Abstract: A student loan consolidation qualification system and method of operating the same. In one embodiment, the student loan consolidation qualification system includes: (1) an input module, associated with an Internet site, that presents at least one page to a loan applicant to assist the loan applicant in providing personal and student loan information pertaining to a plurality of student loans made to the loan applicant and (2) a qualification module, associated with the input module, that assesses the personal information to determine a personal qualification of the loan applicant and assesses the student loan information pertaining to the plurality of student loans to determine a loan qualification of the loan applicant, the qualification module qualifying the loan applicant and informing the loan applicant and a loan consolidator only if the personal qualification and the loan qualification are positive.

Abstract: The present invention relates to a surface-treated plastic article including a thin layer composed of a polymer complex on the surface. The surface-treated plastic article can be produced by a treatment with at least one kind of aqueous solutions of polymers having a weight average molecular weight of 200 or more. According to the present invention, the plastic articles, such as contact lenses, having superior transparency, wettability, oxygen permeability, and mechanical properties can be provided.

Abstract: A film-forming method is provided for forming a planar periodic structure having a predetermined periodicity by depositing liquid material on an object. A liquid drop supplying means is used which supplies a liquid drop at a predetermined driving period to deposit the liquid material on the object; the presence or absence of the supply of the liquid drop is controlled at each driving period in accordance with the periodicity of the planar periodic structure to be formed; and the liquid drop is supplied by controlling the liquid drop supplying means while the liquid drop supplying means is scanned at a predetermined scanning speed in a predetermined scanning direction relative to the object. A natural number times a value obtained by multiplying the driving period and the scanning speed is set to be the structural period of the planar periodic structure in the scanning direction.

Abstract: An optical film is disclosed having minimal curl, minimal coating unevenness and no cracks. The optical film is obtained by casting a dope comprising a cellulose ester and a non-chlorinated solvent on a metal support, the cellulose ester having a total acyl substitution degree of 2.6 to 2.85 and having a ratio of a weight-average molecular weight to a number-average molecular weight of 1:1 to 3:1; drying the cast dope on the metal support so as to obtain a cellulose ester film; peeling the cellulose ester film from the metal support; further drying the cellulose ester film while providing a longitudinal stretch or a lateral stretch to the cellulose ester film; and providing a metal oxide layer on the cellulose ester film.

Abstract: A transparent vessel is filled with a mixture solution containing a first photo-curable resin of a low refractive index and a second photo-curable resin of a high refractive index different in curing mechanism. When light at a wavelength capable of curing the first photo-curable resin but incapable of curing the second photo-curable resin is applied to the mixture solution through an optical fiber, the first photo-curable resin can be cured in a state in which the second photo-curable resin is enclosed in the cured first photo-curable resin. Because the refractive index increases according to curing, a self-condensing phenomenon can be generated so that an optical path portion is formed. The optical path portion emits leakage light to its surroundings to thereby form an outer circumferential portion. Then, all uncured resins in the mixture solution are cured.

Abstract: The invention relates to a method for forgery-proof labeling of items, such as credit cards, bank notes and the like, comprising the following steps: (a) applying, to a first layer (1) that reflects electromagnetic waves, an inert second layer (3) that is permeable to electromagnetic waves, said second layer having a predetermined thickness, (b) applying, to said second layer (3), a third layer (4) that is formed by metal clusters, and (c) linking the first layer (1) of the label so produced with the item.

Abstract: The present invention is a substrate treatment method in which a treatment by supplying a treatment solution from a nozzle to a substrate is successively performed for a plurality of substrates, which comprises the step of, during the performance of the successive treatments, performing between the treatments a plurality of pre-dispenses for different purposes of the treatment solution, wherein at least a recipe of the treatment solution to be pre-dispensed or a start condition of the pre-dispense is determined for each of the pre-dispenses. According to the present invention, the pre-dispense can be performed at a necessary and sufficient frequency to shorten the suspension time due to the pre-dispenses in the substrate treatment. This improves the throughput and reduces the number of pre-dispenses, resulting in reduced consumption of the treatment solution.

Abstract: A process for producing an optical element having a gradient structure, wherein a potential difference is generated in a nanocomposite material comprising nanoscale particles in a matrix material to cause a directed diffusion of the nanoscale particles in the matrix material and a concentration gradient of the nanoscale particles in the matrix material.

Abstract: The automated system includes a fluid dispenser having an applicator tip which is used to apply a fluid to an object. A compliance mechanism is utilized to assist in maintaining the applicator tip of the fluid dispenser in contact with the object during the coating operation. A robot can be utilized to advance the object past the applicator tip during the coating operation. The fluid dispenser is mounted on a movable arm to allow the fluid dispenser to be moved or rotated into and away from the position where fluid is applied to the object. The automated system provides a fluid application system that can apply a precise and repeatable layer of fluid to an object. The use of the robot allows larger objects to be easily handled and for the coating process to be done in a rapid fashion. The automated system is flexible and can readily accommodate changes in the object that is to be coated or the configuration of the coating that is to be applied to the object.

Abstract: The invention is a method for producing a tool which can be used to create optically active surface structures in the sub-?m range, having a support surface onto which relief surface structures are applied over the support surface by means of material deposition. The invention is distinguished by the support surface being directly contacted with a mask in which openings with diameters in the sub-?m range are provided or can be provided, by the support surface including the mask being subjected to a coating process in which the coating material deposits through the openings of the mask onto the support surface, and the mask is removed from the support surface when a partial amount of an average end structure height of the surface structures is reached and the coating procedure is then continued without the mask using the same coating material or different coating materials.

