in a failure to validate the first message, the system prevents the second network operation from being provided to the second software application.
    Type: Grant
    Filed: October 26, 2023
    Date of Patent: March 5, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Vishal Mysore, Sukhbir Singh, Ramkumar Ayyadurai
  • Patent number: 11921686
    Abstract: Systems and methods for performing data analytics on sensitive data, such as deduplication are disclosed herein. A first request to perform a first data analytics operation for a set of sensitive data instances may be received. A first set of image representations for the set of sensitive data instances may be retrieved. A first sensitive data instance and a second sensitive data instance may be clustered into a first cluster. The first data analytics operation may be performed on the first cluster.
    Type: Grant
    Filed: August 24, 2023
    Date of Patent: March 5, 2024
    Assignee: Citibank, N.A.
    Inventors: Leena Mary Francis, Vaibhav Kumar, Ashutosh Pandey
  • Patent number: 11917069
    Abstract: Secure user authentication using a OTP involve pre-storing an application on a first device for generating a valid OTP for the user responsive to receiving entry of a valid PIN, no part of the valid PIN is stored on the first device and pre-storing on a back-end server the valid PIN and a valid shared secret for the user. Upon receiving entry of a purported PIN, a purported shared secret is dynamically synthesized on the first device by the application based on the purported PIN and a purported OTP is generated on the first device. When entry of the purported OTP is received by the server in an attempt to log on the server from a second device, the server cryptographically calculates a window of OTPs, and logs on to the server from the second device is allowed if the calculated window of OTPs corresponds to the received OTP.
    Type: Grant
    Filed: June 29, 2023
    Date of Patent: February 27, 2024
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventors: Ronald Chu, Mark Kogen, Warren Tan, Simon Ma, Yosif Smushkovich, Gerry Glindro, Jeffrey Nicholas
  • Publication number: 20240054459
    Abstract: A system includes a first processor configured to transmit to a second processor via a secure network session, a first payload configured for a transaction in a public blockchain network including a transaction amount, and a wallet address of a cryptocurrency account, and, in response to receiving, from a blockchain node associated with the cryptocurrency account, an indication that the cryptocurrency account has received a first monetary amount via the public blockchain network, transmit, to the second processor via the secure network session, a second payload indicating the first monetary amount that is less than the transaction amount. In response to the second processor validating the first monetary amount, the second processor transmits, using a blockchain node associated with the cryptocurrency account, a remainder of the transaction amount to the cryptocurrency account via the public blockchain network.
    Type: Application
    Filed: August 22, 2023
    Publication date: February 15, 2024
    Applicant: Citibank, N.A.
    Inventors: Lior Glass, Ryan Marsh, Puneet Singhvi
  • Publication number: 20240054458
    Abstract: A system includes a first processor configured to transmit to a second processor via a secure network session, a first payload configured for a transaction in a public blockchain network including a transaction amount, and a wallet address of a cryptocurrency account, and, in response to receiving, from a blockchain node associated with the cryptocurrency account, an indication that the cryptocurrency account has received a first monetary amount via the public blockchain network, transmit, to the second processor via the secure network session, a second payload indicating the first monetary amount that is less than the transaction amount. In response to the second processor validating the first monetary amount, the second processor transmits, using a blockchain node associated with the cryptocurrency account, a remainder of the transaction amount to the cryptocurrency account via the public blockchain network.
    Type: Application
    Filed: August 11, 2022
    Publication date: February 15, 2024
    Applicant: Citibank, N.A.
    Inventors: Lior Glass, Ryan Marsh, Puneet Singhvi
  • Patent number: 11893340
    Abstract: Described herein are methods and systems to generate and display interactive graphical user interfaces that receive data inputs from users while emulating a chat session. A server retrieves a set of prompts associated with an electronic form; displays, within a webpage, a first element corresponding to a prompt and a second element having at least one input element configured to receive an input from a user interacting with the webpage. When the user interacts with an input element, the server relocates the first element and dynamically revises the second element by relocating the second element and displaying inputted values received from the user interacting with the at least one input element of the second element. The server then displays a third element comprising next prompts of the electronic form.
