Patents Examined by Jagdish Patel
  • Patent number: 10121196
    Abstract: Various techniques are disclosed for offloading the processing of data packets that contain financial market data. For example, incoming data packets can be processed through an offload processor to generate a new stream of outgoing data packets that organize financial market data in a manner different than the incoming data packets. Furthermore, in an exemplary embodiment, the offloaded processing can be resident in an intelligent switch, such as an intelligent switch upstream or downstream from an electronic trading platform.
    Type: Grant
    Filed: March 15, 2013
    Date of Patent: November 6, 2018
    Assignee: IP RESERVOIR, LLC
    Inventors: Scott Parsons, David E. Taylor, Ronald S. Indeck
  • Patent number: 10068292
    Abstract: Example methods, apparatus, and computer readable storage media are described and disclosed. An example method includes receiving, by a computing device, market data related to a tradeable object. The example method includes displaying, by the computing device, a flexible price-volume indicator, the flexible price-volume indicators aligned with a specific value level in a value axis. The example method includes updating, by the computing device, a display property associated with the flexible price-volume indicator, the display property reflecting a quantity value determined based on the received market data. The example method includes displaying, by the computing device, the flexible price-volume indicator in a differentiated state based on a change in the market data.
    Type: Grant
    Filed: December 31, 2014
    Date of Patent: September 4, 2018
    Assignee: Trading Technologies International, Inc.
    Inventors: Stefani Sandow, Patrick Joseph Rooney, Scott F. Singer
  • Patent number: 10049408
    Abstract: A computer-implemented method includes receiving from a telemetric apparatus carried by a first vehicle an identity of an operator of the first vehicle and kinematic data characterizing movement and first location of the first vehicle. At least one weather condition associated with the first location is received from a source of environmental data. At least one of terrain geometry of the first location, road speed limit at the first location, vehicle-to-infrastructure (V2I) data generated by an instrument proximate the first location, and vehicle-to-vehicle (V2V) data generated by an instrument proximate the first location is received from a source of location-specific data. The data received by the first communication device is stored in a database. Data from the database is provided to at least one entity.
    Type: Grant
    Filed: April 15, 2015
    Date of Patent: August 14, 2018
    Assignee: SPEEDGAUGE, INC.
    Inventors: Christopher J. Carver, Kevin Wolsey
  • Patent number: 10037574
    Abstract: Example methods, apparatus, and computer readable storage media are described and disclosed. An example method includes receiving market data related to a tradeable object offered at an exchange, aggregating a first data subset of the market data for a first period, and aggregating a second data subset of the market data for a second period. The second period represents a period of time different from the first period. The example method includes defining a first bar based on the first data subset and a first bar-width, and defining a second bar based on the second data subset and a second bar-width. The second bar-width is related to the first bar-width based on a width-scaling factor. The example method includes displaying the first bar and the second bar in the window, wherein the first bar and the second bar are separated by a bar-spacing.
    Type: Grant
    Filed: April 28, 2015
    Date of Patent: July 31, 2018
    Assignee: Trading Technologies International, Inc.
    Inventors: Stephen P. Decker, Christopher J. Figy
  • Patent number: 10019718
    Abstract: A computing system may generate a customer interface comprising a listing of transactions of a customer and one or more user-selectable options for the customer to utilize to identify a subset of the transactions relevant to an inquiry and may communicate the customer interface to a computing device associated with the customer. The computing system may receive, from the computing device associated with the customer, data, generated by the computing device associated with the customer in response to the customer invoking the user-selectable option(s), identifying the subset of the transactions relevant to the inquiry. The computing system may generate an associate interface comprising a listing of the subset of the transactions relevant to the inquiry and omitting or obscuring one or more of the transactions that are not amongst the subset relevant to the inquiry and may communicate the associate interface to a computing device associated with an associate.
    Type: Grant
    Filed: May 12, 2015
    Date of Patent: July 10, 2018
    Assignee: Bank of America Corporation
    Inventor: Manu Kurian
  • Patent number: 10013718
    Abstract: To automatically streamline a vehicle claims process after a vehicle is damaged in a crash, crash information for the damaged vehicle may be compared to collision data to determine a total cost for repairing the damaged vehicle. A treatment facility for performing the repairs may be automatically selected from several treatment facilities, based on the capability of the treatment facility and whether the facility agrees to repair the vehicle for the determined cost. Once a treatment facility is automatically selected, the damaged vehicle may be transported to the selected treatment facility, and funds may be transmitted to the owner of the damaged vehicle to cover the cost of repair.
    Type: Grant
    Filed: February 20, 2015
    Date of Patent: July 3, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventor: William J. Leise
  • Patent number: 10007950
    Abstract: Methods, systems, and computer-readable media for integrating multiple trading platforms with a central trade processing system are presented. In some embodiments, a central trade processing computing platform may receive, from a trading engine computer system, a request for interface information. The computing platform may load trading interface data that includes product information associated with a set of one or more financial products offered via a trading interface provided by the trading engine computer system and interface layout information associated with the trading interface. The computing platform may send, to the trading engine computer system, the trading interface data. Thereafter, the computing platform may receive, from the trading engine computer system, trading information defining a set of one or more trades. The central trade processing computing platform may process the set of one or more trades and may send, to the trading engine computer system, trade results information.
