Abstract: Example embodiments of systems and methods for touch screen interface interaction using a card overlay are provided. In an embodiment, a body may include a first main side and a second main side opposite the first main side, wherein the body is positionable with respect to a touch screen interface. The transaction card may further include indicia on the body, the indicia identifying a plurality of apertures through the body, wherein a user input provided through the plurality of apertures actuates corresponding touch locations on the touch screen interface to authenticate a transaction.

Abstract: Systems and methods for creating a license during a purchasing process between a customer and a vendor are provided. In one implementation, a method may be executable by a vendor system in communication with a customer device in a decentralized computing infrastructure. The method may include the steps of receiving a purchase order from a customer to initiate a purchase of a software or hardware product, where the customer is associated with the customer device, and receiving a public key from the customer. Additionally, the method may include the steps of creating a smart contract for controlling a license related to the purchase of the software or hardware product and sending a contract address associated with the smart contract to the customer to enable the customer to activate the software or hardware product.

Abstract: Disclosed are computer-implemented methods, non-transitory computer-readable media, and systems for managing transactions in multiple blockchain networks. One computer-implemented method includes identifying a first transaction in a first blockchain network that is a first Hash Time Locked Contract (HTLC) transaction in the first blockchain network, identifying a second transaction in a second blockchain network that is a second HTLC transaction in the second blockchain network different from the first blockchain network, determining that a first transaction commit time of the first HTLC transaction is earlier than a second transaction commit time of the second HTLC transaction and a first secret hash of the first HTLC transaction has a same value as a second secret hash of the second HTLC transaction, and in response, determining that the first HTLC transaction and the second HTLC transaction are associated with each other and related to a cross-chain transaction.

Abstract: Systems and methods that facilitate authenticating a user making a payment using microelectromechanical systems (MEMs) devices (i.e., smart dust). The MEMs devices may have sensors that collect data and transfer it to a base station device. The MEMs devices can collect sensor data, including biometric data and/or capture images of the person. The MEMs can also collect sensor data such as audio data, optical data, temperature data, pressure data, and motion data and compare it to data associated with a user profile to determine that the person making the payment is the same person associated with the user profile. Once the person's identity has been confirmed, and thus authenticated, the payment request can be confirmed and payment made, via either the mobile device or credit card.

Abstract: Systems and methods for using distributed ledger micro reporting tools are disclosed. In one embodiment, in a distributed computer application executed by an information processing apparatus comprising at least one computer processor, a method for using a distributed ledger micro reporting tool may include: (1) an event listener establishing a connection a distributed ledger; (2) in response to the creation of each block of a plurality of blocks on the distributed ledger, the listener reading block details from the block, wherein the block comprises a plurality of transactions, and the block details comprise a transaction hash for each of the plurality of transactions; (3) indexing the transaction hash with a timestamp; and (4) storing the index of the transaction hash with the timestamp.

Abstract: Computer-implemented method and system of transacting a digital payment instrument deploying an authentication seal.

Abstract: A network gateway includes a gateway authenticator, a first network interface for interfacing the network gateway with a first computer network, and a second network interface for interfacing the network gateway with a second computer network that is distinct from the first computer network. The gateway authenticator receives from a pin-pad terminal, via the first computer network, an activation credential request that includes a first administrator credential. The pin-pad terminal receives the first administrator credential from a hardware token that is interfaced with the pin-pad terminal.

Abstract: Embodiments of the disclosure generally relate to systems and methods for processing electronic payments for retail services and goods delivered by a retail establishment. In embodiments, a mobile wallet application is installed in the automobile. The automobile wallet application can receive and/or send transaction and payment information over a near field communication system to a retailer and on to an authorizing authority. The authorizing authority receives the payment and transaction information, authorizes or declines the payment of the transaction, and forwards the authorization or declination to the automobile wallet application. If authorized, the retailer provides the retail good or service.

Abstract: A system and method to conduct secure electronic financial transactions are provided.

Abstract: Systems and techniques are provided for a resource transfer system. An instruction to transfer a first quantity of a resource from a first resource pool to a second resource pool may be received. A hold may be placed on a second quantity of the resource in the first resource pool. The held second quantity of the first resource may not be transferred from the first resource pool until the hold is released. Responsive to receiving a message that fulfills a condition on the hold and an instruction to execute the transfer, the hold may be released. A register that is in the first resource pool and is associated with the resource may decremented by the first quantity, and a register that is in the second resource pool and is associated with the resource may be incremented by the first quantity.

Abstract: During operation, a first node coupled to the blockchain sends a transaction confirmation request for a target transaction to a second node, the transaction confirmation request comprising transaction data associated with the target transaction. The first node receives a transaction confirmation response from the second node, the transaction confirmation response comprising a first data block comprising at least an identifier of the second node, first encoded transaction data generated based on a predetermined encoding scheme, and a first confirmation result. The first node generates a second data block comprising at least an identifier of the first node, second encoded transaction data generated based on the predetermined encoding scheme, and a second confirmation result; and in response to determining that each of the first confirmation result and the second confirmation result indicates that the target transaction is confirmed, stores the first data block and the second data block in the blockchain.