    Type: Grant
    Filed: December 22, 2021
    Date of Patent: February 6, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Dale Bauer, Matthew Bills, Dante Diaz, Kristi M. Emery, David Hyser, Michael Brandt
  • Patent number: 11880810
    Abstract: A system includes a first processor configured to transmit to a second processor via a secure network session, a first payload configured for a transaction in a public blockchain network including a transaction amount, and a wallet address of a cryptocurrency account, and, in response to receiving, from a blockchain node associated with the cryptocurrency account, an indication that the cryptocurrency account has received a first monetary amount via the public blockchain network, transmit, to the second processor via the secure network session, a second payload indicating the first monetary amount that is less than the transaction amount. In response to the second processor validating the first monetary amount, the second processor transmits, using a blockchain node associated with the cryptocurrency account, a remainder of the transaction amount to the cryptocurrency account via the public blockchain network.
    Type: Grant
    Filed: August 11, 2022
    Date of Patent: January 23, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Lior Glass, Ryan Marsh, Puneet Singhvi
  • Patent number: 11882228
    Abstract: Systems and methods for generating shell-wrapped self-executing programs for conducting cryptographically secure blockchain actions on public, non-permissioned blockchain networks that are cryptographically secure. For example, the shell-wrapped self-executing program may comprise a shell program and the self-executing program. The shell program may contain and output one or more validation characteristics about the self-executing program and coupled data input systems (e.g., oracles) in response to a query about accessing the self-executing program. As such, any entity (e.g., a legacy computing system and/or another self-executing program) that requests to access the self-executing program may first receive information about the validation (if any) of the self-executing program.
    Type: Grant
    Filed: March 24, 2023
    Date of Patent: January 23, 2024
    Assignee: Citibank, N.A.
    Inventor: Jonathan Miles Collin Rosenoer
  • Patent number: 11868484
    Abstract: Systems and methods for determining and displaying platform-specific end-to-end security vulnerabilities via a graphical user interface (GUI) are disclosed. To provide users with visual indications of vulnerable computing aspects associated with a computing platform, the system identifies computing aspects associated with a platform. The system then obtains from a security entity, security-vulnerability descriptions that are associated with the platform. Using the security-vulnerability descriptions, the system then determines threat levels for each security-vulnerability description and then, using the determined threat levels, determines a computing aspect impact level for each computing aspect associated with the platform. The system then generates for display on a GUI, a graphical layout comprising each computing aspect impact level for each computing aspect associated with the platform.
    Type: Grant
    Filed: July 27, 2023
    Date of Patent: January 9, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Prithvi Narayana Rao, Pramod Goyal
  • Patent number: 11868860
    Abstract: Systems and methods may use one or more artificial intelligence models that predict an effect of a predicted event on a current state of the system. The systems and methods may use one or more artificial intelligence models that predict an effect and/or occurrence of a predicted event based on the current state of the system. In order to generate responses that are both timely and pertinent (e.g., in a dynamic fashion), the system must determine, both quickly (i.e., in real-time or near real-time) and accurately, the predicted event.
    Type: Grant
    Filed: February 24, 2023
    Date of Patent: January 9, 2024
    Assignee: Citibank, N.A.
    Inventors: Ernst Wilhelm Spannhake, II, Thomas Francis Gianelle, Milan Shah
  • Patent number: 11863308
    Abstract: Presented herein are systems and methods for managing networked environments. A computer system may provide a user interface for configuring a plurality of groups of servers each hosting a resource for an application. The user interface may include: a first element configured to select, upon interaction, at least one group of servers from the plurality of groups of servers to which to install a patch for the application; a second element configured to identify, upon interaction, a first group of servers of the plurality of groups of servers to which to transfer network traffic associated with the application and communicated with a second group of servers of the plurality of groups of servers; and a third element configured to provide, upon interaction, one or more performance indicators for at least one of a plurality of functions of the application.
    Type: Grant
    Filed: June 28, 2023
    Date of Patent: January 2, 2024
    Assignee: CITIGROUP TECHNOLOGY, INC.
