Abstract: A system may include one or more sensors that acquire location information associated with the one or more sensors. The system may also include a processor that receives a first set of data comprising environmental information associated with a location, receives the location information from the one or more sensors, and determines whether a risk of damage to property associated with at least one of the one or more sensors is greater than a threshold based on the location information and the environmental information. When the risk is greater than the threshold, the processor may send a notification including the risk of damage to the property to a computing device that may provide an audio or visual indication of the notification.

Abstract: A method includes storing, by a first computing device, assignable tokens in a first partition of a plurality of partitions of a first address of a first digital asset unit and initiating an interaction with a second computing device including a second digital asset unit. The method further includes determining to assign conditional access rights to an amount of the assignable tokens to the second computing device for the interaction. The assignment of the conditional access rights is a smart contract. The method further includes locking, in accordance with the smart contract, the amount of the assignable tokens stored in the first partition, associating a second partition with the second digital asset unit, and associating the amount of the assignable tokens with the second partition. The second digital asset unit does not store the amount of the assignable tokens.

Abstract: An apparatus, method, and non-transitory medium for betting on weather predictions are disclosed herein. A plurality of longitude and latitude coordinate pairs may be received from a remote device. The display device may render data on a graphical user interface representing a binary option based on whether a storm will make landfall within the certain radius. The display device may show a plurality of landfall probabilities on the map. A request to purchase the binary option may be received. It may be determined whether the landfall location corresponds to a zip code associated with the given longitude latitude pair in the memory.

Abstract: Systems, methods, and computer-readable media for providing accurate images of cards. An application executing on a mobile device may receive authentication credentials for an account, determine a card associated with the account, and determine a card manufacturer identifier (CMID) of the card. The application may receive, from a digital asset management system based on the CMID, a plurality of metadata attributes of the card and one or more images of the card. The application may determine, based on the metadata attributes and attributes of the mobile device, a first orientation of the card to enable near-field communication (NFC) data transfer between the card and the mobile device. The application may select a first image of the card. The application may generate a graphical user interface (GUI) including the first image and an indication specifying to tap the card to the mobile device according to the first orientation.

Abstract: A cryptographic blockchain computer network digital cryptocurrency loan system that rewards both the loan holder and the loan paying network users with system utility fund tokens for each loan payment made. System utility fund tokens entitle the system users to receive dividend distributions of passive income from a system digital cryptocurrency investment fund.

Abstract: The Use Determination Risk Coverage Datastructure for On-Demand and Increased Efficiency Coverage Detection and Rebalancing Apparatuses, Methods and Systems (“UDRCD”) transforms coverage enrollment request, event signal, ACGG request, search request inputs via UDRCD components into coverage enrollment response, add-in recommendation, ACGG response, search response outputs. A set of clinical conditions is determined. A set of treatments is determined for each clinical condition. Treatment paths data that specifies a set of treatment paths, wherein each treatment path comprises an ordered subset of treatments, is determined for each clinical condition. Providers are determined for each treatment. Practice patterns data that specifies, for each clinical condition treated by each provider, how likely the respective provider is to utilize each of the treatment paths is determined.

Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for transmitting push notification data to a computing device, the push notification data being processable by the computing device to display a push notification, receiving biometric data, the biometric data being provided from user input responsive to the push notification, determining that a user providing the user input is authenticated at least partially based on the biometric data, and inducing execution of a transaction in response to determining that the user is authenticated.

Abstract: A communication node for delivering secure content in respect of a requested service to a target entity. The communication node has respective interfaces towards: at least one network for communicating with mobile terminals; a service-provider node providing the requested service; and an authorization node for effecting payments. After having completed a set-up phase and in response to a payment, the communication node enables forwarding of secure content, relating to at least one service requested by a user of a first mobile terminal to a target entity associated with the first mobile terminal. The set-up phase involves: identifying the at least one requested service from the first mobile terminal; linking in the service-provider node the at least one requested service to the first mobile terminal; and assigning a reference in the service-provider node to a payment to be made in respect of the at least one requested service.

Abstract: Proposed is an operationally independent clash loss event triggering risk transfer system and a method for risk sharing for a variable number of risk exposure components through the provision of independent risk protection for the risk exposure components by means of a risk transfer structure implemented by circuitry, which captures risk transfers of the exposure to multiple retentions of the components that may occur when two or more of the associated risk exposure components suffer a loss from the occurrence of the same risk event. The system triggers clash loss events simultaneously impacting various layers an/or segments of the risk transfer structure. Furthermore, an event-driven switching device may be deployed for the complementary switching of two coupled, autonomously operated resource-pooling systems, where the operation of the systems remains stable under particularly large losses triggered by the same measurement of a risk event.

Abstract: Systems and methods are provided for facilitating voice authentication of a user in connection with a network transaction. One exemplary method includes receiving an authentication request for a transaction, initiated at a voice interactive device, from a merchant plug-in (MPI) associated with a merchant involved in the transaction, where the authentication request includes a pre-authentication indicator based on voice authentication of a user by the voice interactive device or by a voice authentication service. The method also includes generating a risk score for the transaction based at least in part on the pre-authentication indicator, transmitting the risk score with the authentication request for the transaction to an access controller server (ACS) associated with an issuer of an account to which the transaction is directed, and returning a result response to the MPI where the result response indicates permission to proceed in the transaction based on authentication of the user.

