Patents Examined by Abdulmajeed Aziz
  • Hybrid index derived using a kalman filter
    Patent number: 10489856
    Abstract: A method of determining a hybrid index may include obtaining, by a computer device, financial transaction information about two or more financial products over a duration. The computer device may be configured to filter the financial transaction information to produce enhanced financial transaction information. The computer device may then determine a financial index value using the financial transaction information and the enhanced financial transaction information.
    Type: Grant
    Filed: December 19, 2013
    Date of Patent: November 26, 2019
    Assignee: Chicago Mercantile Exchange Inc.
    Inventors: Richard Co, John Nyhoff, John Kerpel, John Labuszewski, Fred Sturm
  • Methods and apparatus for servicing an obligation utilizing a blockchain
    Patent number: 10482533
    Abstract: Apparatus and methods for providing transparency, security, and auditability to a loan servicing process by encoding Loan Actions and associated Action data, onto a Blockchain. The Blockchain is distributed to Participants in the Loan, such as the Borrowers, Regulators, Servicers, and Vendors. The present disclosure further provides a method for homogenizing a variety of Vendor Formats for inclusion on the Blockchain and memorializing execution of a smart contract on the Blockchain. simplifying Transactions such as assignment of the rights of a Participant are simplified and memorialized and accessible via a communications network.
    Type: Grant
    Filed: March 3, 2019
    Date of Patent: November 19, 2019
    Assignee: Ranieri IP, LLC
    Inventors: Shane Michael Leonard, Richard Sheridan Collins
  • System and method for active order management in an electronic trading environment
    Patent number: 10424018
    Abstract: A trade order may be submitted to an electronic exchange and updated, according to pay-up parameter values, in an attempt to receive a complete fill within a period of time. The trade order may comprise an order price and an order quantity when submitted to the electronic exchange. The pay-up parameters may include a pay-up interval, a pay-up amount, a pay-up counter, or a combination thereof. The price of the trade order may continue to be updated after the expiration of pay-up interval in an attempt to receive a complete fill of the trade order. The price of the trade order may be increased or decreased by the pay-up amount. The trade order may continue to be updated until a complete fill is received, the pay-up counter expires, and/or an ending time expires for which the pay-up parameters may be implemented.
    Type: Grant
    Filed: January 26, 2017
    Date of Patent: September 24, 2019
    Assignee: Trading Technologies International, Inc.
    Inventor: Andrew Theodore Renalds
  • Method and system for generating dynamic user experience
    Patent number: 10417717
    Abstract: A method for providing user content that may receive, from a user device, a request for content. The method may obtain, in response to the request, a field identifier from a multiple of field identifiers according to a priority for a multiple of fields corresponding to the field identifiers. The field identifier may correspond to a field. The method may obtain application content based on the field identifier. The method may generate declarative content from the application content. The declarative content may express the application content in a declarative programming language. The method may transmit, to the user device, the declarative content.
    Type: Grant
    Filed: November 26, 2014
    Date of Patent: September 17, 2019
    Assignee: Intuit Inc.
    Inventors: Jay JieBing Yu, Matthew Sivertson, Gang Wang, Vinay Kumar, Jeffery Weber, Bojan Beran
  • Transaction authentication based on metadata
    Patent number: 10380590
    Abstract: In some examples, a system for authenticating transactions can include a processor to detect metadata corresponding to a user of a mobile device, wherein the metadata comprises a call history from the mobile device. The processor can also detect transaction information corresponding to the user of the mobile device from a remote server, wherein the transaction information corresponds to a transaction initiated at a remote service provider and wherein the transaction information indicates a transaction type and transaction initiator information. The processor can also generate an authentication score of the transaction based on the metadata and the transaction information. The processor can also authorize the transaction based on the authentication score.
    Type: Grant
    Filed: December 7, 2016
    Date of Patent: August 13, 2019
    Assignee: International Business Machines Corporation
    Inventors: Orit Edelstein, Sharon Keidar-Barner, Tamer Salman
  • Concomitance of an asset and identity block of a blockchain
    Patent number: 10373159
    Abstract: A blockchain of transactions may be referenced for various purposes and may be later accessed by interested parties for ledger verification. One example operation may comprise one or more of creating an initial identifier representing an asset and an owner entity of the asset in a blockchain, identifying an identity block associated with the initial identifier, and identifying an asset transfer of the asset from the owner entity to a blockchain entity.