    Inventors: Sunny Behl, Suresh Kanyaka Billa, Sandeep Ravi
  • Patent number: 11853735
    Abstract: The systems and methods provide continuous integration and continuous deployment pipeline management using pipeline-agnostic rule sets applied to pre-deployment code samples. The system standardizes the application of a rule set to a pre-deployment code sample to use data at a given location, but the system allows for the sample itself to determine which data stream of the data streams at that data location is used. As such, the systems and methods avoid the need for the plethora of rule sets that would overwhelm a user and defeat the purpose of the CaaS product, but the system allows for processing pre-deployment code samples that are specific to the sample.
    Type: Grant
    Filed: February 10, 2023
    Date of Patent: December 26, 2023
    Assignee: Citibank, N.A.
    Inventors: Tridib Choudhury, Manish Shah, Satish Chandreskharan, Robert Kovach, Shweta Sobat, Arunkumar Saripalli
  • Publication number: 20230410136
    Abstract: Disclosed are systems and methods that efficiently and reliably allows school district(s) and municipalities as well as third parties provide incentives to students' accounts, and those incentive awards can be converted to funds for additional education expenses. In one aspect, the method includes reconciling a plurality of transactions transferring funds to a student account from a municipal account upon a corresponding student accomplishing at least one of a plurality of goals. The goals are each based upon completion of an action stored in a municipal database. The method includes, upon reconciling the transactions, determining that a remaining amount in the municipal account is less than a predetermined threshold and automatically generating and transmitting an alert message to a dashboard user interface of the municipal account for display on a municipal workstation comprising an indicator that the remaining amount in the municipal account is less than the predetermined threshold.
    Type: Application
    Filed: August 31, 2023
    Publication date: December 21, 2023
    Applicant: Citibank, N.A.
    Inventors: Sandra REILLY, Tim AKPINAR
  • Patent number: 11842287
    Abstract: Systems and methods are described herein for facilitating use of artificial intelligence platforms to generate network mappings for conducting blockchain actions. The system may access an internal index for an artificial intelligence platform, wherein the internal index comprises on-chain self-executing program characteristics and off-chain self-executing program characteristics and wherein the on-chain self-executing program characteristics and off-chain self-executing program characteristics are archived in the internal index based on respective temporal identifiers.
    Type: Grant
    Filed: July 28, 2023
    Date of Patent: December 12, 2023
    Assignee: Citibank, N.A.
    Inventor: Jonathan Miles Collin Rosenoer
  • Patent number: 11842349
    Abstract: Multifactor authentication systems and methods employ an online payment server processor that authenticates a user in an online session with a merchant website server processor based on data representing one or more predefined authentication factors received from a user device processor over a communication network and sends data representing a secure user login cookie to the user device processor over the communication network based on the authentication of the user in the online session with the merchant website server processor. Thereafter, the online payment server processor authenticates the user in a subsequent online session with the merchant website server processor based in part on identifying the data representing the secure user login cookie on the user device and in part on data representing a second predefined authentication factor received from the user device processor over the communication network.
    Type: Grant
    Filed: February 13, 2023
    Date of Patent: December 12, 2023
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventors: Ashutosh Sureka, Rajesh Mondkar, Sathish Nandagopal
  • Patent number: 11843248
    Abstract: Systems and methods are described herein for novel uses and/or improvements to artificial intelligence applications in an environment with limited or no available data. In particular, systems and methods are described herein for providing network arrangement recommendations based on power consumption predictions for selected applications within network arrangements featuring devices with non-homogenous or unknown specifications.
    Type: Grant
    Filed: July 28, 2023
    Date of Patent: December 12, 2023
    Assignee: Citibank, N.A.
    Inventors: Adam Hess, Dawid Orczyk, Dominik Wojnarowski, Krzysztof Andrzejewski, Pawel Chrabonszcz
  • Patent number: 11837057
    Abstract: An intrusion detection system and method includes an intrusion detection system processor communicatively coupled to multiple environmental change event sensors disposed within an enclosure housing a CPU of an ATM and independent of the CPU of the ATM. In response to receiving an environmental change event notification from one or more of the environmental change event sensors, the intrusion detection system processor commences a predetermined time-out period for entry of valid authentication credentials and deactivates a power supply of the automated teller machine upon expiry of the time-out period without receiving entry of valid authentication credentials.
    Type: Grant
    Filed: September 27, 2022
    Date of Patent: December 5, 2023
    Assignee: CITIBANK, N.A.
