Patents Examined by Cristina Owen Sherr
  • Patent number: 10521782
    Abstract: A system for and method of performing a transaction between a consumer (105) and a business entity (110). The method comprising the acts of priding transaction data from a submitter (105) to a transaction facilitator (120), generating a token (130) that identifies the transaction data, storing the transaction data and the token at the transaction facilitator (120), providing the token to the submitter (105), returning the token (130) to the transaction facilitator, obtaining the stored transaction data identified by the token, and using at least a portion of the obtained transaction data to implement the transaction.
    Type: Grant
    Filed: April 12, 2001
    Date of Patent: December 31, 2019
    Inventors: Kevin Gilbert, Scott R. Statland, Susan M. Kelling, Ian A. Lumsden, Chuck J. Bram
  • Patent number: 10360545
    Abstract: Method and Apparatus for access secured electronic data are disclosed. According to one aspect, an off-line access mechanism in a client machine is activated to facilitate those users on the go to access secured electronic data. When a user decides to be away from a network premises or on a business trip, an off-line access request may be generated by the off-line access mechanism and forwarded to a server. In response, the server may grant the off-line access request to the user as well as the client machine from which the user will access the secured electronic data off-line. Depending on implementation, the AC may provide amended or tentative access rules, access privileges or user keys that will automatically expire when a predetermined time ends or become invalid the next time the client machine is connected to the server.
    Type: Grant
    Filed: February 12, 2002
    Date of Patent: July 23, 2019
    Assignee: Guardian Data Storage, LLC
    Inventors: Chang-Ping Lee, Denis Jacques Paul Garcia, Hal Hildebrand, Klimenty Vainstein
  • Patent number: 10296903
    Abstract: A method and apparatus for conducting a commercial transaction over the Internet or other network connection are provided. Random numbers, which are unique for each user session, are pre-loaded onto a handheld, portable device, or token The random numbers are generated by external systems and delivered to the token for storage an internal memory and to a database accessible by an authentication system. The random numbers are dispensed by the token to a user by pressing a button on the token or otherwise signaling the token. A dispensed number is cross referenced, by the authentication system, to the database. The dispensed number authenticates the user or transaction.
    Type: Grant
    Filed: October 8, 2009
    Date of Patent: May 21, 2019
    Inventors: Michael A. Keresman, III, Andrew J. Hartridge, Chandra A. Balasubramanian
  • Patent number: 10204338
    Abstract: Methods, systems, and engines are presented for synchronizing contents of removable storage devices with a multimedia network. In one implementation, a change in status of a connection between a removable storage device and a multimedia network is detected. A network inventory list of recordings is updated, triggered by the change in connection status. A change in the recording content, associated metadata, or digital rights of a recording may also trigger an update of the network inventory list. A network scheduler can use the updated network inventory list to accurately reflect those recordings actually available to the multimedia network for playback and recording, or available to an unauthorized user for purchase, including the recordings on removable storage devices.
    Type: Grant
    Filed: November 24, 2004
    Date of Patent: February 12, 2019
    Assignee: Microsoft Technology Licensing, LLC
    Inventor: Victor S. Lee
  • Patent number: 10152706
    Abstract: A mobile device includes a wireless transceiver, a host processor, a secure element (SE), and a near field communication (NFC) system having an NFC transceiver and an NFC controller implementing a contactless front end. The contactless front end routes a near field communication related to a payment transaction between the NFC system and the SE without going to or from the host processor. The contactless front end routes a near field communication not related to a payment transaction, but requiring a security function, between the NFC system and the SE without going to or from the host processor. The contactless front end routes a near field communication not related to a payment transaction, and not requiring a security function, between the NFC system and host processor without going to or from the SE.
    Type: Grant
    Filed: March 11, 2013
    Date of Patent: December 11, 2018
    Assignee: Cellco Partnership
    Inventors: Manuel Enrique Caceres, Yuk Lun Li, Mohammad Ashfaq Kamal
  • Patent number: 10089620
    Abstract: An audio object (AOB) for which corresponding rights management information (RMI) has been generated by a license management apparatus, and an AOB for which RMI does not exist are written into a recording medium for use in an SDMI system which includes the license management apparatus. Each AOB is put in correspondence with a migration permission flag (MPF). When the corresponding AOB is the AOB for which RMI does not exist, the relevant MPF is set to on so as to show that a migration procedure is permitted. When the corresponding AOB is the AOB for which RMI has been generated by the license management apparatus, the relevant MPF is set to off so as to show that a migration procedure is not permitted.
    Type: Grant
    Filed: May 30, 2001
    Date of Patent: October 2, 2018
    Assignee: Panasonic Intellectual Property Management Co., Ltd.
    Inventors: Hideki Matsushima, Shunji Harada, Yasushi Uesaka, Teruto Hirota, Masayuki Kozuka, Masataka Nikaido
  • Patent number: 10089621
    Abstract: The invention creates a data carrier, in particular chip card, in particular smart card, having a device for generating one-time passwords and having a display for displaying generated one-time passwords. Preferably the data carrier is a Eurocheque card or credit card with the integrated function of an electronic purse (cash card function) and the generated one-time password is a transaction number (TAN) for acknowledging a secure electronic payment transaction.
