Abstract: A system and method for card control includes a card control computing system configured to enforce a card control rule based upon transactions made with a payment card. The card control computing system includes a memory unit configured to store information associated with a card control dashboard, and a processing unit configured to cause presentation of the card control dashboard via a display associated with a remote computing device, such that the card control dashboard is associated with the payment card and the card control rule. The card control dashboard includes a user interface. The processing unit is further configured to receive an input via the user interface to activate or deactivate one or more features associated with the card control rule, and trigger the card control rule based upon the one or more features that are activated or deactivated.

Abstract: A method for processing transaction data, implemented by a communications terminal having a touch screen. The method includes: detecting a necessity of entering a piece of personal identification data; transmitting to a card reader connected to the communications terminal a request for supporting a display of a virtual keypad, the request comprising a piece of data representing a passage of the communications terminal from a “master” mode to a “slave” mode of operation, the slave mode leading to implementation of the method for processing transaction data under the exclusive control of the card reader; of entry, by the user on the virtual keypad, of the piece of personal identification data; and receiving, from the card reader, the piece of personal identification data.

Abstract: Digital or “smart” contracts execute in a blockchain environment. Any entity (whether public or private) may specify a digital contract via a contract identifier in a blockchain. Because there may be many digital contracts offered as services, the contract identifier uniquely identifies a particular digital contract offered by a vendor or supplier. The blockchain is thus not burdened with the programming code that is required to execute the digital contract. The blockchain need only include or specify the contract identifier (and perhaps one or more contractual parameters), thus greatly simplifying the blockchain and reducing its size (in bytes) and processing requirements.

Abstract: A base key that is stored at a mobile device may be received. A first dynamic key that is based on the base key may be generated. First transaction data corresponding to a first transaction associated with the mobile device may be received. Furthermore, the first dynamic key may be updated to generate a second dynamic key based on a combination of the first dynamic key and the first transaction data corresponding to the first transaction. Authentication of a second transaction associated with the mobile device may be requested based on the second dynamic key.

Abstract: Techniques for providing a localized blockchain that uses a mesh network to facilitate transactions for a localized event are provided. An electronic device can receive data from a localized mesh network to establish the device as a node on the localized mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an initial amount of localized cryptocurrency tokens from a total amount of localized cryptocurrency tokens. The total amount of localized cryptocurrency tokens can be previously mined by a central authority of the localized mesh network. The established node can conduct transactions within the localized mesh network utilizing the localized cryptocurrency tokens. The established node can receive a portion of a cryptocurrency token for transmitting transactional data to a next nearest node on the localized mesh network to help facilitate a transaction involving other nodes on the network.

Abstract: A method of authorizing a debit transaction involves a server receiving from a debit terminal an authorization request message requesting authorization for a debit transaction initiated from the debit terminal. The authorization request message includes a payment credential, a cryptogram and authorization data. The server authorizes the debit transaction without receiving confirmation of authenticity of an identity of an operator of the debit terminal. The server authorizes the debit transaction by confirming that the cryptogram was generated from the payment credential and the authorization data; determining from a database an account number and a default payment amount that is associated with the payment credential in the database, and debiting a financial account associated with the account number by a debit amount equal to the default payment amount. The server transmits to the terminal an authorization response message that authorizes the terminal to release funds in the debit amount.

Abstract: Multiple portions of information for a product are hashed to produce unique hash values during a journey of the product from production to purchase by a consumer. The hash values and information are stored in a cryptographic cooperatively shared product data structure. The hash values are subsequently submitted as product or portions of product searches to the cryptographic cooperatively shared product data structures and results are obtained for products associated with the portions of the information. The results are provided to services to drive proactive actions with respect to the product or other products related to any of the portions of information.

Abstract: A proof-of-payment system may receive a payment confirmation including a transaction amount and a merchant identifier. The system may select a record from a registration repository by matching the merchant identifier to the record. The record may have a public key associated with the merchant identifier via a registration process, for example. The system may also generate a proof-of-payment payload comprising an identifier and a payment amount, and encrypt the proof-of-payment payload using the public key. The system may write the encrypted proof-of-payment payload to a blockchain maintained on a first blockchain node.

Abstract: Methods, systems, and apparatuses for facilitating multi-tiered digital wallet security are described herein. In some arrangements, a computing platform configured to operate within one or more decentralized peer-to-peer (P2P) networks may provide a digital wallet interface to a user computing device. Through the digital wallet interface, a user of the user computing device may be able to partition digital currency holdings into one or more differentiated storage compartments or tiers. Each of the one or more compartments may be password secured and may only permit access to the amount of digital currency holdings specified by the user. The user of the user computing device may enter a password corresponding to a compartment and the computing platform may provide access to the compartment based on the provided password. E.g., successive tiers may provide successively more limited (or enhanced) access to available funds, permissions, and the like.

Abstract: Systems, methods, and devices for integrating a first party service into a second party computer application are disclosed. In one embodiment, in a financial institution comprising at least one computer processor, a method for integrating a financial services payment service into a merchant computer application may include (1) receiving customer electronic device information from a customer electronic device using a first communication channel; (2) transmitting a passcode to the customer electronic device using a second communication channel; (3) receiving the passcode from the customer electronic device over the first communication channel; (4) sending a session identifier to electronic device over first communication channel; (5) receiving the session identifier from a merchant host; and (6) sending an authentication value to a merchant host. The merchant host may provide the authentication value to the customer electronic device.