    Inventor: Jeffrey W. Dant
  • Patent number: 11836168
    Abstract: Systems and methods for providing an artificial intelligence-based solution in a dynamic environment that requires models with varying degrees of nuance and specialization. One such dynamic environment relates to generating dynamic human-like conversational responses based on complex data. In particular, systems and methods recite generating dynamic human-like conversational responses using a modular architecture featuring layered data models with gated neural networks. The modular architecture compartmentalizes the various components and functions of an application. That is, the architecture may support multiple layers, each featuring models performing specific functions and/or having been trained on using specific data and/or algorithms.
    Type: Grant
    Filed: February 27, 2023
    Date of Patent: December 5, 2023
    Assignee: Citibank, N.A.
    Inventor: Joenteny David Martinez Gutierrez
  • Publication number: 20230388123
    Abstract: Presented herein are systems and methods for end-to-end encryption for session-less communications. A first server may receive, from a second server, a request to retrieve keys for a customer device to access a service. The request may include a device identifier and a first token encrypted using a first encryption key. The first server may determine, responsive to validating, that the customer device is to be issued a second token. The first server may identify least a portion of the first token decrypted using the first encryption key. The first server may generate a set of second encryption keys to be used by the customer device. The first server may package the second token to include (i) at least the portion of the first token and (ii) the set of second encryption keys. The first server may transmit, to the second server, a response including the second token.
    Type: Application
    Filed: August 3, 2023
    Publication date: November 30, 2023
    Applicant: Citicorp Credit Services, Inc. (USA)
    Inventors: Gayathri Sundar, Mayank Shah
  • Patent number: 11829340
    Abstract: Systems and methods for a programming language-agnostic data modeling platform that is both less resource intensive and scalable. Additionally, the programming language-agnostic data modeling platform allows for advanced analytics to be run on descriptions of the known logical data models, to generate data offerings describing underlying data, and to easily format data for compatibility with artificial intelligence systems. The systems and methods use a supplemental data structure that comprises logical data modeling metadata, in which the logical data modeling metadata describes the logical data model in a common, standardized language. For example, the logical data modeling metadata may comprise a transformer lineage of the logical data model.
    Type: Grant
    Filed: June 22, 2023
    Date of Patent: November 28, 2023
    Assignee: Citibank, N.A.
    Inventors: Chuan Li, Jim B. Adams, Yan Liu, Peter Huang, Alicia Wang
  • Patent number: 11823133
    Abstract: Presented herein are systems and methods for tracking and verifying software capabilities. A method may include obtaining, by a computer from a reporting database, a set of project requirements associated with a software under development, the set of project requirements replicated from a project database to the reporting database, obtaining, from the reporting database, a set of testing results generated by a test program applied to code of the software under development, the set of testing results replicated from a testing database to the reporting database, extracting, from the reporting database, each project requirement associated with the software under development and each testing result generated for the code of the software under development, the computer extracting each project requirement and each testing result according to a set of mapping pre-configurations, and generating an email message combining the project requirement and the testing result to transmit to a set of recipients.
    Type: Grant
    Filed: April 28, 2023
    Date of Patent: November 21, 2023
    Assignee: CITIBANK, N.A.
    Inventors: Shweta Bammi, Balaji Kobula Madhavan, Robin J. Kurian
  • Patent number: 11816460
    Abstract: Systems and methods for generating a platform-agnostic data pipeline via a low code transformation layer are disclosed. The system receives one or more user selections of (i) nodes and (ii) links linking the nodes, indicating a data pipeline architecture of transfer/management/flow of data via a GUI. In response to receiving a user selection to implement the data pipeline, the system automatically identifies/generates a set of code portions, based on one or more software objects (e.g., JSON objects) associated with the user selections indicating the data pipeline architecture. The system then identifies a platform identifier associated with a remote server and generates a set of executable instructions (e.g., a script, executable program, or other file) associated with the data pipeline architecture by using a transformation component. The system then provides the executable instructions to the remote server to host the data pipeline.
    Type: Grant
    Filed: July 26, 2023
    Date of Patent: November 14, 2023
    Assignee: Citibank, N.A.
