Patents Examined by Jason Borlinghaus
  • Patent number: 10360632
    Abstract: Systems and methods are disclosed for fast track routing of streaming data as between multiple compute resources. For example, the system may comprise a processor, reconfigurable logic device, a shared memory that is mapped into a kernel and user space of an operating system for the processor, a network protocol stack, and driver code for execution within the kernel space of the operating system while the operating system is in the kernel mode. The driver code can be configured to (1) maintain a kernel level interface into the network protocol stack, (2) copy the streaming data from the network protocol stack into the shared memory, wherein the copy operation is performed by the driver code without the operating system transitioning to the user mode, and (3) facilitate DMA transfers of data from the shared memory into the reconfigurable logic device for processing thereby.
    Type: Grant
    Filed: December 28, 2018
    Date of Patent: July 23, 2019
    Assignee: IP Reservoir, LLC
    Inventors: Scott Parsons, David E. Taylor, David Vincent Schuehler, Mark A. Franklin, Roger D. Chamberlain
  • Patent number: 10325249
    Abstract: Systems and methods that help ensure that assist a user with bill payment on a graphical user interface (GUI) are described. After receiving bill payment information from the user through the GUI, bill payments are aggregated over a given period of time, allowing a user to make a single payment to ensure that all appropriate bills and/or invoices are paid in a timely fashion. Through use of the GUI, a user can avoid the traditional hassle and stress of tracking and paying bills.
    Type: Grant
    Filed: August 19, 2016
    Date of Patent: June 18, 2019
    Assignee: PayPal, Inc.
    Inventors: Matthew Parker Dennison, Hisham Ibrahim, Michael Reiss, Maria Doherty, Erin Riedl, Sandeep Bhimavarapu, Hester Seth, Marisa Johnson
  • Patent number: 10319159
    Abstract: A computer implemented method for determining a driving pattern from raw telematics data is presented. A data server may receive, via a computer network, a plurality of telematics data corresponding to a trip of a vehicle, wherein the plurality of telematics data originates from a client computing device. The data server may also identify a first primary movement window of the vehicle trip and one or more constant speed and idling windows of the vehicle trip. The data server may further estimate gravity from the telematics data in the first primary movement window of the vehicle trip and generate a pitch and a roll angle from the first primary movement window of the vehicle trip, as well as one or more yaw angle estimates from the first primary movement window of the vehicle trip. The data server may further determine a driving pattern using at least constant speed times, idling times, acceleration, breaking, vehicle turns and relate that to estimate driving risk and insurance premium.
    Type: Grant
    Filed: May 16, 2018
    Date of Patent: June 11, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Sunish Shreenarayan Menon, David J. Dosher, Scott Thomas Christensen
  • Patent number: 10263798
    Abstract: A device may receive network traffic. The device may determine that the network traffic includes a hypertext transfer protocol (HTTP) message. The device may determine, based on the HTTP message, that the network traffic is associated with a toll-free data service. The toll-free data service may cause a first party to be billed for data usage associated with the network traffic by a second party. The device may perform validation operations, based on validation information included in the HTTP message, to determine whether to provide the network traffic or drop the network traffic. The network traffic may be provided when the validation operations are successful, and may be dropped when the validation operations are unsuccessful. The device may cause the first party or the second party to be billed for the data usage based on the network traffic being associated with the toll-free data service.
    Type: Grant
    Filed: December 28, 2015
    Date of Patent: April 16, 2019
    Assignee: Verizon Patent and Licensing Inc.
    Inventor: Chunyan Du
  • Patent number: 10181159
    Abstract: A computer device and method for processing loss related data to detect and initiate insurance claim events. Data is received from one or more sensor devices relating to insured property. Analysis is performed on the received data to determine one or more claim events regarding the insured property. An insurance policy, other product, or service contract associated with the insured property is received and analyzed to determine coverage for the insured property as prescribed by the insurance policy, other product, or service contract. Predefined business rules are applied using the determined one or more claim events and the determined coverage to determine if the insurance policy, other product, or service contract supports a claim regarding the one or more claim events. Notification of the claim is provided if it is determined supported by the insurance policy, other product, or service contract.
    Type: Grant
    Filed: May 15, 2014
    Date of Patent: January 15, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
  • Patent number: 10181154
    Abstract: A number of enhancements for financial services devices are provided. Financial services devices, as used herein, may include drive-up type financial services devices. These enhancements include user interface improvements as well as increasing functionality of the financial services device. Specific application of the enhancements include drive up financial services devices. The enhancements may include improved ergonomics for customer interaction and multiple display screens, as well as sensors for detection of a customer's vehicle.
