Abstract: An apparatus for supporting injection mixing work comprises a memory for storing data for supporting injection mixing work, a display for displaying the data stored in the memory and a controller for controlling the display. The memory has a patient predictability data file for storing patient predictability data including at least patient predictable information, an injection prescription data file for storing injection prescription data corresponding to the patient predictability data, and a combination related data file for storing combination related data corresponding to each injection of the injection prescription data. The controller displays the predictability data stored in the patient predictability data file according to both the injection prescription data corresponding to the patient predictability data and the combination related data of each injection included in the injection prescription data.

Abstract: The invention relates to systems and methods for determining and evaluation insurance policy premiums based on risks associated with class action lawsuits and non-class action lawsuit related risks.

Abstract: A life expectancy management system which comprises: a storage means which is capable of storing data, such as genetic data, birth data, lifestyle data, pediatric health data, and adulthood health data; a means for altering the data based upon the occurrence of at least one event selected from the group consisting of: chronic and routine health events, emergency health events, pregnancy data and medical advancements; and a prediction modeling logic which provides a predetermined life expectancy that can be reduced by deviations from expectations which are calculated from the data and altered or adjusted data. Optionally, a means for providing recommended goals based upon the life expectancy predicted and the predetermined life expectancy.

Abstract: A reservation system and methodology ensures that all changes to a database in a federation are reliably and immediately communicated to all of the other databases in the federation. The system communicates information concerning hotel reservation transactions. The system comprises multiple applications each associated with one or more databases including hotel reservation data. The databases in the federation reflect transactions that are communicated to other databases and they also employ information received from other databases in determining the transactions that their associated local applications permit and the way in which they are processed. In one embodiment of the invention, communication among databases occurs through the Internet and data storage devices via secure packetized messages addressed to objects that represent the relevant databases.

Abstract: The degree of users' satisfaction concerning the utilization of services and the utilization efficiency of resources used for the services are optimized. The service reservation management computers deny based on the degree of importance as a standard, which increases in proportion to a level of a load of resources utilized for the service supplied by a high function network, a reservation booking request which has a degree of importance not higher than the standard, and which was received from an end user's computer via a service supply management computer, even when an amount of resources used for the service in a case where the reservation is accepted with the service then executed in accordance with the reservation booking request does not exceed an amount of resources utilizable for the service.

Abstract: The invention provides a system and method for multiple death life insurance in the event of simultaneous or coincident death of two or more insured parties, or a defined group of two or more insured parties. More particularly, embodiments of the invention provide a computer system and method for providing simultaneous multiple death life insurance designed to provide benefits to alleviate the financial burden experienced by beneficiaries as a result of simultaneous or coincident of two or more insured parties. Simultaneous multiple death life insurance according to the invention may be obtained through the internet by remote computers and internet access devices well known in the art.

Abstract: After an insurance application is made from a user, an insurance provider examines the application and makes an insurance contract. The insurance provider sends a transaction monitoring program (BTM) to the user, and the user installs this. Transaction data which the user communicates with a transaction party are monitored by the BTM and recorded in a transaction record. If the user incurs loss or damage, the user sends the transaction record to the insurance provider, and the insurance provider then analyzes this to verify the cause of the loss and pays insurance money.

Abstract: An automatic health and lifestyle analysis computer system is provided, which surveys individual respondents and provides insurability estimates and cost evaluations based upon answers to the surveys.

Abstract: A method for establishing certifiable patient informed consent for a medical procedure, where, in one embodiment, the patient interacts with a video training system until mastery of all required information is successfully achieved. Training techniques which permit elicitation of measurable behaviors from a patient as a guide to discerning the level of knowledge of the patient are utilized. Certification is only granted when the measurable behavior approximately coincide with the legal and medical standards for establishing informed consent. The system is capable of adapting to various medical procedures, as well as various patient attitudes and knowledge bases, while still maintaining a level of consistency throughout. In one embodiment, a minimum probability of understanding may be preset, and the training procedure will continue until the actual statistical probability of understanding is at least equal to the preset minimum.

Abstract: A computer-implemented method, including receiving a request or claim for an employee benefit via, on, or over, the Internet and/or World Wide Web, processing the request or claim for an employee benefit with a first processing device or a second processing device accessed via, on, or over, or which operates on or over, the Internet and/or World Wide Web, determining with the first processing device or with the second processing device whether the employee benefit requested in the request or claim for an employee benefit is to be provided, generating a message in response to the request or claim for an employee benefit, and transmitting the message to a communication device associated with at least one of the employee, the benefit beneficiary, an employer, and a benefit administrator, via, on, or over, the Internet and/or World Wide Web.