    Inventors: Vaibhav Kumar, Ashutosh Pandey, Tanujit Ghosh
  • Patent number: 11803369
    Abstract: Systems and methods that provide centralized communication across feature programming workflows using software development lifecycle tools that dynamically determine temporal alerts are disclosed herein. By dynamically determining events that are temporally relevant, the system accounts for changes in an application timeline that comprises a plurality of events, in which each event of the plurality of events indicates when a respective feature of the plurality of features is available for use by the application, and in which the location of each event constantly changes.
    Type: Grant
    Filed: June 30, 2023
    Date of Patent: October 31, 2023
    Assignee: Citibank, N.A.
    Inventors: Laura McNeil, Muthukumar Arunachalam, Srikanth Bezawada, Prag Sharma
  • Patent number: 11805127
    Abstract: Presented herein are systems and methods for processing tokens in identity assertions for access control to resources. A server may receive, via an interface from a gateway, a request to permit a customer device to access a resource associated with the server. The request may include an identifier for the customer device and a first token used to authenticate the customer device at the gateway. The server may generate, responsive to validating the first token, a second token to be used to authorize the customer device at the server for access to the resource. The server may store, on a database, an association identifying the identifier, the first token, and the second token. The server may perform the server, an action to permit the customer device access to the resource associated with the server based on the association maintained on the database.
    Type: Grant
    Filed: April 16, 2021
    Date of Patent: October 31, 2023
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventors: Gayathri Sundar, Mayank Shah
  • Patent number: 11797936
    Abstract: A custom system data stream stitches together aspects of various data streams from source systems. In one implementation, an analytics circuit of a computing system extracts, from a first data stream received from a system quality assurance (QA) management system, test case data. The analytics circuit parses metadata, including a user story identifier, from the test case data. Based on the user story identifier, the analytics circuit parses, from a second data stream received from a system development lifecycle (SDLC) management computing system, SDLC item data that includes a project identifier. Based on the project identifier from the second data stream, the analytics circuit determines at least one computer application impacted by activity associated with the test case data from the first data stream. Items from the source data streams are dynamically identified for inclusion in the custom system data stream. The custom system data stream is bound to a graphical user interface.
    Type: Grant
    Filed: March 22, 2023
    Date of Patent: October 24, 2023
    Assignee: CITIBANK, N.A.
    Inventors: Vitthal Ramling Betgar, Adar Danait, Balaji Kumar, Robin J. Kurian, Maneet Sharma, Anantha Veerasami
  • Patent number: 11797892
    Abstract: Systems and methods are described herein for novel uses and/or improvements for designing user-specific interfaces using machine learning models. When a request to display certain data by an application is received, an application token and a user token may be retrieved and combined into a consolidated token. The consolidated token may be input into a machine learning model to obtain a user interface token for an application. The user interface token may indicate user interface settings/configuration desired/preferred by a user. The user interface token may then be sent to the application to cause the application to display the data using user interface configurations within the user interface token.
    Type: Grant
    Filed: June 30, 2023
    Date of Patent: October 24, 2023
    Assignee: Citibank, N.A.
    Inventors: Kirk M. Lewis, II, Shahzad Din, Aarvi Thadeshwar
  • Patent number: 11792125
    Abstract: Systems and methods for reducing network traffic by filtering network requests based on network request-related information to be transmitted to one or more remote computing systems are disclosed. The system receives a first network operation indicating (i) a request to access a first resource and (ii) a set of requestor specific criteria associated with accessing the first resource. The system identifies a set of entities associated with the first resource and selectively communicates with a filtered subset of the set of entities by: identifying a set of entity specific criteria for each entity of the set of entities; determining whether the requestor specific criteria satisfies the set of entity specific criteria of respective entities; and transmitting the first network operation to respective entities in response to the requestor specific criteria satisfying the set of entity specific criteria of the respective entity.
    Type: Grant
    Filed: May 16, 2023
    Date of Patent: October 17, 2023
    Assignee: Citibank, N.A.
    Inventors: Richard Harte Thompson, III, Rohit Mathur
  • Patent number: 11777886
    Abstract: Presented herein are systems and methods for handling email messages. An application may identify, via the user interface, one or more properties defining a distribution list to assign a user of the client device. The application may transmit, to the server, the one or more properties to assign the user of the client device to the distribution list, with which at least one of a plurality of email messages to is selected for sending to the client device. The application may receive, from the server, an identification of a subset of email messages selected from the plurality of email messages based on an assignment of the user of the client device to the distribution list and content in the subset of email messages. The application may present, in the user interface, a message list of the subset of email messages.