    Type: Grant
    Filed: August 13, 2015
    Date of Patent: June 26, 2018
    Assignee: Bank of America Corporation
    Inventors: William A. Bridy, Valerie J. Redmond
  • Patent number: 9990629
    Abstract: The present disclosure provides internet service provider (ISP) authentication of eCommerce transactions, more particularly, a method and system of associating an ISP recognition identification (ID) with a cashless payment account. A system, method, and software product are provided for fraud prevention in the field of cashless payment account transactions. A computing device receives details of completed eCommerce payment transactions. A number of ISP recognition IDs are also received indicating merchant URLs of personal computing devices. A computing device then flags all received ISP recognition IDs for a time period surrounding the completed eCommerce payment transactions, and defines sets of flagged ISP recognition IDs. The sets of flagged ISP recognition IDs are then compared in generating candidate ISP recognition IDs (i.e., ISP subscriber lines), which are associated with each cashless payment account.
    Type: Grant
    Filed: November 20, 2013
    Date of Patent: June 5, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Justin X. Howe
  • Patent number: 9990608
    Abstract: Systems and methods for providing a virtual professionals community for conducting virtual consultations with suggested professionals includes receiving, at an electronic device, a request for data associated with a professional. A list of professionals can be transmitted to a client in response to the request. The client can select one of the professionals from the list of professionals. At a scheduled time for a virtual consultation, an appointment interface can be established between the client and professional. Prior to the virtual consultation, including immediately before the virtual consultation, a notification can be transmitted to the professional. The notification can include access to the appointment interface, and a selectable option corresponding to a professional insurance coverage for the virtual appointment. The professional insurance coverage can be based at least in part on the request and can have a coverage period corresponding to a duration of the virtual consultation.
    Type: Grant
    Filed: May 1, 2012
    Date of Patent: June 5, 2018
    Assignee: INNOVATION SPECIALISTS
    Inventors: Clinton Glen Phillips, Brenton Grant Phillips
  • Patent number: 9972011
    Abstract: Systems and methods for use in monitoring authentication messaging associated with payment account transactions are disclosed. One exemplary method includes monitoring authentication messaging from a merchant plug-in (MPI) associated with at least one merchant. The authentication messaging is related to one or more consumers attempting transactions to payment accounts at the at least one merchant.
    Type: Grant
    Filed: August 13, 2015
    Date of Patent: May 15, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Mark Hey, Anand Mallepally, Paul Baker
  • Patent number: 9934483
    Abstract: A pickup location may be enabled to continue to operate when communication over a network is not available. When communication is not available, a pickup location may not be able to send a confirmation that a user has dropped off an item for a return or to send a request to have the item retrieved by a carrier. The pickup location may be enabled to assign a stored access code that was previously sent to a carrier and which will allow the item to be retrieved by the carrier who has arrived at the pickup location for reasons other than a request to retrieve the item. A retrieval confirmation from the carrier may be utilized to allow a refund or replacement process to be initiated, and to update capacity information for the pickup location, if the carrier meets a certain confidence threshold requirement based on past performance.
    Type: Grant
    Filed: August 6, 2013
    Date of Patent: April 3, 2018
    Assignee: Amazon Technologies, Inc.
    Inventors: Rucheek Hasmukh Sangani, Piyush Gupta, Neha Goswami, Nicholas John Morren, Ameya Rahane
  • Patent number: 9904924
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for transferring money using email. One of the methods includes receiving, at a user device, user input of a request to transfer a payment amount from a recipient account with a payment service system to a sender account of a sender with the payment service system. A draft email message is generated, the message having content identifying the requested payment amount, the draft email message including a confirmation link to a network resource associated with the payment service system, wherein upon receiving an indication that the recipient selected the confirmation link, the payment service system identifies a sender account of the sender and a recipient account of the recipient and initiates a transfer of the requested payment amount from the recipient account to the sender account.
    Type: Grant
    Filed: August 9, 2017
    Date of Patent: February 27, 2018
    Assignee: Square, Inc.
    Inventors: Jack Dorsey, Jesse Wilson, Brian Grassadonia
  • Patent number: 9864976
    Abstract: A facility for initiating a funds transfer operation is described. The facility displays on a mobile device identity verification information for other people each associated with another mobile device within a maximum distance. For example, the displayed identity verification information may be a picture of the person. The user may select one of these in order to initiate a funds transfer operation to the selected person.
    Type: Grant
    Filed: September 9, 2014
    Date of Patent: January 9, 2018
    Assignee: Simple Finance Technology Corp.
