Abstract: Material is removed from a panel (10) in the region surrounding an undesired opening (12) caused by damage or incorrect forming or wear of a fastener hole. The resulting prepared opening (21) has a bearing load transmitting sidewall surface that is substantially perpendicular to the outer surface (11) of the panel (10) and tapers slightly in an inward direction relative to the surface (11). The prepared opening (21) may extend all the way through the panel (10) or only part way through. A prefabricated insert (22) is positioned in the prepared opening (21) and bonded to the load transmitting surface. The bonding may be accomplished by applying an adhesive or using a fusing procedure. The insert (22) may have a constant angle of taper, preferably about two degrees, or may be concavely curved in the direction of taper. The insert (22) may be trimmed prior to and/or following the bonding procedure. A new fastener hole may be drilled through the bonded insert (22).