Patents Examined by George N. Proios
  • Patent number: 10878512
    Abstract: Systems and methods for using blockchain data for automated underwriting and product issuance are provided. A request is received, via a website, for a personalized quote for a product. The requestor is identified and blockchain data related to the requestor is gathered. The blockchain data includes data pertinent to the personalized quote. The personalized quote is determined based at least in part upon the gathered blockchain data. The personalized quote is then presented via the website.
    Type: Grant
    Filed: August 7, 2018
    Date of Patent: December 29, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Amjed Ratib Al-Zoubi, Meliza Carrion, Joseph George, Christopher Scott Lowe
  • Patent number: 10878406
    Abstract: Systems and methods for token and transaction management are disclosed. According to one embodiment, in an issuer wallet server comprising at least one computer processor, a method for token and transaction management may include: (1) receiving a update for an attribute for a Device WalletID or an issuer wallet application executed by an electronic device; (2) providing the update to the issuer wallet application; (3) providing the update to a third party wallet server associated with a third party wallet application executed by the electronic device, wherein the third party wallet server communicates the update to the third party wallet application; and (4) updating the attribute in the Device WalletID.
    Type: Grant
    Filed: December 14, 2018
    Date of Patent: December 29, 2020
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Tuan Dao, Howard Spector, Raghuram Vudathu, Yunchul Bryan Jeon, Rajitha Dissanayake, Sunil Mathur
  • Patent number: 10692079
    Abstract: A method for facilitating a transaction with a one-time number includes: receiving a first transaction request, wherein the first transaction request includes a plurality of data elements including at least a first data element configured to store a zero transaction amount and a second data element configured to store a primary account number; parsing the primary account number stored in the second data element included in the received first transaction request; generating a one-time value, wherein the one-time value includes a predetermined number of digits and a subset of the predetermined number of digits is a reference to the processing server; storing a data entry comprised of at least the parsed primary account number and the generated one-time value; and transmitting the generated one-time value in response to the received first transaction request.
    Type: Grant
    Filed: January 24, 2018
    Date of Patent: June 23, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Harjender Singh, Patrik Smets, Philip Wei Ping Yen