    Type: Grant
    Filed: April 5, 2005
    Date of Patent: October 2, 2018
    Inventors: Hans Graf, Eike Thomas Bode, Werner Strobl
  • Patent number: 10037524
    Abstract: Methods, systems, and machine-readable media are disclosed for handling information related to a financial transaction including utilizing dynamic cryptograms. According to one embodiment, a method of processing a financial transaction related to a financial account can comprise detecting initiation of the transaction with a device used as a presentation instrument in the transaction. A Dynamic Transaction Cryptogram (DTC) and a dynamic PAN can be generated at the device. The DTC can be used to authenticate the transaction and the dynamic PAN can comprise an encrypted form of a real PAN of the financial account that is valid for a single transaction. The DTC and the dynamic PAN can be provided by the device for use in the transaction.
    Type: Grant
    Filed: January 22, 2009
    Date of Patent: July 31, 2018
    Assignee: First Data Corporation
    Inventors: Vijay K Royyuru, Robert P Klotz
  • Patent number: 9928508
    Abstract: Systems and methods for providing access to an information account stored in a central data repository. The information account is associated with a consumer and is subject to the consumer's control and management. Consumer authentication information is input by the consumer in connection with a first request for access to the information account via a first web-site. Responsive to authentication of the consumer, a single sign-on feature may be activated for automatically managing subsequent authentications of the consumer so that the consumer will not be required to again input the consumer authentication information upon initiating a second request for access to the information account while interacting with a subsequent web-site that is configured to provide access to the information account upon authentication of the consumer. The single sign-on function may be deactivated upon the occurrence of a terminating event, such as the expiration of a time-out interval.
    Type: Grant
    Filed: January 6, 2006
    Date of Patent: March 27, 2018
    Inventors: Nick Steele, Stan Hawkins, Joe Maranville, Andrew Bradnan
  • Patent number: 8938400
    Abstract: An apparatus, system, and method are disclosed for checking the health of encryption key managers (EKM). An identification module identifies an EKM of a plurality of EKMs. A communication module establishes communication with the EKM. A request module requests an encryption key from the EKM. A verification module verifies that there is a valid encryption key path to the EKM. In one embodiment, the verification module validates that the EKM can exchange encryption keys with a tape drive. The verification module may also validate that the EKM can certify the authenticity of a tape drive.
    Type: Grant
    Filed: December 20, 2006
    Date of Patent: January 20, 2015
    Assignee: International Business Machines Corporation
    Inventors: Daniel Charles Estelle, Scott W. Griffith, Noah J. Sellars
  • Patent number: 8880432
    Abstract: A system and method of using Electronic Funds Transfer (EFT) to complete payment for goods and services. An example method of operating a transaction terminal includes identifying items selected by a customer for purchase, determining a required payment amount for the items, obtaining identification information from the customer, obtaining contact information and payment information, including bank account information and bank routing number information, from a customer profile associated with the identification information, creating a check image, sending a request for payment message providing access to the check image and the payment information to a mobile communication device of the customer using the contact information in the customer profile, and receiving a reply message from the mobile communication device authorizing payment for the items via electronic funds transfer and including a 2D barcode containing the check image and the payment information.
    Type: Grant
    Filed: May 30, 2012
    Date of Patent: November 4, 2014
    Assignee: NCR Corporation
    Inventor: Donald A. Collins, Jr.
  • Patent number: 8831995
    Abstract: An optimized server for streamed applications provides a streamed application server optimized to provide efficient delivery of streamed applications to client systems across a computer network such as the Internet. The server persistently stores streamed application program sets that contain streamed application file pages. Client systems request streamed application file pages from the server using a unique set of numbers common among all servers that store the particular streamed application file pages. A license server offloads the streamed application server by performing client access privilege validations. Commonly accessed streamed application file pages are stored in a cache on the streamed application server which attempts to retrieve requested streamed application file pages from the cache before retrieving them from persistent storage. Requested streamed application file pages are compressed before being sent to a client as well as those stored in the cache.
    Type: Grant
    Filed: November 6, 2001
    Date of Patent: September 9, 2014
    Assignee: Numecent Holdings, Inc.
    Inventors: Anne Marie Holler, Lacky Vasant Shah, Sameer Panwar, Amit Patel
  • Patent number: 8812398
    Abstract: A user sets up an account including radio identification, billing information, etc. via a web-based account creation device, or over the telephone with an account representative. An activation key is provided to the user that identifies the radio device and the users account. An activation screen is displayed to a user at the start of wireless activities. The activation screen requires the activation key before continuing with wireless services. Since the key identifies both the radio and user's account (which was approved prior to provision of the activation key), rejection traffic is eliminated and non-active account traffic is significantly reduced.
