Abstract: Systems and methods consistent with the present invention manage a credit card having an adjustable credit limit. The system determines whether the credit limit is likely to be reached by possible transactions made by the customer when using the account. The system adjusts the credit limit when it is determined that the credit limit is likely to be reached. The adjusted credit limit is analyzed to determine whether it satisfies predefined credit limit amount criteria associated with the account. The system then revises the adjusted credit limit, as necessary, such that the revised credit limit satisfies the predetermined credit criteria.

Abstract: A computer system for conducting an electronic financial asset deposit auction over a computer network such as the Internet. The computer system includes a computer connected to the Internet, which performs the following functions: (1) receiving an electronic deposit application form from a prospective depositor; (2) providing such application to a deposit authorizer's computer over the computer network for approval; (3) receiving an electronic message from the deposit authorizer's computer indicating whether or not such deposit has been approved; (4) entering the deposit application into a database that is accessible to bidder/borrowers via the computer network, if the deposit is approved; and (5) maintaining the deposit application in the database for a predetermined period time during which bidder/borrowers may submit bids and the prospective depositor may accept a bid.

Abstract: A method for moderating external access to an electronic document authoring, development and distribution system can comprise the steps of: identifying a third party requesting access to the system; permitting restricted access to the third party; and, eliminating all access restrictions imposed in the permitting step when the third party registers with the system. Thus, the inventive method provides to a third party potential customer access to the electronic document authoring, development and distribution system without risking the abuse of the system by the potential customer. The inventive method can encourage the submission of third party Web assets for use by registered users of the system. Specifically, the inventive method can further comprise the steps of: accepting electronic submissions of Web assets from the third party; storing the accepted Web assets in a Web asset database; and, compensating the third party for subsequent distribution of the Web assets.