Abstract: A two-step diffusion method for preparing high-performance dual-main-phase sintered mischmetal-iron-boron magnet belongs to the preparing technical field of rare earth permanent magnet materials. The compositions of the two main phase alloys are RE-Fe—B (RE is Nd or Pr) and (Nd, MM)-Fe—B (MM is mischmetal), respectively. First, PrHoFe strip-casting alloy is used as a diffusion source. Next, a PrHo-rich layer is uniformly coated on the surface of (Nd, MM)-Fe—B hydrogen decrepitation powders. The higher anisotropic fields of Pr2Fe14B and Ho2Fe14B are used to improve the coercivity. Then, the ZrCu strip-casting alloy is used as a diffusion source. A Zr-rich layer is uniformly coated on the surface of the powders after the first-step diffusion, which prevents the growth of the MM-rich main phase grains during the sintering process and the inter-diffusion between the two main phases, thus obtaining high coercivity.

Abstract: Systems and methods for automatic classification of loan refinancing interactions and outcomes are disclosed. An example system may include a data collection circuit to collect a training set of loan interactions between entities, wherein the training set of loan interactions comprises a set of loan refinancing activities and a set of loan refinancing outcomes; an artificial intelligence circuit to classify the set of loan refinancing activities, wherein the artificial intelligence circuit is trained on the training set of loan interactions; and a robotic process automation circuit to perform a second loan refinancing activity on behalf of a party to a second loan, wherein the robotic process automation circuit is trained on the set of loan refinancing activities and the set of loan refinancing outcomes.

Abstract: An automated, dynamic digital financial management tool is described herein. The financial management tool enables a user to access all forms of payments, debt and transactions to be deducted automatically depending on which form of payment is chosen. The financial management tool documents every item/service purchased. The documentation enables a company/manufacturer/store to provide marketing and recall information to the user. The financial management tool is able to include any and/or all financial aspects of a user's life. The financial management tool is able to be implemented using a universal card. The financial management tool is able to include a pay station to receive payments. The financial management tool is able to include automated services. An automated, dynamic health management system is also described herein.

Abstract: To provide automated categorization of structured textual content individual nodes of textual content, from a document object model encapsulation of the structured textual content, have a multidimensional vector associated with them, where the values of the various dimensions of the multidimensional vector are based on the textual content in the corresponding node, the visual features applied or associated with the textual content of the corresponding node, and positional information of the textual content of the corresponding node. The multidimensional vectors are input to a neighbor-imbuing neural network. The enhanced multidimensional vectors output by the neighbor-imbuing neural network are then be provided to a categorization neural network. The resulting output can be in the form of multidimensional vectors whose dimensionality is proportional to categories into which the structured textual content is to be categorized. A weighted merge takes into account multiple nodes that are grouped together.

Abstract: The following relates generally to light detection and ranging (LIDAR). In some embodiments, a homeowners insurance quote is produced based upon data received from a LIDAR camera. For instance, in some embodiments, a system: receives light detection and ranging (LIDAR) data generated from one or more LIDAR cameras; analyzes the LIDAR data to determine or identify one or more features or characteristics of a home; and generates an electronic homeowners insurance quote based upon, at least in part, the one or more features or characteristics of the home determined or identified from the LIDAR data.

Abstract: Systems and methods for crowdsourcing data collection for condition classification of bond entities are disclosed. An example system may include a crowdsourcing data collection circuit to collect information about entities involved in a set of bond transactions and a training data set of outcomes related to the entities. The example system may include a condition classifying circuit to classify a condition of a set of issuers using the information from the crowdsourcing data collection circuit and a model, where the model is trained using the training data set of outcomes related to the set of issuers. The example system may also include an automated agent circuit to perform an action related to a debt transaction in response to the classified condition of at least one issuer of the set of issuers.

Abstract: A cutting insert may include a base member. The base member may include a first surface, a second surface adjacent to the first surface, and a first cutting edge located in at least a part of a first ridge line which the first surface intersects with the second surface. The base member may include a hard phase containing a titanium carbonitride, and a binding phase containing at least one of cobalt and nickel. The hard phase may include a first hard phase observed on a higher angle side, and a second hard phase observed on a lower angle side in a comparison of (422) plane peak in an X-ray diffraction analysis. A compressive residual stress of the second hard phase in the second surface may be less than a compressive residual stress of the second hard phase in the first surface.

Abstract: A computer-implemented method for printing customized 3D medication based on the current user data and one or more medical records of the user. The method obtains current user data via one or more user IoT sensors and accesses one or more medical records of the user. The method further determines a medication design based on the obtained current user data and the accessed one or more medical records of the user and prints a 3D medication based on the determined medication design.

Abstract: An apparatus is provided for management of client devices for maintenance of a structural product. The apparatus is caused to receive device manifest reports that include information about the client devices and digital content hosted by respective library apps on the client devices. The apparatus is caused to generate a graphical user interface (GUI) to visually summarize the information, with the GUI embodied as a dashboard with a layout of software widgets. And the apparatus is caused to send the dashboard to an administrative device for display. This causes execution of the layout of software widgets on the dashboard at the administrative device to access the information from the content management platform, produce respective infographics to visually summarize the client devices and the digital content hosted by the respective library apps, based on the information, and display the respective infographics in the dashboard at the administrative device.

Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically generating acquisition IDs and using them to track and record how products are identified, offered, and sold, as well as how customers respond to particular variations of product offers. The acquisition ID can be associated with any product sale, transaction completion, or account creation initiated using or otherwise identifying or associated with the acquisition ID, where the connection to the acquisition ID can be maintained and retained with ongoing records associated with the interaction and created account, transaction, and/or product purchase. Using the stored information and the acquisition IDs, an organization can precisely determine what products were sold using which marketing tactic, campaign, or channel through which the transaction occurred and/or was initiated, among others.

Abstract: Systems and methods for automated servicing of a subsidized loan are disclosed. An example system may include a crowdsourcing services circuit to collect information related to a set of entities involved in a set of subsidized loan transactions and a condition classifying circuit including a model and an artificial intelligence services circuit to classify a set of parameters of the set of subsidized loans based on information from the crowdsourcing services circuit, where the model is trained using a training data set of outcomes related to subsidized loans. The example system may further include a smart contract circuit for automatically modifying a term or a condition of the subsidized loan based on the classified set of parameters from the condition classifying circuit.