Abstract: Systems, methods, apparatus, and computer program products are provided for facilitating immediate activation of a promotion. One example embodiment may include an apparatus for facilitating immediate activation of a promotion, the apparatus comprising registration circuitry configured to receive promotion component information, the promotion component information comprising one or more products or services and a price, generate a promotion comprising the promotion component information, and assign promotion identification information to the promotion; and activation circuitry configured to receive information provided in a text message, the text message comprising at least the promotion identification information, a command, the text message addressed to a short code, the command indicative of an instruction to perform with regard to the promotion identified by the promotion identification information.

Abstract: The invention relates to electronic offers in a mobile banking application. An embodiment of the present invention is directed to a system that provides relevant offers for customized deals to a customer responsive to a current customer transaction, current location and/or other profile information. The relevant offer may be available for a limited time. The customer's response (e.g., save, redeem, skip, ignore, etc.) may then be used for more relevant offers in the future.

Abstract: Methods and corresponding systems for automatic frequency capping provide an automated decision-making process that decides dynamically how often the content of electronic communications from an entity should be sent to any specific customer or potential customer for a particular campaign. An individual customer's or potential customer's optimal electronic communication frequency is determined using machine learning and is based on behavior data.

Abstract: The disclosure describes, in part, techniques for performing pre-authorization during a transaction between a merchant a customer. For instance, a payment service may receive, from a merchant device, payment information of a payment instrument that is used to satisfy a cost of a first item. The payment service may then send an authorization request to a card payment network to hold a first amount of funds based on previous purchase activity. The payment service may further send the merchant device information associated with the customer. Next, the payment service may receive an indication that the customer requests to purchase a second item. In response, the payment service may send a request to the card payment network to capture a second amount of funds that is based on the cost of the first item and a cost of the second item. In response, the payment service may receive approval from the card payment network.

Abstract: Techniques are described for automatically extracting items from a user's browse history on one or more e-commerce websites, and automatically searching other e-commerce websites and sources for offers (including coupons, deals, and/or promotions) for those items and/or related items and/or stores. Such automated techniques allow users to gain the benefit of online offers from various sources, without having to go through the effort of manually searching for such offers. Instead, the system and method automatically locate such offers based on the user's browse history, without requiring any action to be taken on the part of the user.

Abstract: An image captured at a first moment in time is received. A user is identified by comparing at least one facial feature extracted from the image with user information stored in a database. It is determined whether the user observed a visual display by determining whether the visual display was within the visual field of the user. Upon determining that the user observed the visual display, the image is processed with a sentiment analysis module to determine a sentiment of the user. Further, it is determined, based on a record stored in a transaction database, that the user purchased the first product at a second moment in time, and an engagement index is generated for the visual display based on processing the determined sentiment of the user and a period of elapsed time between the second moment in time and the first moment in time.

Abstract: An image captured at a first moment in time is received. A user is identified by comparing at least one facial feature extracted from the image with user information stored in a database. It is determined whether the user observed a visual display by determining whether the visual display was within the visual field of the user. Upon determining that the user observed the visual display, the image is processed with a sentiment analysis module to determine a sentiment of the user. Further, it is determined, based on a record stored in a transaction database, that the user purchased the first product at a second moment in time, and an engagement index is generated for the visual display based on processing the determined sentiment of the user and a period of elapsed time between the second moment in time and the first moment in time.

Abstract: A method of providing physiological self-regulation challenges prior to participating in a series of activities or exercises at a series of predefined locations includes determining a physiological goal associated with each location. A sensing device measures a physiological state of a user, and a mobile communication device communicates to a user whether or not the user has achieved the physiological goal for the challenge. The level of difficulty of the physiological goal may be reduced if the user does not meet the goal. The physiological goal may comprise a brain state that is conducive to learning, and the sensing device may be configured to measure brain state values representing cognitive engagement. Upon achievement of each physiological goal, the participant is provided with a reward such as information concerning the current predefined location and/or information concerning the next predefined location.

Abstract: A communication server is disclosed. The communication server comprises a processor, a memory, and an application stored in the memory. The application, when executed by the processor, receives a request that identifies a subject to remove from a user history of the a user equipment (UE), wherein the user history is compiled based on communication events initiated by the UE and is associated with content that is sent to the UE. The application, responsive to receiving the request from the UE, transmits a user history modification request to a history management server, wherein the communication server disassociates the subject from the user history identified in the request received from the UE.

Abstract: A system may include a gift card generation server configured to generate electronic gift cards. The system may also include a gift card exchange server cooperating with the gift card generation server and configured to provide a user exchange marketplace for the electronic gift cards and collect user card exchange information based thereon. The gift card exchange server may also be configured to generate at least one digital coupon based upon the user card exchange information.

Abstract: Disclosed are parking pay stations, media display caps for parking pay stations, parking pay station advertising platforms including a housing, wherein at least one side of the housing comprises at least one transparent window and at least one media display screen visible through the window, wherein the media display screen is configured to display media to parking users and others, including pedestrians. Also disclosed are methods of retrofitting existing parking pay stations to upgrade them to include media display capability.