Abstract: A method of activating a bank account comprises establishing, by the bank computer system upon receipt of a selection of the selectable link, a connection with a client device. The connection is established while the client device is located within a bank store location. The method further comprises transmitting first information for display on the client device via a graphical user interface (GUI), receiving customer information relating to activation of the bank account from the bank store computer, transmitting second information for display via the GUI where the second information is displayed subsequent to the first information and is configured to be displayed with an interactive slider component, receiving a customer input via the interactive slider component, and opening an account based on the customer information received from the bank store computer and the customer inputs received from the client device.

Abstract: Disclosed herein is a system and a computer implemented method for managing associations between a plurality of entities in a safe, reliable, effective and efficient manner. The system leverages biometric authentication and identity verification to ensure authentic entity profiles and weed out fake profiles and transactions. Further, the system employs one or more artificial intelligence based algorithms to generate an integrity score for a registered entity based on veracity of information shared by an entity with other entities and with the platform, thereby eliminating fake claims made by registered entities to solicit proposals and connection requests.

Abstract: The Use Determination Risk Coverage Datastructure for On-Demand and Increased Efficiency Coverage Detection and Rebalancing Apparatuses, Methods and Systems (“UDRCD”) transforms coverage enrollment request, event signal inputs via UDRCD components into coverage enrollment response, add-in recommendation outputs. A coverage enrollment request from a user is obtained. Available options for an enrollment user interface are configured based on the plan sponsor settings. Copay setting selections for individual core coverage services, atomized condition add-in selections, and atomized procedure add-in selections are obtained via the enrollment user interface. A core coverage cost and add-in coverage costs are calculated using the associated modeling data. A user cost for the user is calculated based on the core coverage cost, the subsidization settings for the core coverage cost, the add-in coverage costs, and the subsidization settings for the add-in coverage costs.

Abstract: Systems, methods, and products for detection of selective omissions in an open data sharing computing platform comprises monitoring a plurality of events associated with a first digital record stored in a database of digital records, the first digital record uniquely identifying a first entity; associating a first detected event with a first set of words at least partially descriptive of the first detected event; associating a second detected event with a second set of words at least partially descriptive of the second detected event, the first event and the second event being detected, in response to digital records associated with the first event and the second event being shared over an open data sharing computing platform with express authorization provided by the first entity.

Abstract: A system for generating customized patient billing communications includes software executing on a server which receives patient billing data indicative of a patient visit and further indicative of a balance. The software accesses a storage to determine patient visit context data indicative of one or more visit codes associated with the billing data. The software generates a communication for a user based on the patient visit context data with message content altered from a standard message based on the one or more visit codes, the communication including a bill for the balance and being a first communication to the user with the bill.

Abstract: A server receives target data sent by a mobile terminal, the target data carrying a parameter set, the parameter set including at least a target posture parameter of the mobile terminal. When the amount of change in posture variation is smaller than the preset variation threshold, such fact indicates that the posture when the mobile terminal sends the target data hardly changes compared with the postures that the mobile terminal historically sends the target data to the server. As the posture of the mobile terminal is frequently changed during the process of normal use of the mobile terminal, the target data sent by the mobile terminal without posture change is regarded as false data. Thus, the present techniques ensure the fairness and efficiency of data processing.

Abstract: Systems and methods for passively processing a payment for an activity that leverages location data of a user participating in the activity. User data is received, the user data including a plurality of user location points and a time associated with each of the plurality of user location points. An activity is determined, the activity associated with the user based on the user data, wherein the activity is associated with at least one of transportation and attendance at a venue. An instance of the activity is identified and a payment amount for the user is processed based on the instance of the activity.

Abstract: A system and method are provided for integrating data used in computing financial wellbeing scores. The system includes at least one computing device configured to provide a computing platform, the computing platform providing: at least one client module providing an interface for communicating with client devices; an advisor module providing an interface for communicating with advisor devices; a forecast module; an optimizer module configured to analyze datasets from multiple sources and to generate recommendations to optimize strategies to achieve financial outcomes; and a database storing financial planning data. The system also includes an integration layer interposed between the computing platform and a book of record to enable client data in the book of record to be accessed; and a financial planning software module independent of the computing platform, configured to generate financial plan data integrated by the computing platform in financial wellbeing scores and recommendations.

Abstract: A computing device includes a first program configured to display a menu on a screen and display a summary on the screen that can be reached directly from the menu, and a second program. The summary displays patient account information of a plurality of patient accounts for a selected one of a plurality of available clients. The displayed patient account information includes a plurality of displayed entries, where each entry includes a first field indicating an account number of one of the patient accounts, a second field indicating a status associated with the account number, and a third field indicating a due date. The second program causes the third field to display a due date for submitting a claim associated with the account number to insurance, and dynamically updates the third field to display a due date for appealing denial of the claim.

Abstract: Systems and methods which utilize one or more social networking systems when creating, funding, and/or notifying a party of a transaction are provided. In accordance with one aspect, a money transfer transaction may be staged by a user whereupon a link corresponding to the staged transaction may be posted to one or more social networking services in order to allow for multiple users to access and fund the staged transaction. Additionally, in some aspects a user of a social networking service may generate a comment or post which then automatically triggers the staging of a money transfer transaction. Moreover, social networking services may be utilized to provide various notifications regarding money transfer transactions.