Patents Examined by Elal Colbert
  • Methods and systems of predicting mortgage payment risk
    Patent number: 7966256
    Abstract: A method for detecting a risk of payment default comprises receiving mortgage data associated with a mortgage application, the mortgage application associated with an applicant, determining a first score for the mortgage data based at least partly on one or more models that are based on data from a plurality of historical mortgage transactions and based on historical credit information related to the applicant, and generating data indicative of a risk of payment default based at least partly on the first score.
    Type: Grant
    Filed: October 6, 2008
    Date of Patent: June 21, 2011
    Assignee: Corelogic Information Solutions, Inc.
    Inventors: Yuansong Liao, Rui Yan