    Type: Grant
    Filed: February 8, 2023
    Date of Patent: October 3, 2023
    Assignee: CITIGROUP GLOBAL MARKETS INC.
    Inventors: Deepesh Sen, Itzel Herrera, Sumantha Raghurama Shetty, Prashant Rajendrakumar Shah, Steve Morgan
  • Patent number: 11777892
    Abstract: Presented herein are systems and methods for handling email messages. An application may identify, via the user interface, one or more properties defining a distribution list to assign a user of the client device. The application may transmit, to the server, the one or more properties to assign the user of the client device to the distribution list, with which at least one of a plurality of email messages to is selected for sending to the client device. The application may receive, from the server, an identification of a subset of email messages selected from the plurality of email messages based on an assignment of the user of the client device to the distribution list and content in the subset of email messages. The application may present, in the user interface, a message list of the subset of email messages.
    Type: Grant
    Filed: February 9, 2023
    Date of Patent: October 3, 2023
    Assignee: CITIGROUP GLOBAL MARKETS INC.
    Inventors: Deepesh Sen, Itzel Herrera, Sumantha Raghurama Shetty, Prashant Rajendrakumar Shah, Steve Morgan
  • Patent number: 11768806
    Abstract: Presented herein are systems and methods for regularly updating computer-form files. A method may include obtaining, by a computer, raw data containing a plurality of data records associated with a customer from a plurality of databases, for each data record, determining, by the computer, a data category indicating one or more computer-form files for a data entry of the data record based upon a preconfigured mapping between a type of data of the data entry mapped to the data category, in response to detecting a new customer data requirement, updating, by the computer, the one or more computer-form files associated with each data category according to each data record of each daily interval, and at a preconfigured time, generating, by the computer, the one or more computer-form files based upon each data category using each data record of each daily interval.
    Type: Grant
    Filed: January 20, 2023
    Date of Patent: September 26, 2023
    Assignee: CITIGROUP TECHNOLOGY, INC.
    Inventors: Yogesh Abhyankar, Manojkumar Mahantappa Paragond
  • Patent number: 11770521
    Abstract: Systems and methods for performing data analytics on sensitive data, such as deduplication are disclosed herein. A first request to perform a first data analytics operation for a set of sensitive data instances may be received. A first set of image representations for the set of sensitive data instances may be retrieved. A first sensitive data instance and a second sensitive data instance may be clustered into a first cluster. The first data analytics operation may be performed on the first cluster.
    Type: Grant
    Filed: April 12, 2023
    Date of Patent: September 26, 2023
    Assignee: Citibank, N.A.
    Inventors: Leena Mary Francis, Vaibhav Kumar, Ashutosh Pandey
  • Patent number: 11770263
    Abstract: Systems and methods for a bifurcated self-executing program that wraps a first self-executing program (e.g., a first smart contract) on a blockchain within a second self-executing program (e.g., a second smart contract), in which the second self-executing program enforces the digital signature requirement. The bifurcated self-executing program comprises a single compiled self-executing program that combines the first self-executing program and the second self-executing program.
    Type: Grant
    Filed: March 24, 2023
    Date of Patent: September 26, 2023
    Assignee: Citibank, N.A.
    Inventors: Shishir Singh, Jonathan Miles Collin Rosenoer, Andres Wolberg-Stok, Biser Dimitrov
  • Patent number: 11763329
    Abstract: Disclosed are systems and methods that efficiently and reliably allows school district(s) and municipalities as well as third parties provide incentives to students' accounts, and those incentive awards can be converted to funds for additional education expenses. In one aspect, the method includes reconciling a plurality of transactions transferring funds to a student account from a municipal account upon a corresponding student accomplishing at least one of a plurality of goals. The goals are each based upon completion of an action stored in a municipal database. The method includes, upon reconciling the transactions, determining that a remaining amount in the municipal account is less than a predetermined threshold and automatically generating and transmitting an alert message to a dashboard user interface of the municipal account for display on a municipal workstation comprising an indicator that the remaining amount in the municipal account is less than the predetermined threshold.