Abstract: An image forming apparatus that is capable of communicating with a license management server configured to generate a license and that validates an application corresponding to the license by applying the license determines whether current timing has exceeded timing set in the applied license, requests, in response to determining that current timing has exceeded timing set in the applied license, a new license for the application from the license management server, applies the acquired new license, adds, in a case where the new license is not yet applied and the applied license has expired, the application to a screen for receiving an instruction for renewing the license from a user, and requests, apart from requesting the new license in response to a result of the determination, the new license in response to an instruction for renewing the license being received via the screen.

Abstract: A method for implementing blockchain-based transactions comprises: determining a transaction amount to be remitted from a blockchain account of a remitter into a blockchain account of a receiver, wherein the blockchain account of the remitter records a homomorphic encryption ciphertext of the remitter's balance, the blockchain account of the receiver records a homomorphic encryption ciphertext of the receiver's balance; generating a homomorphic encryption ciphertext of the transaction amount with respect to the remitter and a homomorphic encryption ciphertext of the transaction amount with respect to the receiver; and submitting to the blockchain a transaction for the homomorphic encryption ciphertext of the transaction amount with respect to the remitter to be subtracted from the homomorphic encryption ciphertext of the remitter's balance and for the homomorphic encryption ciphertext of the transaction amount with respect to the receiver to be added to the homomorphic encryption ciphertext of the receiver's

Abstract: An updated application is delivered to an appropriate delivery destination. A delivery management server receives, from an information processing device, application identification information for identifying the application and key information on the application. The received application identification information and key information are transmitted to a license management server and destination information indicative of the destination of the application is received from the license management server. The updated application is delivered to the specific delivery destination by managing the destination information in association with the application identification information and information for identifying the information processing device.

Abstract: A method, system and apparatus for inter-parties network computing. A policy management method can include establishing a set of policy terms for receiving content from a content provider based upon preferences selected by a content recipient externally to the content recipient and content provider. The method further can include enforcing the policy terms externally to the content recipient and content provider for content provided by the content provider for receipt by the content recipient. Notably, the establishing step can include mapping the selected preferences to the set of policy terms. The establishing step also can include exposing an interface to the content recipient, and accepting the selected preferences through the interface.

Abstract: A decentralized system is provided for using smart contracts executed on a side-blockchain network for performing token management by limiting token withdrawals from restricted wallets until an owner of the restricted wallet has met specified criteria and by permitting recapture of tokens from restricted wallets when the owner of the restricted wallet fails to meet the specified criteria within a specified time limit.

Abstract: A method for implementing blockchain-based transactions comprises: determining a transaction amount to be remitted from a blockchain account of a remitter into a blockchain account of a receiver, wherein the blockchain account of the remitter records a homomorphic encryption ciphertext of the remitter's balance, the blockchain account of the receiver records a homomorphic encryption ciphertext of the receiver's balance; generating a homomorphic encryption ciphertext of the transaction amount with respect to the remitter and a homomorphic encryption ciphertext of the transaction amount with respect to the receiver; and submitting to the blockchain a transaction for the homomorphic encryption ciphertext of the transaction amount with respect to the remitter to be subtracted from the homomorphic encryption ciphertext of the remitter's balance and for the homomorphic encryption ciphertext of the transaction amount with respect to the receiver to be added to the homomorphic encryption ciphertext of the receiver's

Abstract: An asset transfer request to transfer an asset to a blockchain member associated with a blockchain is detected, where the asset is of a specified asset type and is issued by a specified anchor in the blockchain. Whether there is a maximum trusted asset limit configured by the blockchain member for the specified anchor and that corresponds to the specified asset type is determined. If it is determined that the maximum trusted asset limit is not configured, application of the asset transfer request to the asset is prohibited. However, if it is determined that the maximum trusted asset limit is configured, whether the maximum trusted asset limit is exceeded is determined. If it is determined that the maximum trusted asset limit is not exceeded, the asset transfer request is applied to the asset.

Abstract: A method and system for securely processing and managing electronic transactions using one or more electronic currencies.

Abstract: Technologies for emulating payment transaction messaging for electronic payment transaction include a transaction management controller for receiving a transaction amount for a payment transaction from a business management engine and simulated payment card data for the payment transaction from a point of interaction emulator. The transaction management controller inserts the transaction amount and the payment card data into a test payment authorization request message, which is transmitted to a null host. A payment authorization response message is received from the null host and transmitted by the transaction management controller the business management engine. Other embodiments are described and claimed.

Abstract: Digital or “smart” contracts execute in a blockchain environment. Any entity (whether public or private) may specify a digital contract via a contract identifier in a blockchain. Because there may be many digital contracts offered as virtual services, the contract identifier uniquely identifies a particular digital contract offered by a virtual machine, vendor or supplier. The blockchain is thus not burdened with the programming code that is required to execute the digital contract. The blockchain need only include or specify the contract identifier (and perhaps one or more contractual parameters), thus greatly simplifying the blockchain and reducing its size (in bytes) and processing requirements.