Abstract: A system for processing a digital promotion may include a user device associated with a given user and a digital promotion processing server. The digital promotion processing server may include a processor and a memory cooperating therewith to, upon return of a purchased product associated with the given user, determine whether an initial digital promotion was applied to the purchased product, and if so, determine whether the initial digital promotion has expired. When the initial digital promotion has not expired, the processor may generate a first replacement digital promotion having a first promotional value associated therewith, and communicate the first replacement digital promotion to the user device. When the initial digital promotion has expired, the processor may generate a second replacement digital promotion having a second promotional value associated therewith that is less than the first promotional value, and communicate the second replacement digital promotion to the user device.

Abstract: Systems and methods are provided for translation and validation of representations of data for use in retail transactions. The systems and methods may be implemented by a device including at least one circuit. In some implementations a device may comprise a scanning component and a display component. The scanning component may be operable to capture data corresponding to a first representation of the data. The screen may be operable to display a second representation of the data. The data may correspond to coupon data associated with the sale of a product.

Abstract: An online system receives information describing items for sale posted by non-merchant users of the online system and retrieves a first set of attributes associated with each non-merchant user. The online system also receives information describing a first set of user interactions by potential purchasing users with each item and then retrieves a machine-learning model trained to infer a second set of attributes associated with a non-merchant user of the online system, in which the model is trained based on the first set of attributes and the information describing the first set of user interactions. The online system then retrieves information describing a second set of user interactions by potential purchasing users with an item for sale posted by the non-merchant user and uses the model to infer the second set of attributes associated with the non-merchant user based on the information describing the second set of user interactions.

Abstract: Techniques and arrangements for generating, distributing and managing promotion campaigns are described. A promotion server may generate the promotion campaigns based on input from a merchant. The input may include a request to generate the promotion campaign, a merchant preference, or other information shared between the merchant and the promotion server. The promotion campaign may include promotions, such as coupons, discounts, or the like, to encourage transactions with a merchant. The promotions may be generated based on merchant specified criteria, a merchant transaction history, customer preferences, a customer transaction history, and/or other information processed by the promotion server. The promotions of the promotion campaign may be distributed via one or more channels, such as electronic mail, website publication, receipts, etc.

Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium for dynamic telephone number assignment. A method includes: providing a content item to a user device, the content item including a control for initiating a call to a content sponsor associated with the content item; assigning a telephone number from a pool to the content item; receiving a control interaction indication; facilitating a connection between the user and the content sponsor based on the interaction; storing an association between a user identifier, the telephone number, and a content sponsor identifier such that future calls from the user to the telephone number can be routed to the content sponsor, even after the telephone number has been returned to the pool; and linking a content item impression with the connection such that a report can be generated that shows an effectiveness of the content item impression.

Abstract: A system comprising: at least one hardware processor; and a non-transitory computer-readable storage medium having program instructions embodied therewith, the program instructions executable by said at least one hardware processor to, automatically: receive, from each of a plurality of web clients, a request to receive data, wherein said data comprises (i) advertisement copy and (ii) a landing page URL (Uniform Resource Locator) associated with said advertisement copy; determine, for each of said web clients, a client identifier associated with said web client; automatically select a subset of said web clients; send said data only to said subset of said web clients; and identify a web client not included in said subset of web clients is a software robot, when a received redirection request to said landing page URL is associated with a client identifier associated with said web client.

Abstract: An information handling system includes a first processor that provides a shopping system and a second processor that provides a purchasing system. The shopping system includes a deal page that displays a coupon associated with a product and that receives a request to purchase the product from a purchaser, wherein the coupon provides a deal to the purchaser for the purchase of the product, and wherein the coupon is provided based upon a limit, and a coupon allocator that allocates the coupon to the purchaser in response to the request, and in further response to a first determination that the limit is not exceeded. The purchasing system includes a purchase page that displays a purchase of the product by the purchaser in response to the request, and a coupon redeemer that redeems the coupon for the product in response to a second determination that the limit is not exceeded.

Abstract: Aspects of the subject disclosure may include, for example, a method for processing an advertising request message, including, receiving an advertising request message from a mobile device, determining if an advertising exchange server associated with the advertising request is permitted to receive enhanced information associated with the mobile device if a service provider is permitted to provide location information associated with the mobile device responsive to determining that the advertising exchange server associated with the advertising request is permitted to receive the enhanced information, responsive to determining that the service provider is permitted to provide location information, adding location information associated with the mobile device to a header of the advertising request message, and transmitting the advertising request message to the advertising exchange server. Other embodiments are disclosed.

Abstract: Content presented to a user of an online system is presented along with an option allowing the user to view one or more reasons for presentation of the advertisement content to the user and one or more characteristics of the user satisfying targeting criteria associated with the content. For example, a description identifying one or more selected characteristics of the user satisfying the targeting criteria is presented along with the content. The online system selects the one or more characteristics presented along with the content by applying one or more rules to characteristics of the user satisfying targeting criteria included in the content. The rules may account for accuracy of models used to determine whether the user has characteristics, revenue received by the online system from presenting content associated with targeting criteria identifying various characteristics, or prevalence of characteristics among users or targeting criteria of content.