    Type: Grant
    Filed: April 13, 2021
    Date of Patent: September 19, 2023
    Assignee: CITIBANK, N.A.
    Inventors: Sandra Reilly, Tim Akpinar
  • Patent number: 11763236
    Abstract: Systems and methods are described for a three-tiered artificial intelligence architecture that synchronizes processing statement deployment across diverse computer networks. The system may receive, at a user interface, a first request for a first recommendation. The first recommendation includes a set of standardized processing statements for implementing on a function. The system may input the first request into a first network component. The first network component includes first, second, and third models. The first model is trained to generate a library of standardized processing statements. The second model is trained to generate a plurality of standardized processing characteristic values for each standardized processing statement in the library. The third model is trained to generate recommendations of sets of standardized processing statements to functions. The system receives an output from the first network component and generates for display the first recommendation based on the output.
    Type: Grant
    Filed: March 27, 2023
    Date of Patent: September 19, 2023
    Assignee: Citibank, N.A.
    Inventors: Maneet Sharma, Flora Sah, Adar Kiran Danait, Ashima Gupta, James Iacona, Crystal Lynn Magruder, Tracy L. Yager
  • Patent number: 11763007
    Abstract: Systems and methods are described herein for performing vulnerability assessment on partially functional software applications (e.g., software applications currently at a phase in the development cycle prior to a user acceptance testing phase). By doing so, the system may detect vulnerabilities, if any, more easily based on the fewer functional components of the application. Additionally or alternatively, curing any vulnerabilities will require fewer modifications to the application's software, architecture, and/or intended functionality (as these characteristics are also earlier in their development cycle).
    Type: Grant
    Filed: April 19, 2023
    Date of Patent: September 19, 2023
    Assignee: Citibank, N.A.
    Inventors: Suryaprakash Nalluri, Dathathreya Chary Yaswada, Pranita Santosh Patil
  • Patent number: 11763006
    Abstract: Systems and methods for determining and displaying comparative platform-specific security vulnerabilities with respect to cloud-based computing platforms are disclosed. To compare platform-specific security vulnerabilities of cloud-based computing platforms, the system detects a user interaction at a webpage for a network operation. The system then determines a first set of computing aspects associated with a set of cloud-based computing platforms using response data received from a processing of the network operation. The system then identifies a second set of computing aspects associated with a comparative cloud-based computing system platform and determines an overall-computing aspect impact level for associated computing aspects of the second set of computing aspects.
    Type: Grant
    Filed: February 24, 2023
    Date of Patent: September 19, 2023
    Assignee: Citibank, N.A.
    Inventors: Prithvi Narayana Rao, Pramod Goyal
  • Patent number: 11755746
    Abstract: Systems and methods for generating network mappings of self-executing program characteristics. For example, the system may receive a first user request to generate a mapping of a first network, wherein the mapping indicates self-executing program characteristics corresponding to each self-executing program of a first plurality of self-executing programs. In response to the first user request, the system may query the first plurality of self-executing programs to generate the mapping by identifying each self-executing program in the first plurality of self-executing programs, determining respective relationships between each self-executing program in the first plurality of self-executing programs and other self-executing programs in the first plurality of self-executing programs, and determining respective self-executing program characteristics for each self-executing program in the first plurality of self-executing programs. The system may store the mapping.
    Type: Grant
    Filed: January 10, 2023
    Date of Patent: September 12, 2023
    Assignee: Citibank, N.A.
    Inventor: Jonathan Miles Collin Rosenoer
  • Patent number: 11748491
    Abstract: Systems and methods for determining and displaying platform-specific end-to-end security vulnerabilities via a graphical user interface (GUI) are disclosed. To provide users with visual indications of vulnerable computing aspects associated with a computing platform, the system identifies computing aspects associated with a platform. The system then obtains from a security entity, security-vulnerability descriptions that are associated with the platform. Using the security-vulnerability descriptions, the system then determines threat levels for each security-vulnerability description and then, using the determined threat levels, determines a computing aspect impact level for each computing aspect associated with the platform. The system then generates for display on a GUI, a graphical layout comprising each computing aspect impact level for each computing aspect associated with the platform.