    Type: Grant
    Filed: July 19, 2012
    Date of Patent: January 15, 2019
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: William Budde, Giancarlo Miranda, Joseph Bradley Nolan
  • Patent number: 10169815
    Abstract: A system, method, and non-transitory computer-readable information recording medium allows a user or trader to prepare, and send to an exchange, a trade order using a trading device. The trading device receives market data from an exchange and displays the received market data on a display unit of the trading device. The trading device also receives a trade order instruction via an input device at the trading device and detecting an occurrence of a market update as a function of the received market data within an established trade order time period associated with a time at which the trade order was received. If the occurrence of the market update was detected during the established trade order time period, the execution of the trade order is prevented.
    Type: Grant
    Filed: July 9, 2013
    Date of Patent: January 1, 2019
    Assignee: Trading Technologies International, Inc.
    Inventor: Brian J. Buck
  • Patent number: 10169814
    Abstract: A high speed apparatus and method for processing financial instrument order books are disclosed. With respect to an exemplary embodiment, a reconfigurable logic device is employed to synthesize quote events associated with a plurality of financial instruments from a financial market data feed.
    Type: Grant
    Filed: July 1, 2013
    Date of Patent: January 1, 2019
    Assignee: IP RESERVOIR, LLC
    Inventors: Scott Parsons, David E. Taylor, David Vincent Schuehler, Mark A. Franklin, Roger D. Chamberlain
  • Patent number: 10157426
    Abstract: Computer-implemented methods, systems and articles of manufacture for rendering paginated interview screens that include arrangements of tax questions or topics representative of question or topic relevancy and that are selected and arranged based at least in part upon determined question or topic categorization and/or ranking. Different pagination structures may be utilized to visually indicate tax question or topic relevancy and to encourage or enable users of a tax return preparation application to answer more pertinent questions or topics before others, while also allowing the user to navigate or scroll questions or topics of paginated screens and to select questions or topics to answer or address at the user's discretion, without being restricted by a pre-determined sequence of interview questions or hard-coded question-and-answer frameworks. Interview screen paginations and content thereof are dynamically updated as runtime data of the electronic tax return is received or updated.
    Type: Grant
    Filed: November 28, 2014
    Date of Patent: December 18, 2018
    Assignee: INTUIT INC.
    Inventors: Gang Wang, Kevin M. McCluskey, Jay J. Yu, Alex G. Balazs
  • Patent number: 10115135
    Abstract: A system and method which overcome the limitations of online charging systems which do not natively support redirection functionality. In an embodiment of the invention a SCIM provides the added redirection functionality to online charging systems which do not natively support redirection functionality. The SCIM supports redirection of a user session to a process application in a manner which allows the user to easily continue with the activity the user was engaged. If selected criteria are met the SCIM can update credit control answers (CCA) with redirection information to redirect the session to an application.
    Type: Grant
    Filed: July 3, 2013
    Date of Patent: October 30, 2018
    Assignee: ORACLE INTERNATIONAL CORPORATION
    Inventors: Shlomo Livne, Vladimir Furman, Renana Seidman, Tzach Livyatan
  • Patent number: 10101808
    Abstract: A system, method, and non-transitory computer-readable information recording medium displays information to a user. Market data having a first portion and a second portion is displayed on a display unit of a trading device. A user focus area is detected, at the trading device. The user focus area is associated with one of the first and second portions of the market data. A first priority is assigned to the one of the first and second portions of the market data and a second priority is assigned to another one of the first and second portions of the market data. The first priority is higher than the second priority. The market data in the first and second portions is updated as a function of the first and second priorities, respectively.
    Type: Grant
    Filed: August 22, 2017
    Date of Patent: October 16, 2018
    Assignee: Trading Technologies International, Inc.
    Inventor: Brian J. Buck
  • Patent number: 10049100
    Abstract: For automated text processing, the inventors devised, among other things, an exemplary system that automatically extracts financial events from various unstructured text based sources, such as press releases and news articles. Extracted events, such as mergers & acquisitions, earnings guidance reports, and actual earnings announcements, are represented as structured data records which can be linked, searched, and displayed and used as a basis for controlling accessing to the source documents and other related financial documents for named entities.
    Type: Grant
    Filed: January 30, 2009
    Date of Patent: August 14, 2018
    Assignee: Thomson Reuters Global Resources Unlimited Company
    Inventors: Frank Schilder, James Shaw
  • Patent number: 10037568
    Abstract: An integrated order management engine is disclosed that reduces the latency associated with managing multiple orders to buy or sell a plurality of financial instruments. Also disclosed is an integrated trading platform that provides low latency communications between various platform components. Such an integrated trading platform may include a trading strategy offload engine.