    Inventors: Thomas Wanielista, Tad Fisher, Matthew Moyer, Colin Ruffenach, Tristan Waddington, Jarred Ward
  • Patent number: 9825935
    Abstract: Embodiments of the present disclosure disclose gateway facilitating document transactions and related methods. Specifically, the disclosure discloses a gateway facilitating document transactions within a third party workflow. The gateway includes a front-end module and a controller. The front-end module is configured for providing one or more interfaces to a user to perform a document transaction, the one or more interfaces being configured for allowing the user to login into a document banking account of the user; displaying one or more documents available in the document banking account of the user; and allowing the user to select one or more documents for the transaction.
    Type: Grant
    Filed: February 7, 2014
    Date of Patent: November 21, 2017
    Assignee: Conduent Business Services, LLC
    Inventors: Atul Singh, Anirban Mondal, Kovendhan Ponnavaikko, Deepthi Chander, Koustuv Dasgupta, Nischal Murthy Piratla, Mark Johnston
  • Patent number: 9792606
    Abstract: A method for performing a secure transaction between a secure device (2) and a terminal (4), the method being carried out by the secure device (2) and comprising the steps of: receiving transaction data from the terminal (4), characterized in that it comprises, before the step of receiving transaction data from the terminal (4), the steps of obtaining transaction data entered by a user of the secure device (2), and transmitting the transaction data to the terminal (4).
    Type: Grant
    Filed: August 10, 2012
    Date of Patent: October 17, 2017
    Assignee: Oberthur Technologies
    Inventors: Yann-loic Aubin, Vincent Guerin, Matthieu Boisde
  • Patent number: 9786018
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, contact lists, stored database images, images over the Internet, and the like, and associates the activity information and images with the activities. The financial and social management system may determine images for other users associated with an activity of a first user by identifying tag users in a social networking account of the first user or contacts in a social networking account of the first user that participated in activities at the same time or locations as the activities of the first user.
    Type: Grant
    Filed: September 20, 2013
    Date of Patent: October 10, 2017
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9767458
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for transferring money using email. One of the methods includes receiving, at a user device, user input of a request to transfer a payment amount from a recipient account with a payment service system to a sender account of a sender with the payment service system. A draft email message is generated, the message having content identifying the requested payment amount, the draft email message including a confirmation link to a network resource associated with the payment service system, wherein upon receiving an indication that the recipient selected the confirmation link, the payment service system identifies a sender account of the sender and a recipient account of the recipient and initiates a transfer of the requested payment amount from the recipient account to the sender account.
    Type: Grant
    Filed: November 20, 2015
    Date of Patent: September 19, 2017
    Assignee: Square, Inc.
    Inventors: Jack Dorsey, Jesse Wilson, Brian Grassadonia
  • Patent number: 9727915
    Abstract: Methods and apparatus to implement spin-gesture based trade action parameter selection are disclosed herein. An example method includes detecting, via a user interface of a trading application generated by a computing device, an activation event associated with an interface control corresponding to a trade action, wherein the activation event is a gestural input received via the generated user interface. The example method also includes updating, via the user interface, a value of a trade action parameter associated with the trade action, wherein the value of the trade action parameter updates in a sequence based on a direction associated with the gestural input.
    Type: Grant
    Filed: September 26, 2013
    Date of Patent: August 8, 2017
    Assignee: Trading Technologies International, Inc.
    Inventor: Scott F. Singer
  • Patent number: 9721253
    Abstract: Various forms of information are utilized in a system and accompanying method for making inferences regarding the trustworthiness of a person performing an online transaction and deciding whether to allow the transaction to have material implications. More specifically, the information relates to the online browsing activity of a user and the online transaction being performed by the user. Further, information regarding certain probable characteristics of the user is determined based on a possible association between the user and one or more known entities. Based on the foregoing information, model attributes are derived and provided as input to a fraud determination model. Using this model and one or more of the attributes, a probability that the transaction is fraudulent is determined.
    Type: Grant
    Filed: January 8, 2016
    Date of Patent: August 1, 2017
    Assignee: Forter Ltd.
    Inventors: Iftah Gideoni, Ofir Reich, Yaniv Arthur Baruch Meller
  • Patent number: 9659293
    Abstract: A method includes establishing a first funds transfer account associated with a first device and a second funds transfer account with a second device, funding at least the first fund account, and selecting the second device as the recipient of a funds transfer from the first device. The method further includes sending a communications link request from the first device to the second device and receiving acceptance of the communications link request from the second device. The method then establishes a communications link between the first device and the second device, initiates a funds transfer from the first device to the second device, wherein the amount is designated at the first device, and verifies the funds transfer amount, the first funds transfer account, and the second funds transfer account. Then, the method transfers the amount to the second funds transfer account associated with second device.
    Type: Grant
    Filed: May 15, 2013
    Date of Patent: May 23, 2017
    Assignee: The Western Union Company
    Inventor: Kimberly Dunwoody