Abstract: An integrated hangtag production system with an order analysis program for receiving an electronic order file from a customer and outputting an analyzed customer data file in which the order analysis program generates a first plurality of documents from the electronic order file which are useful for evaluating the integrity of the customer order; and a hangtag automation program for receiving the analyzed customer data file in which the hangtag automation program file generates a second plurality of documents from analyzed customer data file which are useful for coordinating the production of hangtags ordered by the customer.

Abstract: A computer-based system is disclosed for reducing risk, including market risk, for a given portfolio, by examining the expected risk, pricing it, and transferring some or all of it in exchange for consideration, which can be either cash, other property or part of the opportunity cost forgone in connection with or an assignment of part of the portfolio.

Abstract: A method and system for preventing counterfeiting of an item, include an interrogatable tag attached to the item. The item includes visible indicia for comparison with secret, non-duplicable information stored in the tag designating authenticity.

Abstract: A method and system as presented by which valuable documents such as checks, deeds, driver's licenses, and other types of valuable documents can be imprinted with encoded symbols by a printer whereupon multiple assemblages of data can be imprinted on the valued document which is then susceptible to readout by a document reader which will automatically authenticate and verify the originator or the document and its authenticity and obviate any attempts for fraudulent alteration.

Abstract: In one aspect, a method for activating, installing, and regulating use of a licensed product is disclosed. A customer licenses or buys a licensed product from a distributor. The distributor registers information describing the customer, the licensed product, and other information about the transaction at a database maintained by the licensor, manufacturer, or developer of the licensed product. The licensor communicates information describing the transaction to the customer, and the distributor ships media containing the licensed product to the customer. The customer connects to the database through a server and requests the licensed product to be activated, providing the information that describes the transaction in its request. In response, the server of the licensor generates encrypted key information that uniquely identifies the customer, the licensed product, and a license level or other information about the maximum permitted extent of use of the licensed product.

Abstract: A method for financing a supply of goods (a supply chain) from a supplier to a buyer in which the buyer has a lower cost of funds than the supplier. According to the method, the buyer generates a purchase order for the goods which is forwarded to the supplier who in turn ships the goods to the buyer. The supplier sends an invoice to the buyer which stores the invoice data in a database. The financing institution electronically accesses the database to retrieve the daily invoices. The financial institution then calculates the financing applicable to the shipped good and forwards a payment to the supplier. Upon maturity of the financing, the buyer settles with the financial institution by remitting the gross proceeds.

Abstract: A method and system for interaction with a community of individuals, relating to compliance with a treatment regimen. Individuals interact with a protocol or intelligent message to provide assistance in all aspects of treatment regimen compliance, data collection, supply, review and modification.

Abstract: The invention provides techniques for implementing secure transactions using an instrument referred to as "executable digital cash." In an illustrative embodiment, a first user generates a piece of digital cash representing an offer made by that user. The piece of digital cash includes a digital certificate authorizing the first user to make specified transfers, and an offer program characterizing the offer. The piece of digital cash is broadcast or otherwise transmitted to one or more additional users, utilizing a mobile agent or other suitable mechanism, such that a given one of these users can evaluate the offer using the offer program. For example, a second user could execute the offer program with a specific bid as an input to determine what that user would receive upon acceptance of his bid.