Abstract: An improved monetary system using electronic media to exchange economic value securely and reliably.

Abstract: An improved monetary system using electronic media to exchange economic value securely and reliably.

Abstract: A system for demonstrating financial and financially related concepts and displaying financial and financially related information is provided. The system includes a central processing unit for processing financial information and for creating graphic displays from numerical data, a demonstrator station and at least one viewer station. Both demonstrator and viewer stations include display means for displaying financial information in graphic and textual form. The demonstrator station further comprises data entry means for entering alphanumeric data, and input means for inputting signals to direct the display of information on the display means of both the demonstrator station and the viewer station or stations. The graphic information displayed on the viewer station display means is a subset of the information displayed on the demonstrator station displaying means. The system also includes means for generating graphic displays based on entered data.

Abstract: A marketing method for providing manufacturer purchase reward offers by automatically tracking the purchases of member consumers through the use of bar-coded membership cards and using the purchase records in a data processing system to determine if the required purchases have been made to earn a reward. Each member consumer receives a reward booklet disclosing the available reward offers, a periodic status report indicating the member consumer's progress toward earning rewards, and a reward certificate for those rewards earned.

Abstract: An automated investment system for investment banks which allows their customers to invest idle funds, including odd amounts of funds, throughout the day is disclosed. The cash investment system disclosed is a data processing system which utilizes selected interest bearing and discounted securities and instruments traditionally sold by banks as the basis for a new interest bearing investment vehicle of varying maturities which can be purchased with an odd amount of funds, and without the need to interact with salespeople. The investments and underlying securities and instruments are stored in an inventory file maintained in the bank's data processing facility. A customer reviews the investments being offered on a given day through a terminal located at the customer's facility.

Abstract: Credit card operated, automated teller machines are located in the vestibule of a bank where they may be accessed during normal banking hours. During off hours, a partition system segregates the vestibule from the remainder of the bank. Off-hour access to the vestibule is advantageously controlled by a customer activated door lock operated by the credit card and reader located at the bank door. Thus, access to the vestibule and the automated teller machines are controlled by the customer's own credit card.

Abstract: Credit card operated, automated teller machines are located in the vestibule of a bank where they may be accessed during normal banking hours. During off hours, a partition system segregates the vestibule from the remainder of the bank. Off-hour access to the vestibule is advantageously controlled by a customer activated door lock operated by the credit card and reader located at the bank door. Thus, access to the vestibule and the automated teller machines are controlled by the customer own credit card.

Abstract: The present invention relates to an automated data entry and display system. In this system a hand held photoelectric wand scans a document bearing alpha-numeric characters and reads these characters by generating electrical signals which correspond to the optical characteristics of the scanned information; the generated electrical signals are then input to a character recognition device where they are compared with stored reference characters and recognized; signals corresponding to the scanned alpha-numeric characters together with associated signals indicating acceptability or non-acceptability of each scanned character may then be transmitted to a display device where the acceptable and/or unacceptable scanned characters and designated diagnostic legends are displayed.