Abstract: It was difficult for previous health management support systems to grasp daily health condition quantitatively through using comprehensive indexes of personal health conditions, optimize advice as healthcare guidance, and show its expected effect in a favorable way. The disclosed method and system implement the following: estimating a predicted period of healthy life expectancy of each person who underwent health screening from health screening report data obtained through the health screening report data entry step, wherein healthy life expectancy prediction data is used that is prepared as basic data for predicting healthy life expectancy from a diversity of health screening report data. The predicted period of healthy life expectancy and related information for each person are displayed by display means or printed out by printing means.

Abstract: A process for tracking skilled-service rendered a patient by a provider at a treatment location including: generating, at the treatment location, at least one record of progress made toward each treatment goal identified for the patient and addressed by the provider during a session; receiving an input comprising each record of progress so generated, for storage as treatment record data at a host location. Data is stored in searchable data fields for access and retrieval upon command. Using the treatment record data and a host processor, a patient report is automatically generated for submitting to an entity selected from the group consisting of a health care facility, a health care provider, an insurer, the patient, an entity authorized to receive records of the patient, and a record-keeping entity for the provider. Each treatment goal identified is preferably based upon an evaluation of the patient's condition.

Abstract: The invention disclosed herein relates to an improved method and system for the optically scanning, storage, management, retrieval and electronic mailing of a persons medical records and identification information on a 24 hour a day basis, primarily for use in a medical emergency of other medical scenario.

Abstract: The invention provides a method for renewing a prescription for a pharmaceutical via an electronic network. A renewal request is generated for a renewal of a prior prescription. The request is transmitted to a prescriber for review and authorization. Once an authorized renewal prescription is received from the prescriber, a dispenser is notified to fill the renewal prescription.

Abstract: An Internet-based, or Web-based, customizable clinical (patients' records and care) information system (“CIS”) is provided.

Abstract: A secure music distribution system securely distributes digital products such as music, video, and/or computer software along with related media over a public telecommunications network, such as the Internet, employing a client-server architecture. The digital products are stored and controlled by a content manager computer system and are sold by separate merchant computer systems. The secure music distribution system includes a music distribution center which operates with any number of client systems and with any number of merchant systems. The music distribution center includes a content manager and at least one delivery server. The content manager maintains a media information database, a master media file system, and a transaction database. In addition, the music distribution center interfaces with a media licensing center, which in turn communicates with one or more distributed rights agent servers and the merchant servers.

Abstract: The invention aids an entity to selectively request additional data about a user to serve the needs of the entity without causing the user to have an adverse reaction. The invention helps an entity to determine the condition under which to request additional data so as to reduce the likelihood of causing the user to have an adverse reaction, e.g., terminate the interaction. One embodiment of the invention concerns customers requesting transactions with on-line merchants. More specifically, this embodiment aids merchants by detecting Internet credit card transactions that are likely to be fraudulent, and providing the merchants with mechanisms for managing a suspected transaction as it occurs to obtain additional information that can be useful to reducing the likelihood of fraud.

Abstract: The invention encompasses a method of conducting a clinical trial of a test substance from a primary site, via the internet. The internet is used in various phases of a clinical trial, including: recruiting and screening for candidates who are eligible to participate in a clinical trial of a test substance using the internet; obtaining, directly from a participant at a remote site, personal information as well as information allowing a determination of any effect(s) of the test substance on the participant after use (e.g., by evaluation forms completed and transmitted over the internet); compiling data from multiple participants.

Abstract: Mobile clinicians conduct in-home patient visits utilizing on-site diagnostic and treatment equipment, where service is enhanced by the use of portable computing and communications equipment. Initially, a mobile care entity provides a network of predesignated mobile clinicians, each having the use of a preprogrammed portable computer. Each computer is coupled to a wireless communications device, and includes local storage of patient data. Whenever the mobile care entity receives requests for medical service at a patient's premises, the entity selects a mobile clinician and dispatches him/her to the patient's premises. The clinician visits the patient's premises accompanied by an assortment of electronic diagnostic and treatment devices. To examine the patient, the doctor utilizes various diagnostic devices to prepare machine-readable reports of related aspects of the patient's condition.

Abstract: A method for reducing the lapse rate of a first insurance policy comprises the step of offering to sell a rider to said first insurance policy, said rider comprising benefit features, said benefit features configured such that the combination of said rider and said first insurance policy has a higher switching cost than the switching cost of said first insurance policy alone and said rider is constructively attached to said first insurance policy, whereby said step of offering to sell is at least in part performed by technological means. The first insurance policy may be a homeowner's policy. The rider may be a pet health insurance rider.