    Type: Grant
    Filed: January 19, 2023
    Date of Patent: September 5, 2023
    Assignee: CITIBANK, N.A.
    Inventors: Prithvi Narayana Rao, Pramod Goyal
  • Patent number: 11747782
    Abstract: Systems and methods are described herein for novel uses and/or improvements to artificial intelligence applications in an environment with limited or no available data. In particular, systems and methods are described herein for providing power consumption predictions for selected applications within network arrangements featuring devices with non-homogenous or unknown specifications.
    Type: Grant
    Filed: January 20, 2023
    Date of Patent: September 5, 2023
    Assignee: Citibank, N.A.
    Inventors: Adam Hess, Dawid Orczyk, Dominik Wojnarowski, Krzysztof Andrzejewski, Pawel Chrabonszcz
  • Patent number: 11750387
    Abstract: Presented herein are systems and methods for end-to-end encryption for session-less communications. A first server may receive, from a second server, a request to retrieve keys for a customer device to access a service. The request may include a device identifier and a first token encrypted using a first encryption key. The first server may determine, responsive to validating, that the customer device is to be issued a second token. The first server may identify least a portion of the first token decrypted using the first encryption key. The first server may generate a set of second encryption keys to be used by the customer device. The first server may package the second token to include (i) at least the portion of the first token and (ii) the set of second encryption keys. The first server may transmit, to the second server, a response including the second token.
    Type: Grant
    Filed: November 3, 2022
    Date of Patent: September 5, 2023
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventors: Gayathri Sundar, Mayank Shah
  • Patent number: 11743281
    Abstract: Presented herein are system and methods for detecting anomalies in microservices. A server may receive a first plurality of metrics from a microservice of a plurality of microservices. Each of the microservices may provide a respective function for an application independently from other microservices. The server may apply the first plurality of metrics to an ensemble of anomaly detection models to generate classifications. Each of the classifications may indicate the first plurality of metrics as one of anomalous or normal from a respective model of the ensemble. The ensemble may be trained using a second plurality of metrics from the microservice. The server may identify a majority of the plurality of classifications as indicating the first plurality of metrics as anomalous. The server may determine that at least one of the first plurality of metrics satisfies a threshold. The server may generate an alert to indicate an anomaly event.
    Type: Grant
    Filed: April 25, 2023
    Date of Patent: August 29, 2023
    Assignee: CITIBANK, N.A.
    Inventors: Sunny Behl, Hariharan Badrinathan
  • Patent number: 11736293
    Abstract: Presented herein are systems and methods for binding web components to protect accessing of resources. A first server may receive, from a second server, a request to provide access to content for a first web component on a web application of a customer device. The first server may determine whether to issue an identifier to the customer device responsive to validating the request. The first server may generate, responsive to the determination, the identifier to bind the first web component with a second web component to permit access to the content for the first web component on the web application. The first server may transmit, to the second server, a response including the identifier and the content. The first server may communicate, via the second server, data associated with a user interaction with the content on the first web component bound with the second web component using the identifier.
    Type: Grant
    Filed: January 13, 2023
    Date of Patent: August 22, 2023
    Assignee: CITIGROUP TECHNOLOGY, INC.
    Inventors: Gayathri Sundar, Mayank Shah, Vernon Miller
  • Patent number: 11736493
    Abstract: A network system to provide mutable access tokens for access requests that eliminate a need for token replacement. The system allows an access token to be changed to update data in the token. When data stored with the token changes, such as when a user or partner has a change in status, a new token is not required to be requested, generated, dispersed, or stored. Conventional systems refuse the API call request and require the new token be provided. The described system instead completes the request while simultaneously notifying the user to subsequently retrieve an updated access token. Requesting, generating, communicating, and presenting a new token requires additional time, bandwidth, computing capacity, and system interactions. While performing new token acquisition in conventional systems, devices are forced to perform additional interactions, which may result in a time delay or in one or more devices exceeding capacity, becoming overloaded, and seizing.
    Type: Grant
    Filed: August 16, 2022
    Date of Patent: August 22, 2023
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventors: Mayank Shah, Gayathri Sundar, Vernon Miller, Abhishek Acharya