    Type: Grant
    Filed: December 7, 2016
    Date of Patent: August 6, 2019
    Assignee: International Business Machines Corporation
    Inventors: Ruslan Ardashev, Sloane Brakeville, Nitin Gaur, Gautham Pamu
  • Two-portion cash-dispensing machines
    Patent number: 10339510
    Abstract: In one embodiment, a two-portion cash-dispensing machine has a first secure portion that receives paper currency during bill-breaking operations and vouchers during voucher-redemption operations and a second secure portion that dispenses paper currency. Physical access to the first secure portion is restricted to authorized first agents, and physical access to the second secure portion is restricted to authorized second agents. Physical access to the first secure portion by an authorized first agent does not inherently provide physical access to the second secure portion by the authorized first agent, and vice versa. In one application, two different business entities are respectively responsible for maintaining the two different secure portions, and the machine communicates information associated with requests for transfers of funds from a bank account of the first entity to a bank account of the second entity to reimburse the second entity for bill-breaking and voucher-redemption operations.
    Type: Grant
    Filed: January 25, 2017
    Date of Patent: July 2, 2019
    Assignee: Global Payments Gaming Services, Inc.
    Inventor: Andrew J. Schwartz
  • Method and system for authorizing network transactions based on radio frequency (RF) characterization of a device's location
    Patent number: 9449345
    Abstract: Aspects of a method and system for authorizing network transactions based on radio frequency (RF) characterization of a device's location are provided. In this regard, whether to approve a communication device to perform a network transaction may be determined based on results of a comparison between a radio frequency (RE) characterization of a location of the communication device and one or more approved RF characterizations. The RF characterization may be based on information from a plurality of receivers within the communication device. The one or more approved characterizations may be stored in the network device. The RF characterization may indicate a quantity of RF sources detected and identified by the communication device at the location. The RF characterization may indicate signal strength of signals received from RF sources detected and indentified by the communication device at the location.
    Type: Grant
    Filed: March 26, 2010
    Date of Patent: September 20, 2016
    Assignee: Broadcom Corporation
    Inventors: David Lundgren, Mark Buer, Charles Abraham, David Garrett, Jeyhan Karaoguz, David Murray
  • Investment performance measurement
    Patent number: 8751357
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for evaluating risk adjusted performance of an investment portfolio. This invention may be applied to any asset which has a value. The invention evaluates risk adjusted performance of an investment portfolio by first determining at least one positive utility concept and at least one negative utility concept describing an asset. Then, the invention normalizes the at least one negative utility concept to an equivalent negative utility concept describing or deriving from a group of assets. Finally, the invention may relate at least one positive utility concept and at least one normalized negative utility concept to determine a performance measure. In this way, the invention normalized negative asset returns such that better investor utility ratings are not falsely provided.
    Type: Grant
    Filed: February 16, 2012
    Date of Patent: June 10, 2014
    Assignee: University Court of the University of St Andrews
    Inventor: Andreas G. F. Hoepner
  • Consistent set of interfaces derived from a business object model
    Patent number: 8744937
    Abstract: A business object model, which reflects data that used during a given business transaction, is utilized to generate interfaces This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business transaction.
    Type: Grant
    Filed: February 27, 2006
    Date of Patent: June 3, 2014
    Assignee: SAP AG
    Inventors: Michael Seubert, Jochen A. Rasch, Axel Kuehl, Dirk Becker, Daniel Bock, Giovanni Deledda, Ralf Dielschneider, Robert Doerner, Philippe Drouin, Karsten Egetoft, Werner Gnan, Daniel Goldmann, Patrick Gross, Joachim Kenntner, Adam Kiwon, Arndt Koester, Thilo Kraehmer, Andreas Krompholz, Corinne Kuster, Otto Makris, Ramesh Nn, Dietmar Nowotny, Markus A. Peter, Michael Redmann, Jan Stephan, Sergej Stotz, Frank Thome, Burkhard Weiss, Rudolf Winkel
  • Variable learning rate automated decisioning
    Patent number: 8706545
    Abstract: Methods and related system are described for making decisions. A described method includes selecting a choice from the available choices, receiving an outcome relating to the selected choice, and automatically learning from the received outcome by incorporating the received outcome into subsequent steps of selecting a choice. The method may also include calculating estimated probabilities associated with the each choice using Bayesian networks. The automated learning can be based on a learning rate which is variable with time, and influences the degree on which prior outcomes are relied upon when calculating an estimated probability associated with a choice. The learning rate can be a function of time and an estimate of drift of the probability associated with the selected choice.
    Type: Grant
    Filed: December 21, 2007
    Date of Patent: April 22, 2014
    Assignee: Fair Isaac Corporation
    Inventors: Deenadayalan Narayanaswamy, Marc-david Cohen, Zhenyu Yan
  • Consistent set of interfaces derived from a business object model
    Patent number: 8694397
    Abstract: Methods and systems consistent with the present invention provide a data processing system having a business object model reflecting the data used during a business transaction. Consistent interfaces are generated from the business object model. These interfaces are suitable for use across industries, across businesses, and across different departments within a business during a business transaction.