Abstract: In an implementation, processing blockchain-based data is described. Data to be stored in a blockchain network is received at one or more processing devices of a blockchain node. A determination is made that an attribute of the data is of a particular type. In response to determining that the attribute of the data is of the particular type, a digest representing the data is generated. The digest is smaller in size than the data. The data is stored at a storage location in accordance with a mapping relationship between the digest and a first identifier of the data. An encrypted version of the digest is generated, by the one or more processing devices for storage on the blockchain network, using a private key of a public-private key pair corresponding to a second identifier of the data.

Abstract: The claimed solution relates to a method of making transactions in the blockchain framework using a protected hardware and software complex to ensure secure storage of digital currencies (cryptocurrencies) and control the entire lifecycle of multiple wallets simultaneously to make transactions in the blockchain network. Basic features of the hardware and software complex include the effective control over the entire life cycle of cold wallets, generation of digital wallets and secure storage of their private keys in an isolated environment using the hardware security modules (HSM), as well as maintaining the multiple level authentication of blockchain transactions. It is possible to use all the features of the complex due to compatibility with the application programming interface (API), which enables to integrate the complex into the existing software solutions, for example, banking systems.

Abstract: The disclosed embodiments include methods and systems for providing tokenized transaction accounts. In one embodiment, a computer-implemented method is provided that may include generating, by one or more processors, a first tokenized transaction account from a first transaction account associated with a first user. The method may also include providing the first tokenized transaction account to a client device associated with the first user for storage in the client device and use in transactions. The method may also include updating the first tokenized transaction account based on one or more conditions and providing the updated first tokenized transaction account to the client device for storage and use in a subsequent transaction.

Abstract: A portable information handling system having an NFC device obtains identifier information from information handling systems through NFC and applies the identifier information to obtain license keys for applications stored on the information handling system from a license server through a network interface. NFC transfer of license keys in a secure environment, such as to server information handling system management controller in a data center, provides the convenience of public license servers without the security risk of an open public network access to the management controller.

Abstract: The disclosed embodiments relate generally to complex data stream control and entitlement. Specifically, the disclosed embodiments provide systems and methods for ensuring that only authenticated/verified participants receive data streams. A third party, e.g., a party other than the data provider or the data recipient, who is nevertheless associated with both the data provider and the data recipient, may be involved in controlling whether data streams from the data provider can reach the data recipient. Thus, a third party may logically sit between the data provider and the data recipient, and may decide whether the data recipient should receive data streams. The disclosed embodiments implement data generation, flow, control and permissioning between multiple entities via digital assets accessed and manipulated on a shared data structure.

Abstract: A mobile device and a method are provided. A mobile device includes a display, a sensor configured to sense a user operation with respect to the display, a fingerprint sensor configured to sense a fingerprint of the user that input the user operation, a storage configured to store preregistered fingerprint information, and a controller configured to perform an operation corresponding to the user operation when the fingerprint sensed by the fingerprint sensor matches the stored fingerprint information and perform a fingerprint registration operation when the fingerprint sensed by the fingerprint sensor does not match the stored fingerprint information.

Abstract: In one embodiment, a local computer network includes profile information local identifications for multiple organizations. Remote profile information is stored on a remote computer network and transferred to the local network to perform secure transactions with other computer networks. Embodiments of the disclosure include linking remote and local identifications. In another embodiment, remote and local identifications are linked by generated multiple messages to different users in different roles to prevent fraud, for example.

Abstract: A method of participation verification includes generating sets of cryptocurrency coins (coin sets). The coin sets have cryptocurrency coins and correlate to events for which participation is verified. The method includes generating user keys including unique public keys for each user and user secret keys. The method includes assigning a public key to a user, communicating the assigned public key to a user device and enabling download of a verification application. The method includes receiving a first coin request that includes identification of a first coin set, the assigned public key, and a data set. The method includes verifying user participation in an event based on the data set. The method includes executing a cryptocurrency transaction with the user device. The cryptocurrency transaction including public validation of a transfer of a cryptocurrency coin from the identified coin set to the user device via an append-only ledger.

Abstract: Systems and methods are disclosed for establishing a multi-dimensional fraud detection system and payment analysis. One method includes: receiving transaction history of a user, the transaction history including a first payment vehicle and a second payment vehicle; determining, of the received transaction history, one or more instances of switching from one the first payment vehicle to the second payment vehicle; and determining a user-specific abandonment score for the user, based on the determined instances of switching from the first payment vehicle to the second payment vehicle.