    Type: Grant
    Filed: December 27, 2006
    Date of Patent: August 19, 2014
    Assignee: QUALCOMM Incorporated
    Inventors: Brian Gerald Kuhn, Craig S. Skinner
  • Patent number: 8744867
    Abstract: The invention discloses a method by which the health care professional or patient may draw upon historical medical data concerning patients similarly situated in medical condition, to assist him/her in deciding on a clinical intervention procedure to select. This method is specifically tailored to the patient, as data is provided and evaluated from only similarly situated patients, and provides an expectation of potential outcome of the patient should one or the other of the options be selected. The invention further provides a database that may be used in order to provide this comparison based evaluation method. A computer based software system is further disclosed that implements the method. The invention more speiocifically provides a method by which a post-coronary event patient may make an informed decision of which post-coronary revascularization procedure to undergo in the future management of his disease.
    Type: Grant
    Filed: June 7, 2002
    Date of Patent: June 3, 2014
    Assignee: Health Outcomes Sciences, LLC
    Inventor: John Spertus
  • Patent number: 8700448
    Abstract: Means and a computerized method for recommending items such as books and audio compact disks. For each item, a user profile includes ratings provided by users of the system. Unlike present recommendation systems, the user profiles do not include pre-computed similarity factors measuring similarity between users. Rather, when an advisee requests a recommendation, similarity measures are computed comparing the advisee to other users, and the similarity measures are associated with the other users. A subset of the users is selected, where the subset includes the users most similar to the advisee. A recommendation is made based on the ratings by the members of the selected subset.
    Type: Grant
    Filed: December 5, 2001
    Date of Patent: April 15, 2014
    Assignee: International Business Machines Corporation
    Inventors: Ralf Bertram, Gerhard Schrimpf, Hermann Stamm-Wilbrandt
  • Patent number: 8694327
    Abstract: An electronic warranty unit and method. In one embodiment the electronic warranty unit includes a programmable electronic memory unit configured for removable insertion into a device and an electronic warranty stored on the electronic memory unit. A method for electronically warranting a device includes removably attaching an electronic warranty unit, capable of storing an electronic warranty for the device, to the device or removably inserting the electronic warranty unit into the device.
    Type: Grant
    Filed: August 29, 2002
    Date of Patent: April 8, 2014
    Assignee: Hewlett-Packard Development Company, L.P.
    Inventors: Ryan Henry Kolodziej, Frederick D. Reynolds
  • Patent number: 8538887
    Abstract: In a content delivery system, delivery of content and charging the fee of the content are performed and managed in a highly secure and effective fashion. If a content-purchasing request is transmitted from a user device to a shop server, a charging process is performed. A user device authentication server, which manages content delivery, converts an encrypted content key KpDAS(Kc) encrypted using a public key of the user device authentication server (DAS) into an encrypted content key KpDEV(Kc) encrypted using a public key KpDEV of the user device. If the charging process is successfully completed, the shop server transmits, to the user device, the encrypted content key KpDEV(Kc).
    Type: Grant
    Filed: October 31, 2001
    Date of Patent: September 17, 2013
    Assignee: Sony Computer Entertainment Inc.
    Inventors: Kenji Yoshino, Yoshihito Ishibashi, Toru Akishita, Taizo Shirai, Makoto Oka, Masaharu Yoshimori
  • Patent number: 8527421
    Abstract: The present invention includes a virtual customer database system for delivering personalized services to a consumer operating a communication device. The virtual customer database system includes an administrator and a distributed database. The distributed database may be selectively loaded by the administrator with customer related information extracted from participating businesses. The distributed database includes secure databases associated with each participating business and a public participant database. The administrator may process push and pull service requests by selectively querying the distributed database. Sensitive customer specific information may remain with each corresponding participating business while responses to the requests may include personalized customer specific information provided via a common interface standard.
    Type: Grant
    Filed: December 3, 2008
    Date of Patent: September 3, 2013
    Assignee: Accenture Global Services Limited
    Inventors: Michael L. Gailey, Eric A. Portman, Michael J. Burgiss
  • Patent number: 8510226
    Abstract: A licensing system is disclosed for performing synchronous encryption with a client over an IP-compliant network. In disclosed embodiments, the system includes a licensing agent configured to pass a data structure unencrypted in an initial communication between the licensing agent/client pair and pass a first key to said client responsive to an initial communication. The licensing agent then receives the data structure from the client having designated fields encrypted according to the first key. The licensing agent then sends a second key to the client for use in subsequent communications.
    Type: Grant
    Filed: January 10, 2007
    Date of Patent: August 13, 2013
    Assignee: GraphOn Corporation
    Inventors: Christopher D. Coley, Ralph E. Wesinger
  • Patent number: 8504480
    Abstract: A method and system for authenticating applications. The system includes a plurality of portable electronic devices, at least one process organizer, at least one module developer, at least one task performer and a workflow server. The process organizer generates an application. The process organizer can request modules from module developers that are incorporated into the application. Alternatively, the process organizer makes an agreement with a task performer to perform tasks to complete the application. The application is transmitted to the workflow server, which includes an online marketplace for displaying and selling the applications. A user purchases the application through the store. A routing module generates a signature and compares the signature to application, module or document metadata and a secret to determine consistency of the data before the application, module or document is routed.
    Type: Grant
    Filed: February 3, 2011
    Date of Patent: August 6, 2013
    Assignee: Ricoh Co., Ltd
    Inventor: Kurt W. Piersol