    Type: Grant
    Filed: June 17, 2005
    Date of Patent: April 8, 2014
    Assignee: SAP AG
    Inventors: Michael Seubert, Jochen Rasch, Axel Kuehl, Stefan Adelmann, Gabriel Alvarez, Markus Biehler, Daniel Bock, Andreas Bold, Andreas Brossler, Daniel Buchmann, Renzo Colle, Robert Doerner, Stefan Elfner, Stefan Franke, Werner Gnan, Antonia Gross, Toralf Grossmann, Gerhard Gschwender, Joerg Hendricks, Wolf Hengevoss, Stephan Hetzer, Christine Hofmann, Volker Jaeck, Bernhard Kelnberger, Johann Kemmer, Joachim Kenntner, Adam Kiwon, Karsten Koetter, Thilo Kraehmer, Corinne Kuster, Christoph Lehner, Werner Liebold, Thomas Maag, Otto Makris, Andreas Morsch, Wolfgang Nieswand, Thomas Nitschke, Dietmar Nowotny, Markus Peter, Georg Podhajsky, Dominic Poetschke, Uwe Pyka, Ruediger Radcke, Gregor Rieken, Volker Ripp, Gerd Ritter, Paola Sala, Daniela Schapler, Matthias Schmitt, Andreas Schneider, Arnulf Schueler, Dagmar Schultze, Reiner Seyler, Ralf Sievers, Gunther Stuhec, Frank Thome, Andre Wagner, Rudolf Winkel, Tao Yu, Jens Zachmann, Renato Zadro, Theo Zimmerman, Michael Zoeller
  • Consistent set of interfaces derived from a business object model
    Patent number: 8655756
    Abstract: Methods and systems consistent with the present invention provide a data processing system having a business object model reflecting the data used during a business transaction. Consistent interfaces are generated from the business object model. These interfaces are suitable for use across industries, across businesses, and across different departments within a business during a business transaction.
    Type: Grant
    Filed: June 3, 2005
    Date of Patent: February 18, 2014
    Assignee: SAP AG
    Inventors: Michael Seubert, Jochen Rasch, Axel Kuehl, Gabriel Alvarez, Markus Biehler, Andreas Bold, Andreas Brossler, Daniel Buchmann, Renzo Colle, Stefan Elfner, Werner Gnan, Antonia Gross, Toralf Grossmann, Gerhard Gschwender, Joerg Hendricks, Wolf Hengevoss, Stephan Hetzer, Christine Hofmann, Volker Jaeck, Bernhard Kelnberger, Johann Kemmer, Joachim Kenntner, Karsten Koetter, Thilo Kraehmer, Corinne Kuster, Christoph Lehner, Thomas Maag, Otto Makris, Andreas Morsch, Wolfgang Nieswand, Thomas Nitschke, Markus Peter, Georg Podhajsky, Dominic Poetschke, Uwe Pyka, Ruediger Radcke, Gregor Rieken, Gerd Ritter, Paola Sala, Daniela Schapler, Matthias Schmitt, Andreas Schneider, Arnulf Schueler, Dagmar Schultze, Ralf Sievers, Gunther Stuhec, Frank Thome, Andre Wagner, Rudolf Winkel, Tao Yu, Jens Zachmann, Theo Zimmerman, Michael Zoeller
  • Processing transactions using a register portion to track transactions
    Patent number: 8468071
    Abstract: Systems and methods are provided that keep check of financial transactions by maintaining a count of the financial transactions using a register portion, in conjunction with performing authentication further to inputting transaction data from a data-bearing record that is stored in a device. The system may include a communication portion that inputs transaction data received from the data bearing record, the transaction data including an input transaction count value and an input device differentiator number; and a processing portion that processes the transaction data.
    Type: Grant
    Filed: November 21, 2006
    Date of Patent: June 18, 2013
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Scott W. Rau, Lee Knackstedt
  • Methods and systems for providing a yield curve index
    Patent number: 8407123
    Abstract: An exemplary aspect comprises a computer system comprising: (a) one or more servers that receive electronic data describing prices for a first category of futures positions; and (b) one or more processors that calculate an index value at a specified time based on one or more weighted price changes for said first category of futures positions, wherein said index value has a target exposure to one or more yields for said first category of futures positions. In one or more exemplary embodiments, the computer system further comprises one or more processors that receive electronic data describing prices for a second category of futures positions, wherein the index value at the specified time is based on one or more differences between weighted price changes for the first category of futures positions and the second category of futures positions. Other exemplary aspects comprise related methods and software.
    Type: Grant
    Filed: April 26, 2011
    Date of Patent: March 26, 2013
    Assignee: Barclays Capital Inc.
    Inventor: Paul Jacoby