Abstract: A method, system, computer program product, and data structure for trading in which a standardized contract is traded. The contract obligates a buyer and a seller to settle the contract based on a price of the contract at a first effective date. The contract is traded through an exchange that guarantees payment to the buyer of any amount owed to the buyer from the seller as a result of the contract and that guarantees payment to the seller of any amount owed to the seller from the buyer as a result of the contract. The price of the contract is determined based on preselected notional cash flows discounted by an interest rate swap curve obtained from a preselected swap rate source.

Abstract: An adhesive band is designed for use on the nose to improve breathing through the nose. The bottom part is triangular shaped to fit the tip of the nose. The middle part is made narrow to fit over the bridge of the nose. The top part is rectangular to fit on the forehead. The application of this band to the nose in an upward pulling manner lifts the tip of the nose. This new more horizontal position of the nasal tip allows for easier nasal breathing by reducing resistence of air entering the nose. The principles of this invention have been described in this application. Variations and changes may be made by those skilled in this art without departing from the spirit of the invention.

Abstract: An improved composite cigarette comprising a core of lesser quality tobacco smoking material surrounded by an annulus of higher quality tobacco smoking material is described. The improvement resides in the provision of an increased quantity of the annulus material at the lighting end of the cigarette, so as to increase the initial flavor impact and thereby provide more uniform smoke taste characteristics along the length of the cigarette.