Abstract: A method for trip validation includes receiving signals, on a vehicle, from one of a plurality of spaced stationary beacons on a transportation route, the signals including localization data for the respective beacon. A passenger identifier is received from a mobile communication device of a passenger on the vehicle via short range communication. Encrypted transaction data is generated, based on the user identifier, localization data, and a timestamp. The encrypted transaction data is transmitted to passenger mobile communication devices which relay the data to an associated server for processing. The method allows the location of a public transportation device to be identified without the need to provide GPS localization equipment on the vehicle.

Abstract: Systems, methods and computer program products for allocation of resources based on event triggers are provided. As an example, the system receives a set of electronic guidelines outlining scheduled allocation of resources based on detection of trigger events, where the resources are transferred electronically from a source to a destination. The system parses the electronic guidelines into a set of event triggers associated with resource allocations and monitor activities associated events related to allocation resources. From the monitoring, the system identifies a triggering event in the activities that is associated with a resource allocation as defined in the electronic guidelines and transfers an allocation of the resources electronically from the source to the destination based on the triggering event.

Abstract: Method and Apparatus for access secured electronic data are disclosed. According to one aspect, an off-line access mechanism in a client machine is activated to facilitate those users on the go to access secured electronic data. When a user decides to be away from a network premises or on a business trip, an off-line access request may be generated by the off-line access mechanism and forwarded to a server. In response, the server may grant the off-line access request to the user as well as the client machine from which the user will access the secured electronic data off-line. Depending on implementation, the AC may provide amended or tentative access rules, access privileges or user keys that will automatically expire when a predetermined time ends or become invalid the next time the client machine is connected to the server.

Abstract: A third-party server exposes a first set of data from a content based website. Access to a second set of data requires that a token be assigned to a specific web browser and corresponding to a specific subset of protected data, the token containing no information that can be used to gain access to other protected data.

Abstract: A deep link can have a name of a mobile app and a network address of a device on which an instance of the app is running. Deep links can be stored in a blockchain, along with related data, like the location of the device running the app. The deep links in the blockchain can be analyzed to make a social network graph. A node in the graph is a network address of a mobile device running a mobile app. An edge between 2 nodes is a mobile app, which had 2 instances of the app interacting, where each instance runs on one of the nodes. The edge could be directed, going from the first earlier instance to the second instance. A blockchain can be used by a mobile app to write a deep link referring to itself. The app instance is looking to interact with other instances of the app. Another device scans the blockchain to get the deep link. It makes an instance of the app that interacts with the instance that wrote the deep link to the blockchain.

Abstract: A method and apparatus for conducting a commercial transaction over the Internet or other network connection are provided. Random numbers, which are unique for each user session, are pre-loaded onto a handheld, portable device, or token The random numbers are generated by external systems and delivered to the token for storage an internal memory and to a database accessible by an authentication system. The random numbers are dispensed by the token to a user by pressing a button on the token or otherwise signaling the token. A dispensed number is cross referenced, by the authentication system, to the database. The dispensed number authenticates the user or transaction.

Abstract: Disclosed herein are an NFC terminal and a method of operating an NFC terminal. The NFC terminal includes an NFC unit and a payment unit. The NFC unit communicates with an external payment processing server. The payment unit pays for loaded money data while communicating with the payment processing server.

Abstract: Methods, systems, and engines are presented for synchronizing contents of removable storage devices with a multimedia network. In one implementation, a change in status of a connection between a removable storage device and a multimedia network is detected. A network inventory list of recordings is updated, triggered by the change in connection status. A change in the recording content, associated metadata, or digital rights of a recording may also trigger an update of the network inventory list. A network scheduler can use the updated network inventory list to accurately reflect those recordings actually available to the multimedia network for playback and recording, or available to an unauthorized user for purchase, including the recordings on removable storage devices.

Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier. The payment processing system receives a communication from a hands-free payment application on a user computing device, the communication comprising a transaction token, an identification of a user account, and the beacon identifier received by the user computing device via a wireless communication from a device associated with the merchant system and transmits the transaction token to the merchant system computing device.

Abstract: A user inspects at least one indicator of an event. The user enables a token corresponding to an account of an aggregating entity to be received by a transaction entity and identifies at least one type of event of interest to be reported by the transaction entity to the aggregating entity. The user obtains and inspects at least one indicator from the account of the aggregating entity, where each obtained indicator is adapted to be created by the aggregating entity based upon an event message received from the transaction entity. The event message comprises the token, which is adapted to be used by the aggregating entity to identify the account and the event message corresponds to an occurrence of an event of at least one type of event of interest to be reported by the transaction entity to the aggregating entity.