Abstract: Fabrication of a quantum dot functional structure having ultra-fine particles homogeneously distributed in a transparent medium includes depositing such particles having a single particle diameter and uniform structure onto a substrate with the transparent medium.

Abstract: A color filter manufacturing apparatus of this invention includes a plurality of ink-jet heads (120a, 120b, 120c) each having a first ink discharging nozzle group (108) in which the pitch of a plurality of ink discharging nozzles in the Y-axis direction is set to be equal to the pitch of pixels of the same color in the Y-axis direction, and a second ink discharging nozzle group having a nozzle pitch set to be equal to the pixel pitch in the Y-axis direction like the first ink discharging nozzle group. Control of an ink discharging operation is performed for only one of the first and second ink discharging nozzle groups which is to be used to color pixels of corresponding colors on a substrate (1).

Abstract: A method of manufacturing flexible magnetic tape having a permanently structured magnetic characteristic which varies from place to place in two different directions in the plane of the tape, includes:—a) coating a flexible substrate with a slurry having anisotropic magnetic particles; b) moving the substrate and slurry coating relative to a first magnetic field having a field strength which varies with time in a first direction, thereby selectively orienting the particles in areas spaced apart in a first direction; c) subsequently moving the substrate and slurry coating relative to a second magnetic field having a field strength which varies with time in a second direction making an oblique angle with the first direction, such that the magnetic particles are selectively oriented in spaced areas in both the first and further directions, and d) solidifying the slurry to fix the particles in place.

Abstract: A magneto-optical recording medium has a recording layer and a reflective layer on a substrate. The recording layer has a layered structure in which at least one spinel ferrite (or rutile-type oxide or hematite) layer and at least one garnet ferrite layer are piled together. It is preferable that the layered structure is formed on tracks where data are recorded. A manufacturing method comprises the steps of heat treatment in the range of 500-700° C., preferably 600-630° C., after the formation of the recording layer. In the magneto-optical recording and playback device to record and play back data, the wavelength of light for recording data is different from that for reading data, which is preferable for a magneto-optical recording medium comprising a garnet ferrite layer.

Abstract: Color filters can each be fabricated by printing a pixel pattern for the color filter on a flexible plastic film by a central impression cylinder press. The pixel pattern is formed of pixels of three primary colors consisting of red, green and blue or pixels of three primary colors consisting of yellow, magenta and cyan. Also disclosed are inks, color filters, and image displays using the color filters.

Abstract: An electronic bill presentation and payment (EBPP) system that is able to obtain bills for its customers from scrape-enabled biller Web sites. The EBPP system has an interface which permits a customer to specify that the customer wishes the EBPP system to retrieve a customer's bills from a biller Web site at which the customer may access them. The customer provides his or her access information for the biller Web site to the EBPP system, which then uses a software agent to make scheduled scrapes of the biller Web site to obtain the customer's bill. The software agent scrapes not only bill summary information such as the account number, the statement date, the bill amount, the payment due date, the minimum amount and/or total amount due from the biller Web site, but also scrapes display information for the bill. The display information is the HTML that the biller Web site itself uses to display the bill. The agent cleans the HTML so that it can be displayed in the environment provided by the EBPP system.

Abstract: A device and a method are provided to form a film by discharging a liquid material with a liquid discharge head or the like, such as an ink jet head, and which can reduce the unevenness resulting from variation of the amount of the discharged liquid material. To provide a device and a method to form a film by discharging a liquid material and which can increase process efficiency while suppressing the increase of costs, even if the liquid material is discharged onto various objects. When a color filter is manufactured, nozzles of a liquid discharge head discharge filter element materials onto filter-element-forming regions. In this instance, one color of the filter element materials is discharged while the liquid discharge head is swept in the longitudinal direction of a mother substrate. The other colors are discharged while the liquid discharge head is swept in the width direction of the mother substrate.

Abstract: An electronic transaction method, funds transfer apparatus and method for facilitating a funds transfer. The methods comprise sending information from a purchaser or payor to a funds transfer system separate from a vendor system or payee, validating and confirming personal financial information at the funds transfer system, and transferring funds from a purchaser or payor account to the vendor or a payee account without exposing either party's financial and account information to the other. Additionally, a funds transfer apparatus is disclosed comprising connections to a payor and payee system and mechanisms for receiving and validating party and transaction information and a mechanism for transferring funds from one party to the other.

Abstract: A method for manufacturing a coated sheet that forms a coated layer having a uniform film thickness by a coating liquid even when a substrate has a large area. A method for manufacturing a coated sheet to form a coated layer by a process including a process (1) for coating a coating liquid including a resin material and a solvent on a substrate, and a drying process (2) for drying a coated liquid, wherein a drying speed of a coated liquid in the drying process (2) is set 0.3 [g/m2·s] or less.

Abstract: A granular perpendicular magnetic recording medium, comprising: (a) a non-magnetic substrate having a surface; and (b) a layer stack on the substrate surface, the layer stack including a granular perpendicular magnetic recording layer formed by: (1) reactively sputtering a target comprised of a magnetic alloy in an atmosphere containing at least one ionized oxygen species derived from a source gas comprised of a compound of oxygen and at least one other non-metallic element; and (2) oxidizing an exposed upper surface of the granular perpendicular magnetic recording layer by generating a plasma containing at least one ionized oxygen species derived from a source gas comprised of a compound of oxygen and at least one other non-metallic element and treating the exposed upper surface of the granular perpendicular magnetic recording layer with the plasma.