    Type: Grant
    Filed: December 9, 2011
    Date of Patent: July 31, 2018
    Assignee: IP Reservoir, LLC
    Inventors: David Taylor, Scott Parsons
  • Patent number: 10037575
    Abstract: A trading interface is provided for displaying market data related to a tradeable object being traded at an electronic exchange. According to one example embodiment, market data related to a tradeable object is displayed in relation to a value axis, such as a price axis. As new market data is received, the displayed market data is updated and may be repositioned so that a trader can view current market conditions in a viewable portion of the interface. The interface also includes a number of market movement indicators that assist a trader in tracking market movement. These viewable references allow a trader to navigate and immediately understand the “real” direction of the market activity despite any underlying adjustment of the viewable area of the trading interface.
    Type: Grant
    Filed: June 27, 2016
    Date of Patent: July 31, 2018
    Assignee: Trading Technologies International, Inc.
    Inventor: Douglas R. Duquette
  • Patent number: 10032320
    Abstract: A computer implemented method for determining a driving pattern from raw telematics data is presented. A data server may receive, via a computer network, a plurality of telematics data corresponding to a trip of a vehicle, wherein the plurality of telematics data originates from a client computing device. The data server may also identify a first primary movement window of the vehicle trip and one or more constant speed and idling windows of the vehicle trip. The data server may further estimate gravity from the telematics data in the first primary movement window of the vehicle trip and generate a pitch and a roll angle from the first primary movement window of the vehicle trip, as well as one or more yaw angle estimates from the first primary movement window of the vehicle trip. The data server may further determine a driving pattern using at least constant speed times, idling times, acceleration, breaking, vehicle turns and relate that to estimate driving risk and insurance premium.
    Type: Grant
    Filed: August 7, 2017
    Date of Patent: July 24, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Sunish Shreenarayan Menon, David J. Dosher, Scott Thomas Christensen
  • Patent number: 10032161
    Abstract: A system and method for transferring funds from a sender in a starting currency to a desired recipient in a final, different currency. The system and method allows a sender to select a conversion rate from a plurality of conversion rates and the associated currency converter financial institution to conduct the transfer from the sender to the recipient.
    Type: Grant
    Filed: January 18, 2013
    Date of Patent: July 24, 2018
    Inventor: Paul E. Blackwood
  • Patent number: 10026127
    Abstract: Some embodiments of the invention provide systems and methods for displaying market data for a tradable object which are configured to generate order entry fields for display responsive to user input wherein the generated fields are automatically associated with a price for the tradable object to facilitate the timely placement of a trade.
    Type: Grant
    Filed: August 17, 2017
    Date of Patent: July 17, 2018
    Assignee: Trading Technologies International, Inc.
    Inventor: Brian J. Buck
  • Patent number: 10002387
    Abstract: The present invention is directed to apparatuses, methods, and computer program products for implementing a pre-contracted, staged, currency exchange system. Implementation includes receiving travel information from a user; processing the travel information, wherein processing the travel information comprises determining a negotiated currency exchange rate based on the received travel information; generating a contract based on processing the travel information, wherein the contract comprises terms for executing one or more transactions using the negotiated currency exchange rate, wherein the negotiated currency exchange rate is valid for at least one of a predetermined location, a predetermined number of transactions, or a predetermined period of time; and executing one or more transactions using the negotiated currency exchange rate in accordance with the contract terms.
    Type: Grant
    Filed: October 10, 2014
    Date of Patent: June 19, 2018
    Assignee: Bank of America Corporation
    Inventors: Tyler Johnson, Christian Michael Mande, James Robert Grimsley, Sara Gill, Nathan Dent, Kristy M. Crist
  • Patent number: 9984417
    Abstract: A computer device and method for processing risk or loss related data to determine insurance mitigation actions. Informatic data is received for an insured property from one or more informatic sensor devices associated with the insured property. Analysis is performed on the received informatic data to determine one or more risk conditions relating to the insured property. A mitigation report is generated based upon the determined one or more determined risk conditions which identifies one or more mitigation actions to be taken by an insured to reduce risks and the potential for future losses to the insured property.
    Type: Grant
    Filed: May 15, 2014
    Date of Patent: May 29, 2018
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, William Chandler, Michael P. Burns, Kathleen L. Swain, Cleburne R. Burgess
  • Patent number: 9916628
    Abstract: Computer-implemented methods, systems and articles of manufacture for modifying the manner in which interview questions are presented to a user of a tax return preparation application to provide a more personalized experience during preparation of an electronic tax return. A selected question that is consistent with a data model or schema is modified or twisted such that the selected question is reworded or rephrased. The modified question, rather than the original question, is presented to the user. The user's answer to the modified question is converted, mapped or “untwisted” to derive a corresponding answer to the original question that is consistent with the data model or schema utilized by the tax return preparation application. The corresponding answer may then be read by a rule engine or logic agent that utilizes a decision table that defines rules to determine which additional or other questions can be presented to the user.
    Type: Grant
    Filed: July 31, 2014
    Date of Patent: March 13, 2018
    Assignee: INTUIT INC.
    Inventors: Gang Wang, Kevin M. McCluskey, Jay J. Yu, Matthew L. Sivertson