Abstract: A method for secure transactions on a mobile handset or tablet equipped with a touch screen controlled by a secure processor such as a master secure element or Trusted Execution Environment having gesture recognition capabilities. Since the touch screen is fully controlled by the secure processor, the user can securely enter the transaction amount using gestures to validate the transaction.

Abstract: Example apparatus and methods facilitate providing an incremental future-proof license to a master stream of content. The master stream may be related to different instances of content (e.g., different versions) for which there is a unified content representation. A request for content available through the master stream may be received from a licensee. The request may include an explicit indication of which stream of frames is to be accessed or may include implicit information from which a stream of frames may be selected. The selected stream may be changed midstream in response to changing conditions (e.g., bandwidth), events (e.g., gesture), devices (e.g., licensee accesses different device) or explicit requests. As the available streams of frames associated with the content changes, the changes may be mapped to the master stream and made available to the licensee. The licensee may pay an incremental license fee for access to updated content.

Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.

Abstract: A system and method for managing digital rights includes receiving a Universal Resource Identifier (URI). The URI is used to identify a location for a user selected digital media item. The digital media item is to be played in a local area network (LAN). The selected digital media item is retrieved from a content server over a network connection. If the selected digital media item is encrypted, a license to decrypt the selected media item is obtained. Access to the license is based on a plurality of access rules, which are based on the terms of the license. The plurality of access rules may also include personal owner rules. If a request for the license adheres to the access rules, the license is received via a secure out of band transfer and the selected digital media item is decrypted for playback via one or more media rendering devices.

Abstract: An audio object (AOB) for which corresponding rights management information (RMI) has been generated by a license management apparatus, and an AOB for which RMI does not exist are written into a recording medium for use in an SDMI system which includes the license management apparatus. Each AOB is put in correspondence with a migration permission flag (MPF). When the corresponding AOB is the AOB for which RMI does not exist, the relevant MPF is set to on so as to show that a migration procedure is permitted. When the corresponding AOB is the AOB for which RMI has been generated by the license management apparatus, the relevant MPF is set to off so as to show that a migration procedure is not permitted.

Abstract: The invention creates a data carrier, in particular chip card, in particular smart card, having a device for generating one-time passwords and having a display for displaying generated one-time passwords. Preferably the data carrier is a Eurocheque card or credit card with the integrated function of an electronic purse (cash card function) and the generated one-time password is a transaction number (TAN) for acknowledging a secure electronic payment transaction.

Abstract: Methods, systems, and machine-readable media are disclosed for handling information related to a financial transaction including utilizing dynamic cryptograms. According to one embodiment, a method of processing a financial transaction related to a financial account can comprise detecting initiation of the transaction with a device used as a presentation instrument in the transaction. A Dynamic Transaction Cryptogram (DTC) and a dynamic PAN can be generated at the device. The DTC can be used to authenticate the transaction and the dynamic PAN can comprise an encrypted form of a real PAN of the financial account that is valid for a single transaction. The DTC and the dynamic PAN can be provided by the device for use in the transaction.

Abstract: The invention relates to an electronic method for approving a transaction, to a corresponding transaction system, to a transaction application for carrying out the method, to a mobile terminal having such a transaction application, and to a payment system comprising the transaction system in order to execute the transaction. In this manner, an electronic method is made available that is easy to handle and that can be used to approve a transaction within the scope of a business transaction between buyers and sellers, that can be used virtually without limitations in terms of location, that requires a minimum of already available technical infrastructure, and that is nevertheless secure for all parties involved. For this purpose, the mobile terminal has to have a display element, it has to be suitable to establish a wireless data connection with the transaction server, and it has to have application and e-mail capabilities.

Abstract: Generally described, the present disclosure relates to communications and more particularly, to a system providing relevant services to transient devices in wireless networks and methods thereof. In one illustrative embodiment, a Unified Communications and Collaboration (UCC) client on a device can be synchronized with a network so that the device can appear as a local entity. The UCC client can facilitate exchange of data to ease the integration of the device into the local environment. After being synchronized, the UCC client can seek out available assistance from the local network and provide it to the user. Typically, the data retrieved from the local network pertains to the current location. The local network can be used to provide wireless service to mobile devices in order to remove them from their carrier network, including providing a local breakout via a Private Branch Exchange (PBX).

Abstract: Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.