Patents Examined by Amit Patel
  • Patent number: 10885525
    Abstract: A method and system for employing biometric data includes first and second user computing systems coupled to respective first and second biometric devices for generating biometric data. A first user of the first user computing system uses the first biometric device, thus causing a generation of first biometric data which is then used as a database index to locate and authorize access to a database zone exclusively dedicated to the first user. The first user can further access the database zone on the second user computing system, and authorize access to a portion of data within the database zone to a second user of the second user computing system.
    Type: Grant
    Filed: September 20, 2017
    Date of Patent: January 5, 2021
    Inventor: Faraz Sharafi
  • Patent number: 10867351
    Abstract: An efficient, light weight framework executes business rules for an asset class-agnostic order management system. The business rules are specified in metadata configuration files separated from the rules execution engine. The metadata utilized by the rules engine also includes entity model and instructions for stateless orchestration to be performed during the process of rules execution. This metadata is automatically generated from human readable artifacts that capture business rules, entity model and orchestration steps in an easy to understand format.
    Type: Grant
    Filed: May 18, 2020
    Date of Patent: December 15, 2020
    Assignee: MORGAN STANLEY SERVICES GROUP INC.
    Inventors: Kumar Vadaparty, Vishal Agrawal
  • Patent number: 10839367
    Abstract: There are provided systems and methods for time sensitive geo-location data for push notifications after shared transaction processing. A user may utilize a communication device to perform electronic transaction processing for a group of users at a location. The device may be geo-location enabled so that a service provider may detect a location of the device. Based on the geo-location of the user at the time of processing and other nearby geo-location enabled device, the service provider may determine other users that share in the transaction and are associated with the user using messaging connections and shared data transmissions. The service provider may determine the transaction that the user processed. The service provider may request that the other users provide the required reimbursement to the user that processed the transaction data. The other users' devices may receive a push notification and data to perform transaction processing.
    Type: Grant
    Filed: December 27, 2017
    Date of Patent: November 17, 2020
    Assignee: PAYPAL, INC.
    Inventors: Brandon Alexander Tineo, Lorenz Lee Breu
  • Patent number: 10817866
    Abstract: The present disclosure relates to systems, methods, and devices that provide a transactional payment system. In particular, the transactional payment system allows users of a messaging system to send and receive electronic payments to and from other users of the messaging system. A messaging application on a client device can receive payment information input (such as a payment amount and payment method) from a sender for making a payment to a recipient. The messaging application can send a payment message including the payment information to a messaging system, and the messaging system coordinates a payment process based on the payment information. During the payment process, the messaging system can provide status updates to the sender and receiver of the payment via status messages that are included in a message thread corresponding to the sender and the recipient.
    Type: Grant
    Filed: November 13, 2018
    Date of Patent: October 27, 2020
    Assignee: FACEBOOK, INC.
    Inventors: Roy Vance McElmurry, Jonathan B. Gheller, Alex Chao Qin, Kevin Patrick Hurley, Reinardus Surya Pradhitya, Dipanshu Agrawal, Shengling Hu, Chirag Chhagan Chheda, Yegnashankar Parasuram, Martin Kralik
  • Patent number: 10810673
    Abstract: A system may include a processor that receives investor data associated with a user, such that the investor data includes investments held by the user. The processor may then determine a reallocation plan of the investments based on the investor data, send a request to a computing device associated with the user that prompts a response for approval or denial to enable the processor to reallocate the investments according to the reallocation plan, and track the investments over a period of time as if reallocated per the reallocation plan when the response includes the denial. The processor may then generate a first set of visualizations that correspond to a current balance of the one or more investments over the period of time as if reallocated per the reallocation plan and send the first set of visualizations to the computing device, such that the computing device displays the first set of visualizations.
    Type: Grant
    Filed: January 19, 2017
    Date of Patent: October 20, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, MacDonald Etugbo
  • Patent number: 10803522
    Abstract: A system that produces a predictive chart for a selected stock that is useful in determining if the price of a particular stock is likely to increase or decrease. Open interest data is obtained for the selected stock from an options exchange. Likewise, the option volume data for stock options in the selected stock is also obtained. A computing device calculates implied volatility for the stock options of the selected stock. Options volatility indicator data is then calculated as a function of the open interest data, the volume data, and the implied volatility. The options volatility indicator data is normalized. The normalized data is plotted against selected trading periods to produce an options volatility indicator graph. The options volatility indicator graph is then shown on a display that is controlled by the computing device.
    Type: Grant
    Filed: July 8, 2018
    Date of Patent: October 13, 2020
    Assignee: Montal Research Ltd
    Inventor: Guy Cohen
  • Patent number: 10776795
    Abstract: The systems may include receiving, by a processor, transaction information for a transaction, wherein the transaction information comprises a transaction amount; matching, by the processor, the transaction information with a transaction type; retrieving, by the processor, a plurality of possible charge types associated with the transaction type; comparing, by the processor, the transaction information with the plurality of possible charge types; separating, by the processor, the transaction amount of the transaction information into at least one individual charge amount; and/or identifying, by the processor, a charge type of the plurality of possible charge types associated with the at least one individual charge amount.
    Type: Grant
    Filed: February 10, 2017
    Date of Patent: September 15, 2020
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Amy L. Harbour, Michael A. Woods, Jane E. Cook, Michael Alexander Gonzales, Sachin Jadhav, Yogaraj Jeyaprakasam, Deepak Narayanan
  • Patent number: 10417706
    Abstract: A method relating to providing a program embedded in an online store user interface (UI) displaying content provided by an online store server, transmitting a first instruction to the program to generate a first display of a first form in one of an inline frame element or a pop-up element in the online store UI to collect data associated with a loan application, determining to approve a loan in view of the data associated with the loan application, determining to approve a loan in view of the data associated with the loan application, transmitting a second instruction to the program to generate a second display of a second form in the one of the inline frame element or the pop-up element in the online store UI to present a term of the loan, identifying a token associated with the loan, and transmitting the token to the online store server.
    Type: Grant
    Filed: May 11, 2016
    Date of Patent: September 17, 2019
    Assignee: LON OPERATIONS, LLC
    Inventor: Daniel Simon